sidp
TF Legend
Technically Yes. Some people leverage opening wealth account to get sapphiro.
But if you are existing customer & aren't maintaining nrv, it won't help much in getting new cc/Upgrade.
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0 AMB ICICI Account (Privilege Banking program)
- Thread starter vijay.vj
- Start date
But if you are existing customer & aren't maintaining nrv, it won't help much in getting new cc/Upgrade.
Lol no .
ritwik2000
TF Ace
are mene pucha 1lkh maintain krna padta he ki nhi.
Have ICICI changed the definition of 'Privilege' ?!
Because it used to be just a variant of accounts, with 3 different levels (different TRVs), -- Titanium, Gold and Silver.
What has changed?
.
Those are now discontinued
raghu.rokda
TF Legend
Like WEALTH previlage is banking program .in icici
Untill u r enrolled.
Your account is zero balance but you need to maintain to achieve it .
Or ur account might be downgraded to normal sb account like 10k account.
PPL like me who have already a zero balance account & in previlage progrm too ..
You can be 10k account holder & get upgraded to previlage by their system bcz u have
4 lakh cc limit or loan etc of certain value
It's new account .. so it takes time to get integrated with system
What happens to the old Privilege accounts now?
What is old new ,?
Just like wealth they r opening previlage at 1 lakh .
If u don't maintain u get back to normal sb
That's my take ( I might be wrong )
yb24
TF Premier
No it is basically a salary account so it will remain zero balance.My rm told me that If UPI transaction will be more on this account then icici may block it because it is for salary purpose only.
So ICICI means, "Just keep receiving money in this account. Don't you dare touch it"
???
What if the customer has an ICICI CC with CL > 4L ? Still needs to maintain 1L MAB? -- Or is it like the Legend CC and free Select account at IndusInd?
.
ritwik2000
TF Ace
same like indusind
No u don't have to maintain anything
Sustain the previlage progrm.
If u have icici cc of more than 4 lakh
If something happens just do a firey tweet to icici in dm
varun__goel_
TF Prestige
Every other bank is harassing customers by blocking accounts for doing multiple UPI txns nowadays
And then what's the point of UPI if banks are doing such things?
Last edited:
Anyone with ICICI credit card with minimum 4L credit limit can get privilege account which has a MAB of 1L at 0 MAB.
Given the way ICICI is generous with its credit limit enhancements, its kinda very easy to get this limit.
If you are existing ICICI savings account holder, you can fill upgrade form & enjoy the benefits.
If you don't have savings account, you can open any basic account & fill in upgrade account form.
View attachment 48124Family 360 Banking - ICICI Bank
Complete banking solutions for your personal, business and family needswww.icicibank.com
Not much of benefits, apart from LTF platinum debit card & family banking program.
And BMS 2+2 on family debit card
View attachment 48185
View attachment 48184
Is that Gold privilege or Titanium privilege?
codenerd
TF Ace
I am an old customer of icici since 2017. Had a very basic bare minimum savings account. I never did anything and got upgraded to Privilege. For me, it's same as basic account for most of the things. Actually there's nothing premium about if you ask..
Also,
I have LTF sapphiro cc with 5L limit. Anyway i can get upgraded to 0MAB wealth?
Also,
I have LTF sapphiro cc with 5L limit. Anyway i can get upgraded to 0MAB wealth?
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