abythomas557
TF Buzz
Hi,
Can any one share the experience with Punjab national bank credit cards?
Can any one share the experience with Punjab national bank credit cards?
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PNB Credit cards experience | Application process and time
- Thread starter abythomas557
- Start date
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- Tags
- pnb credit card
Got rupay select with pnb. Process took around 7 days. No savings account with pnb. Everything was done online, i did not send any email. During the application, i attached everything which was required
Just send the documents that you have uploaded during application process to aforesaid Email id again for super fast decision on your application .Sometimes experience tells a lot.After sending you will get update on your card approval or not within 3-4 days..Make sure all the documents are within 2 To 3 MB.Hope it helps.
●I have got my card on 4th day of application.
■Applied on 1st day
■Done vkyc in same session of application.
■Received vkyc approval message after 2 hrs same day.
■Sent mail to pnb and uploaded all the documents ...
■Got card approval message on 4th day and on the same day activated digital card via pnb genie app.
Seems like fastest approval from PSU bank for Non existing customers.
th4n0s
TF Neo
3 days after application and vKYC, i got message that your vKYC has been approved yesterday. Still no idea when the process is going to complete (any help is appreciated, is this manually approved?)
Portal showed me a "Provisional Credit Limit" and vKYC agent has even said that my card has been approved, whatever that means.
Portal showed me a "Provisional Credit Limit" and vKYC agent has even said that my card has been approved, whatever that means.
armat
TF Premier
Do LIC rupay select card possess wellness benefits?
No.As of now ,only on ITR basic or salary slip basic....means self employed or salaried can apply only
Lakshya Mahani
TF Ace
Today, i applied PNB Rupay Platinum card for my father. He has a savings account with PNB since 2010. I attached last year ITR and last 6 months bank statement( Salary account With Canara Bank). Then i got this.
Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)
Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)
PNB does not have a strict criteria for approval. Provisional limit has nothing to do with approval. This is the max possible limit that they can give you. You still need to complete the VKYC.Today, i applied PNB Rupay Platinum card for my father. He has a savings account with PNB since 2010. I attached last year ITR and last 6 months bank statement( Salary account With Canara Bank). Then i got this.
Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)
Lakshya Mahani
TF Ace
Even after having a savings account with them?
Not sure about this part.
Dont go with status in screenshot. Just do VKYC and once you will got kyc approval message then send all documents that you have uploaded in application time to given below email id for faster decision on your application.Today, i applied PNB Rupay Platinum card for my father. He has a savings account with PNB since 2010. I attached last year ITR and last 6 months bank statement( Salary account With Canara Bank). Then i got this.
Now i am getting this, so does it mean there will be no need of any KYC?
Also, does it has any chances of approval( he has a cibil of 792 right now with 0 late payments and highest limit reported in cibil is 7.30 lakhs)
"creditcardpnb2@pnb.co.in"
Lakshya Mahani
TF Ace
Ok Now send all the documents on aforesaid mail id and wait for their response.Either they'll give final approval message or will initimate you if anything pending in this whole process..Just now I was trying to explore about VKYC, just got to know this, now what should I do next?
Good luck ,you are about to get PNB Credit card..
Lakshya Mahani
TF Ace
Thankyou for your response, will send the documents in the morning itself.
I don't know why I am feeling this, but they will ask my father to send ITR for 2021-2022, as I have only provided them ITR of 2022-2023(somewhere I saw they requested for last 2 years). So, I will send all the documents again in the morning.
