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Please suggest a card from the banks I'm not having. šŸ¦šŸŒŸ

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Gaara

Gaara

TF Ace
I would like to acquire credit cards from various banks specifically to avail 10% instant discount during sales. Could you please recommend cards that are easy to obtain and can be effectively used during sale events.​
​
My cards:​
AU - XCITE ACE (Card under processing) Not sure if I'll get it​
​
Axis - ACE - 159000​
​
HDFC - Business Money back and Tata Nue Plus - 84000​
​
ICICI - Apay and Coral - 420000​
​
IDFC - Select - 200000​
​
Kotak - Urbane and Myntra - 74000 ​
​
South India bank - One card - 300000​
​
SBI - (My father has a card)​
​

Standard Chartered Not Available for my Pincode​

​
​
​
 
Last edited:
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monika vega said:
I would like to acquire credit cards from various banks specifically to avail 10% instant discount during sales. Could you please recommend cards that are easy to obtain and can be effectively used during sale events.​
My cards:​
​
AU - XCITE ACE (Card under processing) Not sure if I'll get it​
​
Axis - ACE​
HDFC - Business Money back and Tata Nue Plus​
ICICI - Apay and Coral​
IDFC - Select​
Kotak - Urbane ​
South India bank - One card​
​
SBI - (My father has a card)​
​
​
​
Click to expand...
You should specify limit of your .. on current card .

There are many to suggest but Depends on your current limit one can even take a snipe
 
DocFixIt said:
You should specify limit of your .. on current card .

There are many to suggest but Depends on your current limit one can even take a snipe
Click to expand...
Done added limits šŸ˜
I use ace as my primary card, rest all banks just needed for 10% instant discount during sales.
 
monika vega said:
I would like to acquire credit cards from various banks specifically to avail 10% instant discount during sales. Could you please recommend cards that are easy to obtain and can be effectively used during sale events.​
​
My cards:​
AU - XCITE ACE (Card under processing) Not sure if I'll get it​
​
Axis - ACE - 159000​
​
HDFC - Business Money back and Tata Nue Plus - 84000​
​
ICICI - Apay and Coral - 420000​
​
IDFC - Select - 200000​
​
Kotak - Urbane - 74000​
​
South India bank - One card - 300000​
​
SBI - (My father has a card)​
​

Standard Chartered Not Available for my Pincode​

​
​
​
Click to expand...
Close - hdfc both cards . If u have limit more than 100k in hdfc ( get Millniea) .
Kotak - try MYNTRA card
Axis - well with limit unknown ( u can get so many card - depend on your priority)

Sbi - Cashback card, Bpcl normal rupay(50k ) or IRCTC card ( low fees reversal criteria).

Yes bank - finboster/ whatever they offer ltf

Rbl - safari

If u can show old credit cards + income documents+ your social media profile+ home property paper+ birth certificate issued at moment of birth ..
Then i highly recommend BOB eterna '& Snapdeal

Plus u have to wait for 1-2 month for approval
 
Last edited:
monika vega said:
Rehne Deta hu, Moneyback pe Quarterly offers athe hey. and my floater card TATA nue plus spend is being considered for that quarterly offers of Moneybank. Got 250 amazon GV twice.
Click to expand...

Saala mere ko to kabhi offer nahi diye šŸ¤¬ ulta 500 rupay fees alag leli šŸ˜ƒ par ab to Milennia say hogayi meri ballay ballay šŸ˜»
mehndi GIF
 
DocFixIt said:
Close - hdfc both cards . If u have limit more than 100k in hdfc ( get Millniea) .
Kotak - try MYNTRA card
Axis - well with limit unknown ( u can get so many card - depend on your priority)

Sbi - Cashback card, Bpcl normal rupay(50k ) or IRCTC card ( low fees reversal criteria).
Click to expand...
HDFC mey to Moneyback can be converted to Milennia right, and the floater would be attached to it?
 
DocFixIt said:
Close - hdfc both cards . If u have limit more than 100k in hdfc ( get Millniea) .
Kotak - try MYNTRA card
Axis - well with limit unknown ( u can get so many card - depend on your priority)

Sbi - Cashback card, Bpcl normal rupay(50k ) or IRCTC card ( low fees reversal criteria).
Click to expand...
If I close HDFC card there will be cooling period of?
I have Little over a year relation with HDFC, thinking they would give a LE and Upgrade which is better? to wait for it or close it?
And yes I applied for myntra kotak card its under processing from 29th šŸ˜¹
 
Abdullāh Khān said:
HDFC mey to Moneyback can be converted to Milennia right, and the floater would be attached to it?
Click to expand...
Yes for Millniea anywhere from 1 lakh to 1.5 lakh
6+ month old card can be converted/ upgraded .

Floaters remains as it is

For tata neu plus to infinity - 1.5+ lakh limit required
 
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monika vega said:
If I close HDFC card there will be cooling period of?
I have Little over a year relation with HDFC, thinking they would give a LE and Upgrade which is better? to wait for it or close it?
And yes I applied for myntra kotak card its under processing from 29th šŸ˜¹
Click to expand...
How much is your limit ..

Hdfc & l.e don't go hand in hand post covid then nil to zero chance post merger of hdfc bank & hdfc .
They just improving their Hdfc home loan segment
 
DocFixIt said:
Close - hdfc both cards . If u have limit more than 100k in hdfc ( get Millniea) .
Kotak - try MYNTRA card
Axis - well with limit unknown ( u can get so many card - depend on your priority)

Sbi - Cashback card, Bpcl normal rupay(50k ) or IRCTC card ( low fees reversal criteria).

Yes bank - finboster/ whatever they offer ltf

Rbl - safari

If u can show old credit cards + income documents+ your social media profile+ home property paper+ birth certificate issued at moment of birth ..
Then i highly recommend BOB eterna '& Snapdeal

Plus u have to wait for 1-2 month for approval
Click to expand...
RBL card I closed it in 2022 and from then they are not offering any new card, and Same with IndusInd I closed their card in 2023 March and it's been a year they say my card is being show in their portal so they can't issue new card.
Hihi been reading about BOB šŸ˜¹
But BOB is very aggressive with site wide offers, I was wondering after I get the card they will stop site wide 10% offers šŸ˜¹
 
DocFixIt said:
How much is your limit ..

Hdfc & l.e don't go hand in hand post covid then nil to zero chance post merger of hdfc bank & hdfc .
They just improving their Hdfc home loan segment
Click to expand...
Wo 22K walay limit enhancement kay offers kay liye aaj bhi darwaza khatkhata rahey hayn mera to. Kisi bhi waqt andar aa sakte hayn šŸšŖšŸš¶ā€ā™‚ļø
 
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