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HDFC Moneyback to Millenia?

  • Thread starter Thread starter cardex
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cardex

TF Premier
Is it advisable to avail upgrade from HDFC moneyback to Millenia Visa international (rs1000 fees)? Pros and Cons? Or better apply for a limit increase offer on the Moneyback card itself? Other card holdings (Onecard, Amazon ICICI, Tata neu basic rupay, Kotak rupay)?
 
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Is it advisable to avail upgrade from HDFC moneyback to Infina Visa international (rs1000 fees)? Pros and Cons? Or better apply for a limit increase offer on the Moneyback card itself? Other card holdings (Onecard, Amazon ICICI, Tata neu basic rupay, Kotak rupay)?
Are you sure it's infinia?
 
Is it advisable to avail upgrade from HDFC moneyback to Millenia Visa international (rs1000 fees)? Pros and Cons? Or better apply for a limit increase offer on the Moneyback card itself? Other card holdings (Onecard, Amazon ICICI, Tata neu basic rupay, Kotak rupay)?
HDFC Millennia is anytime better than Moneyback even if you're upgrading from LTF Moneyback to chargeable Millennia. Reaching 1L spend milestone isn't difficult in a year to get fee waiver on Millenia.

You'll be getting 5% cashback on major ecom portals namely: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.

Also 6% cashback on Smartbuy purchases. 1% cashback on other spends as well. Exclusions are very few unlike other bank cards. Only Rent Payments, Govt txn & Fuel txn are excluded.
 
HDFC Millennia is anytime better than Moneyback even if you're upgrading from LTF Moneyback to chargeable Millenia. Reaching 1L spending milestone isn't difficult in a year to get fee waiver on Millenia.

You'll be getting 5% cashback on major ecom portals. Also 6% cashback on Smartbuy purchases. 1% cashback on other spends as well. Exclusions are very few unlike other bank cards. Only Rent Payments, Govt txn & Fuel txn are excluded.
Only downside of Millennia is capping of 1000 points per billing cycle.
 
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