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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Liberty card not showing only value plus secure plus online rewards visa mastercard showing upgrade option..i talked to branch but in their system same card showing without Liberty..can anyone here upgraded ac from easy access to Liberty share plz how to get Liberty card in upgrade ac
Call customer care or email to pno
 
Liberty card not showing only value plus secure plus online rewards visa mastercard showing upgrade option..i talked to branch but in their system same card showing without Liberty..can anyone here upgraded ac from easy access to Liberty share plz how to get Liberty card in upgrade ac
Suno,, pehle axis mobile app se Online Rewards Debit Card ko block kar do permanently....fir uske bad tum axis mobile app ko close krke open Karo....phir services me jane ke baad Debit card option pe jao usme Apply a new card wala ek icon dikhega...phir tum usme Liberty Debit Card ko apply krne ke liye show karega...phir apply kardo card delivery 7 working days ke andar ho jayega....aur 4 din bad app pe show krega...

Tum Online Rewards Debit Card ko block karo tabhi tumhe Liberty Debit card apply krne ka option aayega... personally verified
 
Suno,, pehle axis mobile app se Online Rewards Debit Card ko block kar do permanently....fir uske bad tum axis mobile app ko close krke open Karo....phir services me jane ke baad Debit card option pe jao usme Apply a new card wala ek icon dikhega...phir tum usme Liberty Debit Card ko apply krne ke liye show karega...phir apply kardo card delivery 7 working days ke andar ho jayega....aur 4 din bad app pe show krega...

Tum Online Rewards Debit Card ko block karo tabhi tumhe Liberty Debit card apply krne ka option aayega... personally verified
Yes. I too did same in January after upgrading to SBLBR
 
Ye millenia dc ka thread nahi hai
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How much should Liberty users have to pay for SMS alerts charges
From 1/oct/23 to 31/dec/23 I made total 74 transactions and 60% credit transaction

And charges imposed were 13.25 INR

But from 1/Jan/24 to 31/March/24 I made total 34 transactions but charges were imposed 15.63 INR
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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