IDFC Started Issuing Power+ as Second Card

[Satish]

Hi All,

IDFC has started issuing Power+ as second. This was not available before. Only IDFC Vistara was eligible as second. Now you can also apply for Power+ card with shared limit. Instant approval & virtual card available for existing IDFC customers. I got my card today morning.

 

[pprakash11]

For BOB energie, always pay through HP pay app and select credit card as payment method after scanning. It has been giving clean rewards this way for all my transactions. Direct swipe in petrol bunk is a hit & miss. So I don't use it for direct swipe. HP pay wallet load will not give any reward point.

But many a times in small cities, DODO outlets don't have HP PAY QR code. They only accept cards.

And in big cities it's difficult to reach COCO outlets so far away.

Card swipe is convenient as always, so taking a card which gives guarantee on card swipe would be good!

Also @kshitij_0 since bhai you're currently in Tier 2, it will be difficult to find COCO outlet

Better do analysis and then finalise

 

[4uziaul]

But many a times in small cities, DODO outlets don't have HP PAY QR code. They only accept cards.

And in big cities it's difficult to reach COCO outlets so far away.

Card swipe is convenient as always, so taking a card which gives guarantee on card swipe would be good!

Also @kshitij_0 since bhai you're currently in Tier 2, it will be difficult to find COCO outlet

Better do analysis and then finalise

Yeh DODO aur COCO kya hai sunke toh janwar ka naam laga raha hai 🤣

 

[pprakash11]

Yeh DODO aur COCO kya hai sunke toh janwar ka naam laga raha hai 🤣

DODO: Dealer Owned Dealer Operated
COCO: Company Owned Company Operated

 

[VISHESH_BANSAL]

DODO: Dealer Owned Dealer Operated
COCO: Company Owned Company Operated

Itni Bifurcation m kabhi nhi gaya.
Mne delhi m jitne bhi HP pumps dekhe hai sab ke pass HP QR Code hai.

Or IOCL ke case m staff ko pta hai Reward points kaise redeem karne hai, kyuki IOCL ka inhouse reward system hai.

 

[mr_vasanth]

HP Pay is there in many outlets. Not only COCOs. Identifying outlet accepting HP pay in the regular visiting places is a one time job. The trick is we should always fill full tank when we find such outlets. We can definitely find in Tier-1 and Tier-2 cities. For people staying in Tier-3 cities and villages I don’t recommend this card. I agree on your point that direct swipe is the most convenient option and nothing can beat that. For direct swipes I don’t recommend this card at all. This card is reliable only if the outlet supports HP pay.

There have been many instances of other credit cards too not crediting points for all the fuel transactions. IMO no fuel credit card is perfect.

How about IDFC Power+ ? Anyone tried direct swipe ?

But many a times in small cities, DODO outlets don't have HP PAY QR code. They only accept cards.

And in big cities it's difficult to reach COCO outlets so far away.

Card swipe is convenient as always, so taking a card which gives guarantee on card swipe would be good!

Also @kshitij_0 since bhai you're currently in Tier 2, it will be difficult to find COCO outlet

Better do analysis and then finalise

 

[pprakash11]

Itni Bifurcation m kabhi nhi gaya.
Mne delhi m jitne bhi HP pumps dekhe hai sab ke pass HP QR Code hai.

Or IOCL ke case m staff ko pta hai Reward points kaise redeem karne hai, kyuki IOCL ka inhouse reward system hai.

Delhi door hai sahab 🤣

 

[pprakash11]

HP Pay is there in many outlets. Not only COCOs. Identifying outlet accepting HP pay in the regular visiting places is a one time job. The trick is we should always fill full tank when we find such outlets. We can definitely find in Tier-1 and Tier-2 cities. For people staying in Tier-3 cities and villages I don’t recommend this card. I agree on your point that direct swipe is the most convenient option and nothing can beat that. For direct swipes I don’t recommend this card at all. This card is reliable only if the outlet supports HP pay.

There have been many instances of other credit cards too not crediting points for all the fuel transactions. IMO no fuel credit card is perfect.

How about IDFC Power+ ? Anyone tried direct swipe ?

Agreed all have glitches at one time at least.
Many have got Power+ recently so haven't explored it yet

 

[mr_vasanth]

Yes he needs to enquire in couple of petrol bunks where he is living and take a call. That will be a wise thing to do. Even with SBI BPCL only limited outlets allow redemption of points.

But many a times in small cities, DODO outlets don't have HP PAY QR code. They only accept cards.

And in big cities it's difficult to reach COCO outlets so far away.

Card swipe is convenient as always, so taking a card which gives guarantee on card swipe would be good!

Also @kshitij_0 since bhai you're currently in Tier 2, it will be difficult to find COCO outlet

Better do analysis and then finalise

 

[rp0703]

IDFC First Power+ Joining Fee posted in IDFC First Mobile app (₹499+GST) as soon as I activated the card.

Feeling like:
View attachment 25494


@VISHESH_BANSAL

Didn't activated the card yet still joining fee posted.

 

[pprakash11]

Didn't activated the card yet still joining fee posted.

The fear that I was feeling 🤣

C/c: Others in this thread pls. Comment whether JF charged or not?

 

[cc24x7]

Didn't activated the card yet still joining fee posted.

when did you apply and got the card? which date?

 

[rp0703]

when did you apply and got the card? which date?

Applied yesterday. Approved instantly and digital card generated. Already had Millenia Card.

 

[cc24x7]

Applied yesterday. Approved instantly and digital card generated. Already had Millenia Card.

my both cards were approved on 31st July, and the physical card of Select was delivered but Power+ has not yet. I have not activated anyone's card yet.
for me, JF is not charged yet for a power+ card as per the offer.
I may not be going to activate any of my IDFC cards.

 

[rp0703]

I may not be going to activate any of my IDFC cards.

Why?

 

[cc24x7]

Why?

my brother has the same set of cards, so do not want to keep the same card in the family. Will see if IDFC going to call me if I don't activate the card.

 

[rp0703]

my brother has the same set of cards, so do not want to keep the same card in the family. Will see if IDFC going to call me if I don't activate the card.

Ok. But i don't think you need to separately activate the card like in Axis. They are already active, you just have to enable online transactions.

 

[cc24x7]

Ok. But i don't think you need to separately activate the card like in Axis. They are already active, you just have to enable online transactions.

ok then will keep this for a few months as it is and decide later

 

[imrandiwan]

The fear that I was feeling 🤣

C/c: Others in this thread pls. Comment whether JF charged or not?

Application on 30/7 with instant approval, no JF charged yet

 

[pprakash11]

Application on 30/7 with instant approval, no JF charged yet

Lucky Last 🎉🎉

 

[mr_vasanth]

The fear that I was feeling 🤣

C/c: Others in this thread pls. Comment whether JF charged or not?

I am not charged JF. I have applied on 31st July.