Simple trick to get wealth card

[sharma]

Hello,
I found out there is small loop for getting wealth card.
Whenever you are applying for credit card just mention your salary more than 35 lakh, since bank won't ask for any proof you may get the card.
Let me know if the trick works

 

[saucy]

well stuck on millinea, they do provide LE but it always like 10% 😅

People usually close and reapply.
I'm yet to be offered any, so can't expressly recommend the method.

 

[DevD]

People usually close and reapply.
I'm yet to be offered any, so can't expressly recommend the method.

After closing there is a cooldown period for reapply.

 

[BUDHRAJ]

After closing there is a cooldown period for reapply.

also no surety that we will get wealth, after closing current card and reapplying

 

[tanvi]

Does getting wealth CC upgrades account varient also???
I don't want to upgrade my normal account due to DC rewards

 

[rdargar]

Tried applying even selected salary instead of self employed entered salary as 340000 per month and entered Axis card details with limit of 6lakh (Magnus was not an option on drag down so simply typed) , but showed only two cards Classic and Millenia with mere 75k limit, proceeded with classing and scheduled vkyc for tommorow. Although will not be doing it.

 

[AritraSaha]

you should've expreslly mentioned such details as prima facie the thread looks pure gimmicky

Sharme to jatin-(joke)

 

[suhasa010]

Hello,
I found out there is small loop for getting wealth card.
Whenever you are applying for credit card just mention your salary more than 35 lakh, since bank won't ask for any proof you may get the card.
Let me know if the trick works

Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.

 

[Swastik]

Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.

Good for you, but after April 24 devaluation, is ut worth to get an IDFC Wealth Card?

 

[iamdhamo]

Have you recently checked your CIBIL score? Your yearly income is shown in the report. 😅😅

Yearly income in cibil report?

 

[suhasa010]

Good for you, but after April 24 devaluation, is ut worth to get an IDFC Wealth Card?

It was never worth since last year's devaluation. But I was stuck with Millennia for a year, so cancelled it and applied for the topmost card with IDFC. Purely for any Visa Infinite offers and IDFC offers.

 

[Swastik]

It was never worth since last year's devaluation. But I was stuck with Millennia for a year, so cancelled it and applied for the topmost card with IDFC. Purely for any Visa Infinite offers and IDFC offers.

I see ,I'm stuck with a Select with 3.63L limit ,
Was trying to get my hands on wealth untill recently, but after they kept spend criteria on all benefits, i just stopped bothering

 

[Swastik]

It was never worth since last year's devaluation. But I was stuck with Millennia for a year, so cancelled it and applied for the topmost card with IDFC. Purely for any Visa Infinite offers and IDFC offers.

I'm keeping it for IDFC offers as well

 

[suhasa010]

Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.

Approved with the same limit haha.

 

[atx]

Haha it did. Gave 3L as monthly salary along with C2C Kotak Zen (6.9L limit). No income documents were asked and showing 10L as limit for Wealth CC (which would be highest if approved). Hope they approve.

Almost similar case:
I did not give 3L as monthly salary, somewhat less than that, but did apply c2c with kotak royale sig cc (limit of this kotak cc was 6.43L, my highest then), still was issued wealth cc with 10L limit.

 

[suhasa010]

Does getting wealth CC upgrades account varient also???
I don't want to upgrade my normal account due to DC rewards

No. CC variant is independent of Account variant.