Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[pprakash11]

Thanks PP. So we get rewards in the above two cards also?

Yes, but the more rewarding ones are VISA SIGNATURE/ MC WORLD.

 

[chenrichy]

Yes, but the more rewarding ones are VISA SIGNATURE/ MC WORLD.

Ok Thank you got it 😎

 

[VijayflyRaven]

Visa Gold (Virtual)
VISA Platinum ( Physical)- can be applied via mobile app.
Top left- Three Horizontal Lines-Apply Now-Debit card

Visa platinum rewards rate is just 5X. So won’t get 0.93%. Someone said we can get platinum plus.

 

[xxScriptzxx]

Visa platinum rewards rate is just 5X. So won’t get 0.93%. Someone said we can get platinum plus.

Platinum plus or platinum premier is not issued LTF unless there are some exceptions

 

[chenrichy]

Visa Gold (Virtual)
VISA Platinum ( Physical)- can be applied via mobile app.
Top left- Three Horizontal Lines-Apply Now-Debit card

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

 

[pprakash11]

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

I haven't tried.
But possibility is you will get 2 VISA Signature DCs.

there's no loss for you to try!

 

[VijayflyRaven]

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

Please report if it works to get 2 signature card.

 

[xxScriptzxx]

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

This is interesting, isnt the indus mobile app showing Mastercard in the debit card list ? I mean one can see the details of all debit cards on indus app

 

[xxScriptzxx]

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

Are you see option to upgrade on app under manage section for visa gold (virtual) ? Ideally it should not show if you already hold signature. By default, for gold/titanium they show upgrade to either platinum or signature

 

[VijayflyRaven]

Are you see option to upgrade on app under manage section for visa gold (virtual) ? Ideally it should not show if you already hold signature. By default, for gold/titanium they show upgrade to either platinum or signature

He is not talking about upgrade. If we use the menu hamburger menu and select apply, we see signature card as well. I too can see that option.

 

[seekndestroy99]

If it helps anybody, here are my Excel Calculations for IndusInd Exclusive DC:

 

[mojo_jojo123]

Are you sure Paytm + Visa Signature indusind fetches reward points..

I didn't get for transaction done three days ago..

Anyone else pls confirm ...

Paytm + visa signature only

sir you got Indusind dc points in paytm + visa signature ?

 

[seekndestroy99]

sir you got Indusind dc points in paytm + visa signature ?

Yes I have got (~1 month ago)

 

[rohitpgarg]

how long does it take for mobikwik to settle hdfc cc payment?

 

[VijayflyRaven]

sir you got Indusind dc points in paytm + visa signature ?

I did a transaction in visa and MC on 29th April. Got it in MC but not in Visa yet. MobiKwik + MC and Paytm + Visa.

 

[VijayflyRaven]

how long does it take for mobikwik to settle hdfc cc payment?

Did today and it took 1 hour.

 

[pprakash11]

how long does it take for mobikwik to settle hdfc cc payment?

For Diners card, it's instant. 😍

 

[chenrichy]

I haven't tried.
But possibility is you will get 2 VISA Signature DCs.

there's no loss for you to try!

Applied today for another Select Signature from app. Received new Request number and finally the service request was rejected 😑

 

[jack333]

I did a transaction in visa and MC on 29th April. Got it in MC but not in Visa yet. MobiKwik + MC and Paytm + Visa.

Are you sure mobikwik is not giving for visa?

 

[pprakash11]

Applied today for another Select Signature from app. Received new Request number and finally the service request was rejected 😑

then can't hold 2 VISA Signature- its clear.