Should I take pre approved Rubyx MasterCard Dual Card (LTF)?

[Ekavya]

I was scrolling through iMobile ICICI and saw this:

I already have ICICI Amazon, Coral, Platinum Cards (All LTF). Should I take this card? I don't know if it's gonna give me any benifit at all. (Except LTF). And it's a Upgrade offer for my Coral Rupay. Which I use for my UPI payments. So should I take this?

 

[helloworld]

take it and close platinum, coral.

look for bob snpdeal, hdcf tatanue for upi

 

[Shubham Yadav]

I was scrolling through iMobile ICICI and saw this: View attachment 57740

I already have ICICI Amazon, Coral, Platinum Cards (All LTF). Should I take this card? I don't know if it's gonna give me any benifit at all. (Except LTF). And it's a Upgrade offer for my Coral Rupay. Which I use for my UPI payments. So should I take this?

Ye bhi koi puchne wali baat h

Le lo

Idhar toh chargeable de rahe h

 

[Ekavya]

take it and close platinum, coral.

I have no problem in closing Platinum. (10% Discount on Sale card). But It seems like a upgrade offer of Coral card which I use for UPI. So should I take it considering Coral's UPI utility?

 

[helloworld]

I have no problem in closing Platinum. (10% Discount on Sale card). But It seems like a upgrade offer of Coral card which I use for UPI. So should I take it considering Coral's UPI utility?

above mentioned cards are way way better than coral, remaining upto you.

 

[Ekavya]

above mentioned cards are way way better than coral, remaining upto you.

"Your existing credit card remains active with shared limit"

So it's a win win situation! 😁

 

[helloworld]

"Your existing credit card remains active with shared limit"

So it's a win win situation! 😁

you don't need them. you'll anyway will get 2 more cards. better close so that one fine day you forgot to pay bill on never used platinum card - which ideally you shouldn't do because same works on rubyx, yet you may make transaction and forgot that you did that transaction.

 

[Ekavya]

you don't need them. you'll anyway will get 2 more cards. better close so that one fine day you forgot to pay bill on never used platinum card - which ideally you shouldn't do because same works on rubyx, yet you may make transaction and forgot that you did that transaction.

Thanksman! It's a serious point.

 

[karuturi24]

Rubyx is higher version compared to coral.
My suggestion is call customer care ask them for rubyx rupay card, they will cancel rubyx dual and approve rupay card.
Negative thing is , you will get higher rewards on amex compared to other variants.
Positive thing is, you can close both Platinum and Coral cards and use rubyx rupay for UPI spends.

 

[KLB@96]

previously I used to get all paid saphiro and mmt and some football card , now i just checked randomly I see only emeraled paid card. idk what algorithm this imobile is following. I was waiting for LTF saphiro

 

[Ekavya]

previously I used to get all paid saphiro and mmt and some football card , now i just checked randomly I see only emeraled paid card. idk what algorithm this imobile is following. I was waiting for LTF saphiro

Man exactly I was also getting those paid pre-approved offer. But today after reinstalling iMobile app I got this offer.

 

[image]

I saw this offer today morning in my wife's account. She has ICICI Coral (Visa), ICICI Coral (Rupay), ICICI Amazon Pay Cards.
This offer is to upgrade ICICI Coral (Rupay). Is it a good offer or should I wait for better offer? (Value of her account incl. SB+FDs+demat is good).



PS: My homemaker wife doesn't know what cards she has. 🙂

 

[Pissant]

I saw this offer today morning in my wife's account. She has ICICI Coral (Visa), ICICI Coral (Rupay), ICICI Amazon Pay Cards.
This offer is to upgrade ICICI Coral (Rupay). Is it a good offer or should I wait for better offer? (Value of her account incl. SB+FDs+demat is huge).

View attachment 57747

PS: My homemaker wife doesn't know what cards she has. 🙂

You may get ICICI Emeralde PVC LTF but chances are low. I think this is decent enough. But if she doesn't have a need for a cc right now, she can wait and see if she gets Emeralde ltf.

 

[Ekavya]

I saw this offer today morning in my wife's account. She has ICICI Coral (Visa), ICICI Coral (Rupay), ICICI Amazon Pay Cards.
This offer is to upgrade ICICI Coral (Rupay). Is it a good offer or should I wait for better offer? (Value of her account incl. SB+FDs+demat is huge).

View attachment 57747

PS: My homemaker wife doesn't know what cards she has. 🙂

Man! I have already upgraded to Rubyx LTF from coral Rupay. But now people are saying that Shapiro is better and they will wait for that.

 

[KLB@96]

Man exactly I was also getting those paid pre-approved offer. But today after reinstalling iMobile app I got this offer.

haha, only one card emerald paid ?

 

[Ekavya]

haha, only one card emerald paid ?

Rubyx Dual (American Express , MasterCard) LTF. Saw the LTF tag and upgraded instantly.

 

[karuturi24]

Rubyx Dual (American Express , MasterCard) LTF. Saw the LTF tag and upgraded instantly.

Platinum < Coral < Rubyx < Shapiro < Emerald
This is the order

 

[Ekavya]

Platinum < Coral < Rubyx < Shapiro < Emerald
This is the order

Should have waited!

 

[Fini7777]

Should have waited!

It's a good option no need to feel regret
U may get sapphiro LTF as well after few months wait for it for now use this card regularly

BTW what triggered u this rubyx LTF I've been getting sapphiro dual variant chargeable, waiting for LTF

 

[Ekavya]

It's a good option no need to feel regret
U may get sapphiro LTF as well after few months wait for it for now use this card regularly

BTW what triggered u this rubyx LTF I've been getting sapphiro dual variant chargeable, waiting for LTF

I was getting paid
MMT Credit card
Manchester United Credit card
Emerald or Shapiro (One of them) for the past 6-7 months.


But only today I got the LTF Rubyx Offer.

Currently I have active EMI, active loan on credit card. I heavily use CC UPI for money transfer. Maybe these things triggered the offer