IDFC First Bank Launched its Debit Card Reward System

[Rahul Gupta]

No bro, they will just cross verify your txn and whether it's eligible or not.

I have around 3 lac rs transaction which i know is eligible and i didn't recieve any rp yet.

Update:- Got these points after complaint.

 

[supperman]

Yes. You can upgrade family members accounts to select and you don't need to maintain anything but it depends on branch. They may ask for some 3 lac IP for account opening.

Is there a significant benefit of Select / Wealth over the 25K normal account vis-a-vis reward programme, except the higher threshold?

 

[Aniket]

I have around 3 lac rs transaction which i know is eligible and i didn't recieve any rp yet.

Kitna din huwa hai? Kabhi kabhi jada time lagta hai, high txn me case me toh aur jada... If you can wait for 14-30/45 days, or else raise a complaint post 14 days only.

 

[Dragon_slayer]

For wealth account holders here, do you see "Wealth" mentioned on your mobile app, or it says "Savings Regular" ? For me, it says Savings Regular, so just want to confirm

 

[Rahul Gupta]

Kitna din huwa hai? Kabhi kabhi jada time lagta hai, high txn me case me toh aur jada... If you can wait for 14-30/45 days, or else raise a complaint post 14 days only.

7th may ko 99k ka ek kara tha and 10th may ko mutilple karre the total amount was near 2 lac.

Is there a significant benefit of Select / Wealth over the 25K normal account vis-a-vis reward programme, except the higher threshold?

There is so much difference in dc of select/wealth vs normal account.

Lounge access with guest
Golf access
visa infinite if you opt for wealth
Insurance benefits
High points cap (This is a very big reason, you can pay 5 lac rs cc bill for 2.5% reward)

 

[Rahul Gupta]

For wealth account holders here, do you see "Wealth" mentioned on your mobile app, or it says "Savings Regular" ? For me, it says Savings Regular, so just want to confirm

It shows both as savings regular and wealth.

In homepage of the app it will show wealth banner but in accounts tab it will show respective account type. Also your firstrewards portal will show wealth branding.

 

[vaibhav111vaibhav111 is verified member.]

Do they ask anything? Like invoice or something?

like Aniket mentioned they would check if it eligible for reward as per mcc of that trnx and you can also ask the MCC even though it 4900 for sbi unipay.

 

[supperman]

7th may ko 99k ka ek kara tha and 10th may ko mutilple karre the total amount was near 2 lac.

There is so much difference in dc of select/wealth vs normal account.

Lounge access with guest
Golf access
visa infinite if you opt for wealth
Insurance benefits
High points cap (This is a very big reason, you can pay 5 lac rs cc bill for 2.5% reward)

Thanks. Appreciate the response. For Select / Wealth, is it just enough that I try and maintain enough MAB till the upgrade triggers? Would there be a downgrade and would that potential downgrade have any impact on the card / rewards accrual etc.?

 

[Rahul Gupta]

like Aniket mentioned they would check if it eligible for reward as per mcc of that trnx and you can also ask the MCC even though it 4900 for sbi unipay.

Yea they said they will add within 3 days.

Btw sad news guys shri ram app removed debit card option.

 

[Rahul Gupta]

Thanks. Appreciate the response. For Select / Wealth, is it just enough that I try and maintain enough MAB till the upgrade triggers? Would there be a downgrade and would that potential downgrade have any impact on the card / rewards accrual etc.?

Go to your branch ask them and they will ask you to increase your balance as required then once u get upgade just maintain 25k in your account and you won't be downgraded.

 

[Dragon_slayer]

Does IDFC have no transfer partners like Axis ? I cant find info on rewards portal ? Where do people generally redeem points for max value?

 

[Rahul Gupta]

Does IDFC have no transfer partners like Axis ? I cant find info on rewards portal ? Where do people generally redeem points for max value?

apay gv . .

 

[sahil1033]

I've to pay quarterly rent of Rs. 81k ... can I use Wealth DC to pay rent and earn reward points? Also, any platform which doesn't demand rent agreement document and will simply allow transfer or money to another bank account (not mine).

 

[pankaj1122]

Is SBI UNIPAY DOWN TODAY?

 

[Rahul Gupta]

Is SBI UNIPAY DOWN TODAY?View attachment 56422

This is happening only for sbi cards. I am trying to pay from 2 days.

 

[pankaj1122]

This is happening only for sbi cards. I am trying to pay from 2 days.

😒 sbi unipay not working for sbicards...Wow sbi..
Btw any alternate?

 

[Rahul Gupta]

😒 sbi unipay not working for sbicards...Wow sbi..
Btw any alternate?

Thats what i am trying to find right now.

 

[pankaj1122]

Thats what i am trying to find right now.

Paise atak gye 🤣 ..Refund kitne din mai ata txn failure pe sbi unipay mai?

 

[pankaj1122]

Thats what i am trying to find right now.

I heard Shriram one app works...Not sure

 

[Rahul Gupta]

Paise atak gye 🤣 ..Refund kitne din mai ata txn failure pe sbi unipay mai?

abhi 1 week m ajata h. Previously 2 to 3 weeks lagre the.

I heard Shriram one app works...Not sure

They removed dc payment option 2-3 days ago.