Which bank is good in giving Pre Approved offer?

[tushu5121]

Hello everyone..

Here are most of the people using credit cards and they are well aware of Pre approved offers sent by bank time to time.

Today lets discus which bank is good In giving Pre Approved offers like pre approved credit cards for 1st time
Limit enhancement
Card Upgrade offers etc


In my experiance i love ICICI bank the most
THen kotak bank,


And the worst is HDFC and axis bank


Share your thoughts and expeirance also

Thank you.

 

[VasukiVasuki is verified member.]

my experiance i love ICICI bank the most

@Akashn Bhai yeh sir kuch bol rhe hai sun lo

 

[Tejo]

Hello everyone..

Here are most of the people using credit cards and they are well aware of Pre approved offers sent by bank time to time.

Today lets discus which bank is good In giving Pre Approved offers like pre approved credit cards for 1st time
Limit enhancement
Card Upgrade offers etc


In my experiance i love ICICI bank the most
THen kotak bank,


And the worst is HDFC and axis bank


Share your thoughts and expeirance also

Thank you.

Regarding pre-approved - Hdfc is best, not best regarding card variant and limit.

Kotak, icici, axis pre-approved depends on networth and creditworthy, in kotak pre-approved cc limit offer, we can take any other variant.

Now axis rarely giving pre-approved offer.

 

[girish3456]

Hello everyone..

Here are most of the people using credit cards and they are well aware of Pre approved offers sent by bank time to time.

Today lets discus which bank is good In giving Pre Approved offers like pre approved credit cards for 1st time
Limit enhancement
Card Upgrade offers etc


In my experiance i love ICICI bank the most
THen kotak bank,


And the worst is HDFC and axis bank


Share your thoughts and expeirance also

Thank you.

No bank unless paise peko tamasha dheko these days

 

[Pissant]

Regarding pre-approved - Hdfc is best, not best regarding card variant and limit.

Kotak, icici, axis pre-approved depends on networth and creditworthy, in kotak pre-approved cc limit offer, we can take any other variant.

Now axis rarely giving pre-approved offer.

not true. Axis is extremely good in providing pre-approved offers.

 

[girish3456]

Hello everyone..

Here are most of the people using credit cards and they are well aware of Pre approved offers sent by bank time to time.

Today lets discus which bank is good In giving Pre Approved offers like pre approved credit cards for 1st time
Limit enhancement
Card Upgrade offers etc


In my experiance i love ICICI bank the most
THen kotak bank,


And the worst is HDFC and axis bank


Share your thoughts and expeirance also

Thank you.

No bank unless paise peko tamasha dheko these days

 

[Tejo]

not true. Axis is extremely good in providing pre-approved offers.

Only for new customers using chor data

No pre-approved for existing users.

 

[Pissant]

Only for new customers using chor data

No pre-approved for existing users.

true but that's what OP is looking for it seems

 

[SSV]

Hello everyone..

Here are most of the people using credit cards and they are well aware of Pre approved offers sent by bank time to time.

Today lets discus which bank is good In giving Pre Approved offers like pre approved credit cards for 1st time
Limit enhancement
Card Upgrade offers etc


In my experiance i love ICICI bank the most
THen kotak bank,


And the worst is HDFC and axis bank


Share your thoughts and expeirance also

Thank you.

You need to be more specific as this is a complex scenario.
Are you talking about SB account holders or CC only holders?

 

[tushu5121]

@Akashn Bhai yeh sit kuch bol rhe hai sun lo

I said in pre approved offers. I found they are good for atleast🤣

 

[tushu5121]

not true. Axis is extremely good in providing pre-approved offers.

AXis is not good in my case sadly..😧

 

[tushu5121]

You need to be more specific as this is a complex scenario.
Are you talking about SB account holders or CC only holders?

I am talking about both... but specifically CC.
Means a person Holding SB and want new Cc.
And a person Holding CC and want Upgrade or LTF or LE offers as pre approved

 

[iSayyed]

From my observation on various forums and Reddit, HDFC Max Savings account holders get good pre-approved offers.

 

[s1t2y3a3m6]

My vote also goes to ICICI.

My NRV in HDFC is more than ICICI, literally i didn't maintain anything except mab in ICICI but HDFC preapproved offers couldn't match even 5% of ICICI preapproved offers in various sectors and in amount.

Axis goes to hell who cares

 

[Sourabh_13]

I have a 5-month old savings max account in HDFC with AMB of ~
75K. I have been using this account as my primary savings account. Yet, I am not getting any pre-approved CC offers 🥲 (I hold a Co-branded CC with mere 37K limit though. At least they should have provided LE on it).

Irony is....I have a regular SBI savings account without physical debit card where EOD balance never crosses ₹500. I already have SBI IRCTC RuPay Platinum Credit Card (1.2L) and Elite Credit Card (1.5L), but still Yono keeps showing me that I have a pre-approved credit card offer for SimplyClick 😝.

 

[jetesh]

1. ICICI
2. IDFC
3. HDFC

 

[rrsji]

ajkal sv TRV k chakkar me hai, there was a time when axis use to give LTF like donation charity

 

[jetesh]

Aajkal AXIS ke credit cards me maximum issues hai ..... i mean during billing.

 

[rrsji]

daily basis pr sms ata hai ki

Aajkal AXIS ke credit cards me maximum issues hai ..... i mean during billing.

banking issue hai transcation fail honge is time se is time tk

 

[tushu5121]

My vote also goes to ICICI.

My NRV in HDFC is more than ICICI, literally i didn't maintain anything except mab in ICICI but HDFC preapproved offers couldn't match even 5% of ICICI preapproved offers in various sectors and in amount.

Axis goes to hell who cares

I had 0 balance ac with icici. That also i closed still they used to give LE and LTF hpcl and sapphiro cc.

And i hold prefered banking with HDFC with more than MAB in SB holds Current account with hdtc and that also full of Balance and high volume transaction
Business loan with them
Have LI with them..
Still they say..
You need sent your self attested documents to Bellow address. For Cc upgrade LE....🤣🤣