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People usually close and reapply.well stuck on millinea, they do provide LE but it always like 10% 😅
After closing there is a cooldown period for reapply.People usually close and reapply.
I'm yet to be offered any, so can't expressly recommend the method.
also no surety that we will get wealth, after closing current card and reapplyingAfter closing there is a cooldown period for reapply.
Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.Hello,
I found out there is small loop for getting wealth card.
Whenever you are applying for credit card just mention your salary more than 35 lakh, since bank won't ask for any proof you may get the card.
Let me know if the trick works
Good for you, but after April 24 devaluation, is ut worth to get an IDFC Wealth Card?Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.
Yearly income in cibil report?Have you recently checked your CIBIL score? Your yearly income is shown in the report. 😅😅
It was never worth since last year's devaluation. But I was stuck with Millennia for a year, so cancelled it and applied for the topmost card with IDFC. Purely for any Visa Infinite offers and IDFC offers.Good for you, but after April 24 devaluation, is ut worth to get an IDFC Wealth Card?
I see ,I'm stuck with a Select with 3.63L limit ,It was never worth since last year's devaluation. But I was stuck with Millennia for a year, so cancelled it and applied for the topmost card with IDFC. Purely for any Visa Infinite offers and IDFC offers.
I'm keeping it for IDFC offers as wellIt was never worth since last year's devaluation. But I was stuck with Millennia for a year, so cancelled it and applied for the topmost card with IDFC. Purely for any Visa Infinite offers and IDFC offers.
Approved with the same limit haha.Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.
Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.
No. CC variant is independent of Account variant.Does getting wealth CC upgrades account varient also???
I don't want to upgrade my normal account due to DC rewards
I just tried myself after closing select and got wealthHello,
I found out there is small loop for getting wealth card.
Whenever you are applying for credit card just mention your salary more than 35 lakh, since bank won't ask for any proof you may get the card.
Let me know if the trick works
No need apply using another numberAfter closing there is a cooldown period for reapply.
More than three lak then if you place close request they will upgrade to wealth easilySomething funny happened recently,
I was reconsidering my card collection and decided to close down my IDFC Select with 3.63L along with a bunch of other cards,
So i just gave a closure request on app and waited for the call
When i got the call from retention team few days later, i wasn't expecting much, she asked me why, i said no use, i thought she'll offer some points which I'll deny,
But then suddenly she said I'll upgrade you wealth on your current limit, i told her I've called and emailed for the multiple times to no avail, she said that's the customer care, we're the retention team, we can do it right away, you'll have the card in 7 days,
I was skeptical went ahead anyways thinking what's the harm
Cut to today morning when i received an sms and a email saying my upgrade request has been closed,
at first i got bit agitated but when i check IDFC app, wealth card showed up
Now i know it's a pretty useless card now, i might end up closing this one as well few months later, but for time being I'm gonna give it a try