0 AMB ICICI Account (Privilege Banking program)

[sidpsidp is verified member.]

With privilege banking, are chances of getting sapphiro LTF higher?

No. You would need wealth. Even then it's not a guarantee.

 

[VasukiVasuki is verified member.]

With privilege banking, are chances of getting sapphiro LTF higher?

Even with WEALTH banking or wealth private no one can guarantee the ltf status of any card.

What's your limit & other card

 

[AllThatStuff]

What was the process

explain in detail

Nothing much…actually few months back I visited a newly launched branch in my location for opening of Wealth account…but it didn’t go well, and the chapter was closed there.

Since it was a cashless branch…they were not getting much customers. So, last month onwards I started getting calls from branch for opening of Wealth account with reduced MAB. Initially they offered Wealth account for 3L IP & 1L MAB which I clearly denied. They then reduced the MAB to 50k to which I said I want an 0MAB as ICICI doesn’t have to offer much. I compared with HDFC Savings Max a/c features. Things ended there.

Then again last week I was offered 0MAB Privilege account with 5L IP, which was to be kept for 1 month. This again was denied by me. Finally he offered the account for 1L IP & pleaded me to keep it till 30th April.
Initially I denied this too…but then seeing the efforts put by the guy I gave in.

Process after that was very smooth…guy came to my plant gate and completed the formalities & account was active same evening!!

 

[Shubham Yadav]

Nothing much…actually few months I visited a newly launched branch in my location for opening of Wealth account…but it didn’t go well, and the chapter was closed there.

Since it was a cashless branch…they were not getting much customers. So, last onwards onwards I started receiving calls from branch for opening of Wealth account with reduced MAB. Initially they offered Wealth account for 3L IP & 1L MAB which I clearly denied. They they reduced the MAB to 50k to which I said I want an 0MAB as ICICI doesn’t have to offer much. I compared with HDFC Savings Max a/c features. Things ended up there.

Then again last week I was offered 0MAB Privilege account with 5L IP, which was to be kept for 1 month. This again was clearly denied by me. Finally he offered me 1L IP & pleaded me to keep it till 30th April.
Initially I denied this too…but then seeing the efforts put by the guy I gave in.

Process after that was very smooth…guy came to my plant gate and completed the formalities & account was active same evening!!

You gave me negotiation ideas

BTW thanks for your detailed answer

 

[Shubham Yadav]

@NShah

ICICI k DC rewarding krwao yrr

phir account khole

 

[NShah]

@NShah

ICICI k DC rewarding krwao yrr

phir account khole

Rupay platinum dc le sakto

 

[VasukiVasuki is verified member.]

@NShah

ICICI k DC rewarding krwao yrr

phir account khole

Agle Janam mohe icici na kijo

 

[Shubham Yadav]

Agle Janam mohe icici na kijo

are toh doc maal toh iss janam mai chapna h

 

[Shubham Yadav]

Rupay platinum dc le sakto

are jab rupa plat NSDL se mil jayega toh icici mai 5 LAkh ki baat krna kya matlab

aisa DC banwao ki sidha 2% cashback

kaam se kaam wealth management mai de deta

 

[realjayt]

Even with WEALTH banking or wealth private no one can guarantee the ltf status of any card.

What's your limit & other card

4.6 on APAY and 4.2 on coral

 

[NShah]

are jab rupa plat NSDL se mil jayega toh icici mai 5 LAkh ki baat krna kya matlab

aisa DC banwao ki sidha 2% cashback

kaam se kaam wealth management mai de deta

bhaiyaji isliye to hum bol rahe hai ki icici ka account open karke kuchho fyada nahi hai

 

[VasukiVasuki is verified member.]

are toh doc maal toh iss janam mai chapna h

Thk h vai chaapo

Join my teligrum ka link chahiye

 

[VasukiVasuki is verified member.]

4.6 on APAY and 4.2 on coral

You will get offers dw..
Plus shappiro or any other cc in icici isn't worth the hassle ..

 

[TheTrickySid]

Nothing much…actually few months back I visited a newly launched branch in my location for opening of Wealth account…but it didn’t go well, and the chapter was closed there.

Since it was a cashless branch…they were not getting much customers. So, last month onwards I started getting calls from branch for opening of Wealth account with reduced MAB. Initially they offered Wealth account for 3L IP & 1L MAB which I clearly denied. They then reduced the MAB to 50k to which I said I want an 0MAB as ICICI doesn’t have to offer much. I compared with HDFC Savings Max a/c features. Things ended there.

Then again last week I was offered 0MAB Privilege account with 5L IP, which was to be kept for 1 month. This again was denied by me. Finally he offered the account for 1L IP & pleaded me to keep it till 30th April.
Initially I denied this too…but then seeing the efforts put by the guy I gave in.

Process after that was very smooth…guy came to my plant gate and completed the formalities & account was active same evening!!

Which branch is this??
Also do you think other cashless branches would be having a same scheme??
How to identify which branch is cashless??

 

[ritwik2000]

do we need to maintain 1 lkh ?

 

[its_karan]

bus aise puch raha tha

Pehele ek baar open krwa k close krwa chuka hu ☠️ ☠️

 

[Shubham Yadav]

do we need to maintain 1 lkh ?

no need to maintain

if we need to maintain than this thread end

 

[VasukiVasuki is verified member.]

do we need to maintain 1 lkh ?

Previlage is a banking program not account

 

[sidpsidp is verified member.]

View attachment 51680

Bichare Bhai ko Kyun ghused rahe ho? Woh toh Brahmachari Hai. Eid me b kuch release nahi kya. Bache ki Jaan loge kya?

 

[finforgo]

I have Wealth variant is this somehow better?