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AU LIT Customizable Features
- Thread starter krishc
- Start date
@thementalist is this card decent for wallet reloads?
Yes. I loaded, 10000 (10335 with charges) to paytm and i got 1030 points.
Fuel, Rent, Insurance and cash withdrawal are excluded.
Value of the points?
Any idea how 5% additional cashback feature works.
It says 5% additional transactions on all retail spends on achieving spends of Rs. 7500 in 30 days.
That means First I have to spend 7500 in 30 days, and then I'll get 5% on all other transactions after I spent 7500. Right?
0.25.
You can redeem in number of ways like recharge, gift cards or buy products. Amazon gift card is also available.
So you made a loss of like 80 rupis
335 as additional charges and 1030 points which is 257 rupis
First Charges
I added money twice to Paytm wallet, Rs. 10000 each. So, Total Charges 335*2 = 670
Activated Feature for Rs. 299 +GST. That Comes Up to Rs. 352.82
So Total Charges = 1022.82
Now Cash Backs
Received total cash back from Paytm of Rs. 413
Received 1030*2 = 2060 points valued at Rs. 515
Minimum Cash back on CC bill payment of Rs. 10335*2*0.01 = 206
So Total Cash Back = 1134
Net Profit = 1134 - 1022 = 112
I activated this feature 2 days ago. So for the remaining 88 days, I can use this card to earn 2.5% on all online transactions, including wallet loads.
7500 is also counted towards 5% cb, so total you can spend 10k to get 500 cb max
Yeah I spend 10k every monthly cycle to get 500 cb
You do single transaction of Rs. 10k to get cashback. right?
Also, if we enable 10x feature, do we get 10x points also along with 5% cashback ?
Last edited:
yes (can do multiple tnx also) and yes
