AU LIT Customizable Features

[krishc]

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days)
Will decide based on those costs whether to go for that card !

 

[rp0703]

yes (can do multiple tnx also) and yes

I'm a little confused here.

If I do 2 transactions of Rs. 5000 each. I achieved the spend of Rs. 7500, will I get cash on entire amount or only on Rs. 2500 (10000-7500).

Confirmed from the customer care. Rs. 7500 in 30 days is threshold and after reaching the threshold, we will get 5% up to Rs. 500 on all transactions including Rs. 7500.

 

[rp0703]

How long will it take AU report to Cibil?

My card was approved on 23rd sep and it's yet to appear in my CIBIL.

 

[gotrajk]

Did you try it?

@thementalist when do we get cb?

 

[rp0703]

@thementalist when do we get cb?

credited after statement generation

 

[Hisoka]

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Which cult membership does it provide? The online one or offline one?

 

[TheMentalist]

Which cult membership does it provide? The online one or offline one?

The offline one, but I haven't tried it yet. Although it does mention Cult.fit and not Cult.live

If you try it out, let me know too 🙃

 

[Hisoka]

The offline one, but I haven't tried it yet. Although it does mention Cult.fit and not Cult.live

If you try it out, let me know too 🙃

Offline one sounds too good to be true as it costs around 5k/quarter lol. If it's that I'm getting this card right away 😅

 

[Rodeo]

As per my calculations attached, this card is amazing if used only for Grocery. Why is this not a thing? Or did I get something wrong.

 

[rp0703]

As per my calculations attached, this card is amazing if used only for Grocery. Why is this not a thing? Or did I get something wrong.

View attachment 8082

Cost is Rs. 299 + GST. So it's actually Rs. 352.82.

 

[Rodeo]

Cost is Rs. 299 + GST. So it's actually Rs. 352.82.

ok so 352.82 per month for all 3. Thanks, will update. But the cashback is still amazing.

 

[rp0703]

ok so 352.82 per month for all 3. Thanks, will update. But the cashback is still amazing.

yes cashback is amazing.

 

[TheMentalist]

As per my calculations attached, this card is amazing if used only for Grocery. Why is this not a thing? Or did I get something wrong.

View attachment 8082

It seems you have interchanged the terms Milestone and Category cashback. Milestone is the one where you need to spend 7500 and has cap of 500
Also it's not only for Grocery, this table will be valid for every Category cashback (Travel/Electronics/Grocery/Apparel/Dining)

 

[purush]

ok so 352.82 per month for all 3. Thanks, will update. But the cashback is still amazing.

No for each catagory is 299, so around 900 for three catagory.

 

[purush]

meant including GST (you should add that when calculating overall return).

You are right man. Most of the time we ignore GST but we are paying that too . thanks

 

[Harry1]

It seems you have interchanged the terms Milestone and Category cashback. Milestone is the one where you need to spend 7500 and has cap of 500
Also it's not only for Grocery, this table will be valid for every Category cashback (Travel/Electronics/Grocery/Apparel/Dining)

For 10x points, there is no upper cap?

 

[TheMentalist]

For 10x points, there is no upper cap?

It seems so, although I haven't done more than 20k tnx in a cycle

 

[vm999]

For 10x points, there is no upper cap?

I did transactions for around 1.1L and received points for all them. Read in some T&C that monthly points limit is 25k. Not sure if it's applicable to all the cards.

 

[purush]

Yes no upper cap as I could see that when I spent 30k

 

[TheMentalist]

Yes no upper cap as I could see that when I spent 30k

I think by limit, he meant 25k points and not 25k spends

 

[Harry1]

I think by limit, he meant 25k points and not 25k spends

Actually it makes it pretty good card. Better than zenith and ultra, if considering general online spends.

I tried contacting customer care, but they said 2 cards are not allowed and even swapping is not allowed😅.