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Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Do you guys have a term insurance?
- Thread starter kunal.exe
- Start date
Coverage - 1.5 Crore
Premium - 11519 per year
Insurer - Aegon Life
Premium - 11519 per year
Insurer - Aegon Life
Riya
TF Legend
what's your age? the premium is quite reasonable....
(Retirement age - Age) x Annual Income = Ideal Sum Assured.. Start with 10 to 15 times if you can and top up as you grow older.. - Aegon / ICICI Pru / PNB Metlife / HDFC Life are all great.. Pure Term.. Buy odd cover like 1.1 Cr for better premium.. this is v different from what normally the company will SELL you.. You ONLY need to replace your income due for your family.. good luck.. live long
Last edited:
Joined when i was 29. Now I'm 32.
Bhai aapka konsa bank h?? Konse bank ke Banker ho aap?
Lena toh mjhe bhi h
Riya
TF Legend
you mean 10 to 15 time the ideal sum assured? isn't it going to be quite high?
Your annual income not sum assured
raghu.rokda
TF Legend
What is term insurance and what are it’s benefits?
When u die during the policy period, your dependant gets a lumpsum money. Must have for all earning members of a family.
Riya
TF Legend
It's the insurance which is cashed only when the insured die... No investment or cashbacks in it.. plain jeevan beema
Riya
TF Legend
Great job!!! Money management is something we were never told in our early 20s... Now premium is so so high that it feels better not to take it
raghu.rokda
TF Legend
Policybazar ne ise khub rokda diya hoga
Never its too high ...more u wait more it gonna increase
Please translate in English?
of annual income
Afaik I know they never promote something only for 🤑... Baki mene b aegon ka liya h 50lac ka premium 8k in a year hai....
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