• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Considering to open Axis Liberty account. My question is whether I will receive the waiver of MAB if I spend 25k on Paytm wallet reload. Also will I get the voucher of Rs 750 on wallet reload of 60k. Thank you.
 
Considering to open Axis Liberty account. My question is whether I will receive the waiver of MAB if I spend 25k on Paytm wallet reload. Also will I get the voucher of Rs 750 on wallet reload of 60k. Thank you.
A reload of 25k in your Paytm wallet will count towards MAB waiver. However, to fulfill the requirement of 750, you need to make proper purchases like online shopping. If I am mistaken, I welcome our resident Bamboo expert, @VISHESH_BANSAL , to correct me. 🤣
 
Main har quarter ke end mei sochta hu ki Liberty ka chakkar hata kar seedha HDFC platinum wale se bill pay karu, lkn yeh 750 voucher ki talab hi aisi hai.
Anyone raised sr for voucher and cb .... liberty ac.
 
Woh bhi bta deta hu🤣

Axis- Zero.
Indus- Zero.
Kotak- Zero
AU- Zero
HDFC- Zero
RBL- Liquid Funds for day to day expenses and AMB Requirements
How was your experience with kotak everyday account?
Do we have to transact everyday, per suppose I have done 5 transactions today and next 10day I haven't done any transaction?
Do they provided you any pre approved offers?
How old is your kotak account?
 
I
How was your experience with kotak everyday account?
Do we have to transact everyday, per suppose I have done 5 transactions today and next 10day I haven't done any transaction?
Do they provided you any pre approved offers?
How old is your kotak account?
think it's 811 not everyday.
 
When do we get quarterly voucher and weekend cashback. For example for April to June. When can we expect? I even haven't recieved May month weekend cashback at the moment.
 
No, Vishesh is using everyday account. I seen him mentioning.
You can trasact anyday and any number of time to complete your quota.. Infact make all transaction on 1st of every month. But this is kind of pain in the a*s. Keep 20K in Kotak and you will get pre approved offer. I got in 3 months. Applied, got LE in next three months. Now the most imp part with this account depends upon where you live. ("Aasaan-Bhojan". Many people know this, but I don't want them to devalue this offer)..
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top