Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[iamabhisekagar]

I have Fmaily Banking with Liberty Account.

Upto 3 Accounts you can add.

It may be possible now rules are changed or Your Branch wants to fulfill their targets so forcing you for prestige.

Ek complaint daaldo Branch ke against line pe aajyege.
Phir khud bolege Sir complaint kyu ki jaise unko toh pta hi nhi hai kyu ki

Pandas and Axis Bank love Bamboos

 

[LUCiF3R]

REDEEM NOW pe click krne pe ye aa rha... Iska alawa bhi kuchh krna pdega yaa ye ch*mxis de dega itne pe cashback?

Net banking se check krne pe sorry no cashback for your account aa rha?
Iska koi solution?

 

[Deleted member 2540]

View attachment 20104REDEEM NOW pe click krne pe ye aa rha... Iska alawa bhi kuchh krna pdega yaa ye ch*mxis de dega itne pe cashback?

Bamboo lagega ya nhi woh toh waqt btayega.

Waise Axis ka Treatment Mar'23 m karwa diya hai mne
On 24th July ya phle hi Cashback Credit kardega ch*mxis

Net banking se check krne pe sorry no cashback for your account aa rha?
Iska koi solution?

Abhi toh launch kara hai yeh feature
Wait till next Month for cashback to reflect in Netbanking for txns of Apr'23 onwards

 

[irohitpragya]

Bamboo lagega ya nhi woh toh waqt btayega.

Waise Axis ka Treatment Mar'23 m karwa diya hai mne
On 24th July ya phle hi Cashback Credit kardega ch*mxis

Abhi toh launch kara hai yeh feature
Wait till next Month for cashback to reflect in Netbanking for txns of Apr'23 onwards

what is the easiest way to achieve 25000 spend criteria in axis liberty account?
q- if I set every month's imps is that enough?

 

[Deleted member 2540]

what is the easiest way to achieve 25000 spend criteria in axis liberty account?
q- if I set every month's imps is that enough?

No.
Only Merchant spend Via UPI/DC/Netbanking is eligible

As of now Easiest is to Load Paytm Wallet or I will recommend Pay CC Bills

 

[irohitpragya]

No.
Only Merchant spend Via UPI/DC/Netbanking is eligible

As of now Easiest is to Load Paytm Wallet or I will recommend Pay CC Bills

right now I have digital easy access account. in which 2 debit cards. but don't want to pay 590 yearly.

should i block my physical card, and remain active e-debit card then is it save my rupees ?

or should i upgrade my account to liberty.

 

[Deleted member 2540]

write now I have digital easy access account. in which 2 debit cards. but don't want to pay 590 yearly.

should i block my physical card, and remain active e-debit card then is it save my rupees ?

or should i upgrade my account to liberty.

As per SOC of Digital Easy Access Account E-Debit Card is chargeable and Physical Card is free.

Refer to SOC for more information.

 

[irohitpragya]

As per SOC of Digital Easy Access Account E-Debit Card is chargeable and Physical Card is free.

Refer to SOC for more information.

okay, then should i go for liberty account. what do you suggest?

 

[Deleted member 2540]

I

okay, then should i go for liberty account. what do you suggest?

It is your choice.
For liberty you have to Either maintain 25k or Spend 25k.

If you can fulfill this Condition then Go with liberty.
Liberty DC is also chargeable
Check SOC for information on latest Charges

 

[irohitpragya]

axis infinity savings account

 

[Trust Me]

Mera 13-14 saal lag gaya LE dene main HDFC ko woh bhi 50k se 60k tak

Safar toh kaafi lamba lag raha hai 🤣

They apparently have no rhyme or reason for doing LE! My basic Moneyback CC limit saw a > 20 fold increase in ~8 years! That too while my relationship with them had been quite limited! Only my card saw regular use, but the bill was mostly within a few thousands only!

Once I was called up by a representative, and was offered a ~3% LE. I accepted it, only to realize later (through netbanking offers) that my actual LE entitlement was 30%! That devious guy allowed me just 3%! I called up customer service, but was refused the remaining part of my entitlement since I had already accepted the 3% increase!

Anyway, with availability of other better CCs my usage of the HDFC one fell to almost zero in recent times. In the mean time I'd upgraded my relationship to Imperia. Within a couple of months of that they again increased the LE by 30%! Now I'll just wait and watch whether the LE is brought down in future with non-use, or they offer me a better card, LTF.

 

[Tejo]

Yes

does anyone here got pre-appprved credit card offer with new limit on liberty account?

 

[Anil_SinghAnil_Singh is verified member.]

kabhi kabhi bank mujhpar meherbaan ho jata hai

 

[iamabhisekagar]

kabhi kabhi bank mujhpar meherbaan ho jata hai

 

[Anil_SinghAnil_Singh is verified member.]

View attachment 20346

 

[RkrRkr is verified member.]

View attachment 20347

Ye toh bahut badhiyai idea hai....

 

[Deleted member 2540]

kabhi kabhi bank mujhpar meherbaan ho jata hai

Decimal calculations bhi upto four decimals tak ki hai

Khuch jada hi improve kar diya hai system axis ne.

E-mail bhi aaya ya sirf SMS ?

Lagta hai Treatment Proper way m kiya hai RBI BO ne.
Phle kabhi receive hua hai aisa SMS automatically?

#Chamatkar # Axis Dil se Open true form.

 

[Deleted member 2540]

View attachment 20347

Ghum toh sakte hai .nach bhi sakte hai.

Par jitna Amount SMS likha hai an utne m aishwarya rai ki Photo dekh ke hi aish krni hogi🤣

 

[Anil_SinghAnil_Singh is verified member.]

Decimal calculations bhi upto four decimals tak ki hai

Khuch jada hi improve kar diya hai system axis ne.

E-mail bhi aaya ya sirf SMS ?

Lagta hai Treatment Proper way m ki hai RBI BO ne.
Phle kabhi receive hua hai aisa SMS automatically?

#Chamatkar # Axis Dil se Open true form.

SMS aaya, no email. Pehle kabhi nahi aaya ye message. Pata bhi nahi ye kis transaction ke liye cashback aaya. Axis ne kuch diya to mana thode hi karunga.

 

[iamabhisekagar]

Decimal calculations bhi upto four decimals tak ki hai

Khuch jada hi improve kar diya hai system axis ne.

E-mail bhi aaya ya sirf SMS ?

Lagta hai Treatment Proper way m ki hai RBI BO ne.
Phle kabhi receive hua hai aisa SMS automatically?

#Chamatkar # Axis Dil se Open true form.

Le @VISHESH_BANSAL