IDFC Started Issuing Power+ as Second Card

[Satish]

Hi All,

IDFC has started issuing Power+ as second. This was not available before. Only IDFC Vistara was eligible as second. Now you can also apply for Power+ card with shared limit. Instant approval & virtual card available for existing IDFC customers. I got my card today morning.

 

[rahulsethi]

Fir to ye bhi nahi rakhna chaiye 🤭

Even tried the uninstall install trick, no results

 

[rp0703]

How do we get the welcome 500 cashback, we need to directly swipe card at petrol pump, pay using HP pay scan the QR and use power plus as payment option, or as suggested in the power plus product page load the HP wallet using power plus credit card and then pay using wallet. Very confusing.

Card delivered?

 

[rahulsethi]

Card delivered?

not yet

 

[imrandiwan]

I have a question on the power plus product page idfc suggests one will get the 1.5 pc value back from HP Pay app only if one adds to the HP Pay wallet using this credit card. (6 Pay back points essentially, 3 while adding 3 while paying by scanning the code). Now when I added money to the wallet through this cc it showed a 0.85pc surcharge. Is that surcharge applicable on this card also? If that's the case it's not a 6.5 pc value back as advertised. But so far i saw just a charge of INR 500 and no surcharge. Will keep posted. HPCL cards are very confusing to use BPCL and IOCL cards are straight forward.

Yes, there is an extra 0.85% (add money) and 1% (direct pay) surcharge applicable if credit cards are used on HP Pay. So, the 1.5% benefit on HP pay is effectively useless !!

 

[invisiblespace]

bluedart kyc ? What does this mean ?

 

[rp0703]

View attachment 25697bluedart kyc ? What does this mean ?

Last four digits of Adhaar

 

[rahulsethi]

Yes, there is an extra 0.85% (add money) and 1% (direct pay) surcharge applicable if credit cards are used on HP Pay. So, the 1.5% benefit on HP pay is effectively useless !!

Also looks like one doesn't even get the 1.5% back if done directly scanning the QR code without loading it through wallet. Useless card. SBI BPCL Octane is much better higher return and no such gimmicky steps involved.

 

[rahulsethi]

How's this card compared to icici hpcl ss, bpcl rupay, Kotak, Axis, Hdfc IOCL cards? All share the same fee of 449-499 plus GST.

 

[rahulsethi]

Yes, there is an extra 0.85% (add money) and 1% (direct pay) surcharge applicable if credit cards are used on HP Pay. So, the 1.5% benefit on HP pay is effectively useless !!

Btw effective return for this card would be 4.65% that's the real return (if paid through HP pay app) and 4% if paid directly. I don't think it's a good idea to go through all that hassle just for 0.65% extra. Also, Axis IOCL usually LTF also gives a 4% return. I don't think I will be renewing this card next year. Instead will close my Samsung Infinite (Now useless with Magnus devaluation) and get an Axis IOCL LTF instead.

 

[VISHESH_BANSAL]

How's this card compared to icici hpcl ss, bpcl rupay, Kotak, Axis, Hdfc IOCL cards? All share the same fee of 449-499 plus GST.

Kotak IOCL is much better than other Fuel cards with Same Annual Fee.

Next is BOB HPCL

 

[rp0703]

Also looks like one doesn't even get the 1.5% back if done directly scanning the QR code without loading it through wallet. Useless card. SBI BPCL Octane is much better higher return and no such gimmicky steps involved.

Do we also get 4% reward points if we load hp pay wallet?

 

[rahulsethi]

we should as IDFC mentioned that as the right process. Refer attached ss.

Do we also get 4% reward points if we load hp pay wallet?

 

[imrandiwan]

Kotak IOCL is much better than other Fuel cards with Same Annual Fee.

Next is BOB HPCL

IMO when it comes to fuel cards, not a single card is perfect as rewards are always hit or miss since there is no proper mapping of fuel bunk network exists with any of the fuel companies. So, for assured repeated rewards you need to identify specific bunks in your city.

 

[rp0703]

we should as IDFC mentioned that as the right process. Refer attached ss.View attachment 25710

They also mentioned 5% on utility. I did recharge of 179 from amazon pay. Merchant name was Amazon Utilities. Transaction settled but not received any reward points yet.

 

[VISHESH_BANSAL]

They also mentioned 5% on utility. I did recharge of 179 from amazon pay. Merchant name was Amazon Utilities. Transaction settled but not received any reward points yet.

Check MCC in "Smart Statement" Tab.

 

[mr_vasanth]

I am not charged JF. I have applied on 31st July.

I have received my power+ card today and activated the card. No joining fee charged so far.

 

[pprakash11]

They also mentioned 5% on utility. I did recharge of 179 from amazon pay. Merchant name was Amazon Utilities. Transaction settled but not received any reward points yet.

Avoid such merchant which give fluctuating MCC.

For sure shot on utilities use MOBIKWIK.

For sure shot on Groceries, always visit Reliance Smart Points or similar stores

 

[srichaitanya]

I have received my power+ card today and activated the card. No joining fee charged so far.

I have also applied on July 31st and got the physical card today.

 

[Abhishek012]

Maine ab tak physical IDFC power+ RuPay credit card ka physical look nahi dekha. Halaki launch event me dekha hai but woh toh dummy card hota hai bada sa. 🤣🤣

 

[pprakash11]

Maine ab tak physical IDFC power+ RuPay credit card ka physical look nahi dekha. Halaki launch event me dekha hai but woh toh dummy card hota hai bada sa. 🤣🤣

Demand Note zaari krdo bhai