CASHBACK earned in FY 2023-24

[Riya]

I spent almost 10.50 L through cards this year and total cashback earned was just north of 21k...
That's approx 2% returns...
Not so good not so bad...
Please share your stories too 😜

 

[Pissant]

I spent almost 10.50 L through cards this year and total cashback earned was just north of 21k...
That's approx 2% returns...
Not so good not so bad...
Please share your stories too 😜

My mom spent a lakh this year and netted somewhere in the ballpark of 20-21k

I spent more than 1 cr and I wasn't able to keep track of my rewards earned.

 

[Deleted member 27665]

Spent Rs 5.23 lacs through credit cards and got Rs 4.12 lacs in cashback (cash back to bank account from credit cards)

 

[Strange]

I spent almost 10.50 L through cards this year and total cashback earned was just north of 21k...
That's approx 2% returns...
Not so good not so bad...
Please share your stories too 😜

Get ready to feel jealous after seeing the screenshot of cashback card users. 🤣🤣

 

[HumorSimpson]

IT dept. following this thread for taxing cashbacks.

 

[dealminer]

How does everyone keeps track of expenses across all cards?

 

[SSV]

How does everyone keeps track of expenses across all cards?

Either out of passion or plenty of time at hand

 

[Riya]

Either out of passion or plenty of time at hand

well I chart all my expenses and cashbacks on Tally...
earlier used it for business but its handy for keeping eye on personal expenses too....

 

[Riya]

My mom spent a lakh this year and netted somewhere in the ballpark of 20-21k

I spent more than 1 cr and I wasn't able to keep track of my rewards earned.

1L pe 20k returns 🤣 point blank par Rakha tha bank manager ko?

 

[dealminer]

Either out of passion or plenty of time at hand

Makes sense, I thought I am the only one who's stupid to spend without keeping a track of the expenses until you replied. 🤣

Thanks for saving me from the fomo 🫡

 

[Riya]

Spent Rs 5.23 lacs through credit cards and got Rs 4.12 lacs in cashback (cash back to bank account from credit cards)

elaborate please . . .

 

[SSV]

Makes sense, I thought I am the only one who's stupid to spend without keeping a track of the expenses until you replied. 🤣

Thanks for saving me from the fomo 🫡

in almost all the spends (about 90 %)I get something back or buy at a discount to normal price...
So there is no point in summing up all those...

 

[Riya]

Makes sense, I thought I am the only one who's stupid to spend without keeping a track of the expenses until you replied. 🤣

Thanks for saving me from the fomo 🫡

well its quite difficult to track returns with multiple cards on hand....

 

[Riya]

in almost all the spends (about 90 %)I get something back or buy at a discount to normal price...
So there is no point in summing up all those...

we aren't considering discounts... are we?? bcoz then the amount will be much more for everyone....

 

[SSV]

we aren't considering discounts... are we?? bcoz then the amount will be much more for everyone....

I am just saying , I dont count.. I know I am always in front..
for me to keep a record and sum up , it will take much considerable time ,
this time i can spend to earn more money than counting the savings

 

[Akash0043]

Spent around 3.91L with cashback of 17.9k 🥂🥂

 

[SSV]

Makes sense, I thought I am the only one who's stupid to spend without keeping a track of the expenses until you replied. 🤣

Thanks for saving me from the fomo 🫡

in almost all the spends (about 90 %)I get something back or buy at a discount to normal price...
So there is no point in summing up all those...

this is how I typically do,
I never ever buy anything straight in one step.. I do multiple hops

Suggest a 16gb Ram stick for this laptop

Document says it's a maximum of 16GB. I guess 8 is soldered. So you only have a slot for inserting 8 more gigabytes of RAM. On 8GB model, 4GB is soldered. Which is also another bullshit.

www.technofino.in

 

[Riya]

Spent around 3.91L with cashback of 17.9k 🥂🥂

grt.... what kind of cards are you guys using for such enormous returns..

 

[dealminer]

well its quite difficult to track returns with multiple cards on hand....

Well.. waiting for explanation of how you manage all that every time. And how often you update the excel. 🥱

 

[Pissant]

1L pe 20k returns 🤣 point blank par Rakha tha bank manager ko?

a lot of it is from axis samsung infinite and retention offers lol