IDFC First Bank Launched its Debit Card Reward System

[dealminer]

You can't open wealth direcly as its a program not a account variant. So they will open your accounr first then they will enroll you in wealth.

Thanks that was helpful, saved me alot of time reading threads 😅

 

[Rahul Gupta]

Thanks that was helpful, saved me alot of time reading threads 😅

my pleasure bro.

 

[Rahul Gupta]

Sone par shuhaga @Vasuki 🤣🤣🤣🤣

 

[VasukiVasuki is verified member.]

Sone par shuhaga @Vasuki 🤣🤣🤣🤣

Haven't recieved this mail yet

 

[Dragon_slayer]

You can't open wealth direcly as its a program not a account variant. So they will open your accounr first then they will enroll you in wealth.

Thats not the case anymore. You can open a wealth account directly with 10L initial funding cheque. If you dont have 10L, then you can talk with BM and negotiate for 8L.

I would suggest opening with 10L cheque and then withdrawing after 1-2 months if you cannot maintain it.

Also, do note the Interest rates on IDFC for 5-10L is 7% which is better than keeping the same funds in other savings account

 

[Wealth is my birth right!]

Haven't recieved this mail yet

6.22pm today
Pls check junk folder too

 

[Rahul Gupta]

Haven't recieved this mail yet

Maybe junk or spam m ho or maybe user specific ho. But cc told me that i can earn max 50k points in a month including all the bonus points so its not for me.

 

[Rahul Gupta]

Thats not the case anymore. You can open a wealth account directly with 10L initial funding cheque. If you dont have 10L, then you can talk with BM and negotiate for 8L.

I would suggest opening with 10L cheque and then withdrawing after 1-2 months if you cannot maintain it.

Also, do note the Interest rates on IDFC for 5-10L is 7% which is better than keeping the same funds in other savings account

Its good then. My account was opened in august last year so i shared the general process.

 

[VasukiVasuki is verified member.]

Maybe junk or spam m ho or maybe user specific ho. But cc told me that i can earn max 50k points in a month including all the bonus points so its not for me.

True .even with bonus u can earn max 8,30,50k points

 

[harsh42s]

Did a transaction on 11 June of 99K on SBI Unipay, yet to receive reward points. Should I wait for 14 days or raise a complaint with CS?

 

[Rahul Gupta]

Did a transaction on 11 June of 99K on SBI Unipay, yet to receive reward points. Should I wait for 14 days or raise a complaint with CS?

You will have to wait for 14days either way.

 

[Dragon_slayer]

Why is everyone using Unipay? Cant we get points when paying from Cred , Mobikwik using Debit card

 

[Rahul Gupta]

Why is everyone using Unipay? Cant we get points when paying from Cred , Mobikwik using Debit card

Unipay is giving utility mcc for dc payments. Cred and mobikwik gives either quasi cash or wallet.

 

[Dragon_slayer]

Unipay is giving utility mcc for dc payments. Cred and mobikwik gives either quasi cash or wallet.

Thanks and how does the returns looks like for Unipay using IDFC wealth DC? Approximately for 20K payment

 

[Rahul Gupta]

Thanks and how does the returns looks like for Unipay using IDFC wealth DC? Approximately for 20K payment

Its not good for first 50k payment each month but after that you will get 2.5%.
Do max 5.37lac payment or shopping for max 50k points.

 

[Piyush_Jaiswal]

Thanks and how does the returns looks like for Unipay using IDFC wealth DC? Approximately for 20K payment

0.66% for cumulative payment upto 50k in a month
2.5% on cumulative payments above 50k of that month.

 

[newmakerhere]

Did a transaction on 11 June of 99K on SBI Unipay, yet to receive reward points. Should I wait for 14 days or raise a complaint with CS?

Did transaction on dated 31st May. Yet not received RP. Using IDFC select dc for cc payment on SBI unipay Rs 97250

 

[Andy1]

0.66% for cumulative payment upto 50k in a month
2.5% on cumulative payments above 50k of that month.

What about Jio Finance and Shriram finance app? Are we getting reward points or not?

 

[harsh42s]

Did transaction on dated 31st May. Yet not received RP. Using IDFC select dc for cc payment on SBI unipay Rs 97250

Oh god - is this usual with them?

 

[Rahul Gupta]

What about Jio Finance and Shriram finance app? Are we getting reward points or not?

Dont know about jio but shriram removed the dc option.

Oh god - is this usual with them?

yes.