I have an SBI Simply Click. Took the Cashback Card, and it seems they will split the limit. I had explicitly asked them on call not to do so. Executive lied. I will be closing this card as there is no point in paying 999 for a pathetic limit and especially when lied to.
So, what is the correct procedure to get my limit restored on the Simply Click and close this Cashback card?
1. What happens if I do not activate the card upon receiving?
2. How soon can I call them about it?
I had even sent an email to SBI 2 days ago stating clearly not to issue me the card if they were deciding to split the limit. Today, I see my Simply Click limit reduced by INR 20,000. While I do not yet see a Cashback credit card, I think this is most likely the reason. They could have simply reduced my credit limit, too, though. Unsure until they inform me of anything to any effect. But, still.
If indeed this limit reduction has something to do with issuance of Cashback credit card, how do I go about closing this card and getting my original limit back to Simply Click?