Regalia reward points redemption

[b4bhar]

All the Regalia card users,
On what are you redeeming your reward points and what's the reward ratio you get? Currently what am i seeing is the reward ratio for amazon pay voucher is too low at 0.15 which is less than cash redemption (0.2). Not sure if I'm looking at the right portal.

Thank you!

 

[akiratoriyama]

Considering the redemption fee and the low value of gift cards, I've been redeeming for cash. Regalia rewards are trash honestly.

 

[jhanishdev]

HDFC has moved on from regalia customers. During desperate times when HDFC was banned by RBI, every tom dick and harry got a free LTF Regalia because HDFC was desperate to keep the top slot vs. SBI and ICICI.

Now HDFC is the bigboss. They have decided to leave regalia customers as is so they cancel the card or move to paid upgrades. I have not seen many Regalia customers get upgrade to LTF Regalia Gold.

While it says that you can get 1pt @50ps value, they options are hardly there.

airmiles now only has Singapore and Intermiles compared to 20+ options for Regalia Gold.

If you have a Regalia, hide it. Its an embarrassing card to be seen with.

we already cancelled one card in the family.

 

[deepee]

Consider using Regalia points to book flights / hotels and pay 70% using points, value extracted 0.50p per point

 

[Pissant]

Consider using Regalia points to book flights / hotels and pay 70% using points, value extracted 0.50p per point

wouldn't the inflated smartbuy price make it not worth it? And other cards like Atlas offering much better rewards for this?

 

[deepee]

wouldn't the inflated smartbuy price make it not worth it? And other cards like Atlas offering much better rewards for this?

For flights most portals have similar rates in few cases I have seen smartbuy lower than MMT or EMT.....For most indigo flights you can get similar rates on all portals

 

[Karwaabhishek]

I have got my regalia gold converted LTC by mailing the customerservives.cards@hdfcbank.com.

They converted it on 1st try and in a day.

 

[Wealth is my birth right!]

I have got my regalia gold converted LTC by mailing the customerservives.cards@hdfcbank.com.

They converted it on 1st try and in a day.

Any chance u got Regalia gold card from Regalia or freshly direct Regalia gold card

 

[Karwaabhishek]

Any chance u got Regalia gold card from Regalia or freshly direct Regalia gold card

Fresh regalia gold. But it was FYF. I had spends just over 4 lac in 1st year. Sent them email on 2nd year start for ltf conversion.

 

[b4bhar]

Considering the redemption fee and the low value of gift cards, I've been redeeming for cash. Regalia rewards are trash honestly.

Is that @ 1 RP = 0.2 rs?

 

[b4bhar]

Consider using Regalia points to book flights / hotels and pay 70% using points, value extracted 0.50p per point

Can we book railway tickets as well?

 

[Hemang]

Koi nahi bhaiyo hum sab saath hain jinhone LTF Regalia liya hai Pre Covid era me. Regalia users ka bhi din aayega. Anyway i don't want to close it as it is my oldest credit card in portfolio. Would upgrade it whenever opportunity arrives. HDFC currently is offering me paid millenia upgrade, which i am not taking.

 

[Heehaahee]

Can we book railway tickets as well?

No, u cannot

 

[b4bhar]

No, u cannot

Oh... i don't travel much... even if i travel, it will be mostly by train. Any other good options for me?

 

[rafzy]

I thought every normal regalia users were wiped of the planet... Happy to see a few here.. im one of the as well.. 😉

 

[b4bhar]

Koi nahi bhaiyo hum sab saath hain jinhone LTF Regalia liya hai Pre Covid era me. Regalia users ka bhi din aayega. Anyway i don't want to close it as it is my oldest credit card in portfolio. Would upgrade it whenever opportunity arrives. HDFC currently is offering me paid millenia upgrade, which i am not taking.

For me they are spamming with mails and notifications to upgrade to Regalia gold but its paid version.

 

[b4bhar]

I thought every normal regalia users were wiped of the planet... Happy to see a few here.. im one of the as well.. 😉

Even I'm one of them. Still surviving. But i dont use this card unless there is some specific bank offer from hdfc. As its LTF, its still just there.

 

[Heehaahee]

Oh... i don't travel much... even if i travel, it will be mostly by train. Any other good options for me?

Only the gift cards in smartbuy, having value of 0.35

 

[b4bhar]

Only the gift cards in smartbuy, having value of 0.35

Does Amazon gift card also offered at 0.35?

 

[Heehaahee]

Does Amazon gift card also offered at 0.35?

Yes it does