IDFC First Bank Launched its Debit Card Reward System

[Rahul Gupta]

I thought all free rotation loopholes were closed
Or do you guy rotate, pay the charges and then recover that amount from the DC rewards?

I do have a free reward trick but its very risky and time cosuming + you need 5 lacks spare for around 15 days. Btw you can always rotate using snyapy or easymydeal.

 

[kushhh]

I do have a free reward trick but its very risky and time cosuming + you need 5 lacks spare for around 15 days. Btw you can always rotate using snyapy or easymydeal.

Dm karo bhaiya ji

 

[leonneel]

Anyone got the points for transactions done on sbi unipay before 10th June?

Me, got all points till 10th, but they missed 11th 3 txn and 15th 1 txn then got point for 17th. 11th and 15th ka txn ka rp missing.
Should I complaint now or wait for few days?

 

[Rahul Gupta]

Me, got all points till 10th, but they missed 11th 3 txn and 15th 1 txn then or point for 17th. 11th and 15th ka txn ka rp missing.
Should I complaint now or wait for few days?

Wait until 14 days is completed.

 

[pankaj1122]

I do have a free reward trick but its very risky and time cosuming + you need 5 lacks spare for around 15 days. Btw you can always rotate using snyapy or easymydeal.

Or simply ask for refund of Extra Credit From Bank 😒..I do this...

 

[pankaj1122]

I

Or simply ask for refund of Extra Credit From Bank 😒..I do this...

Pay CC BILL...ask for refund for extra credit..Dnt use same CC every month...

 

[leonneel]

Or simply ask for refund of Extra Credit From Bank 😒..I do this...

But beaware, 10L or more in single bank cc bill payment par IT notice ayega.so not worth this

 

[Rahul Gupta]

But beaware, 10L or more in single bank cc bill payment par IT notice ayega.so not worth this

Is this rule also applicable for using dc? I dont think using 50-60 lacs from a single dc is safe.

 

[pankaj1122]

But beaware, 10L or more in single bank cc bill payment par IT notice ayega.so not worth this

But Thats not a bill..Bill is 10-20k...Im just paying extra and asking for refund so CC provider will report only the actual Billed amount as usage...Not the amount im erroneously (🤣) paying as bill

Say i have 15k bill on BGD...Then if i pay 1.5 lakh ...And ask for refund of the rest of the amount i.e 1.35 lakh...Thn bank should report only 15k as usage / spend and not the one i paid erroneously and got refunded..

 

[Rahul Gupta]

But Thats not a bill..Bill is 10-20k...Im just paying extra and asking for refund so CC provider will report only the actual Billed amount as usage...Not the amount im erroneously (🤣) paying as bill

Say i have 15k bill on BGD...Then if i pay 1.5 lakh ...And ask for refund of the rest of the amount i.e 1.35 lakh...Thn bank should report only 15k as usage / spend and not the one i paid erroneously and got refunded..

It should be like this but it is not like this. Believe me they will report the entire bill amount paid by you. Atleast hdfc reported the entire amount in my AIS this year.

 

[pankaj1122]

It should be like this but it is not like this. Believe me they will report the entire bill amount paid by you. Atleast hdfc reported the entire amount in my AIS this year.

Let me Chk my This Years AIS ...if it is reported...Then il stop...

Even if i have to explain though..nothing worrying ...

 

[pankaj1122]

It should be like this but it is not like this. Believe me they will report the entire bill amount paid by you. Atleast hdfc reported the entire amount in my AIS this year.

Check3d BHAI...NOTHING REPORTED AT ALL...CHECK AIS AS well TIS...
Only Savings Acnt Intst plus few investments

 

[vaibhavshukla]

Did payment of 1.2L with IDFC debit card for my HSBC card on UNIPAY and it went thorough. Awaiting reward points

 

[Moin]

Max I can redeem 1667 points while buying GV, difference amount has to paid by money
Is there is way to bypass this? OR turn around trick to redeem?
I think it's not worth paying 83+117(redemption Fee) for 500 worth GV.

 

[VasukiVasuki is verified member.]

Max I can redeem 1667 points while buying GV, difference amount has to paid by money
Is there is way to bypass this? OR turn around trick to redeem?
I think it's not worth paying 83+117(redemption Fee) for 500 worth GV.

Earn more bro 😉

 

[leonneel]

But Thats not a bill..Bill is 10-20k...Im just paying extra and asking for refund so CC provider will report only the actual Billed amount as usage...Not the amount im erroneously (🤣) paying as bill

Say i have 15k bill on BGD...Then if i pay 1.5 lakh ...And ask for refund of the rest of the amount i.e 1.35 lakh...Thn bank should report only 15k as usage / spend and not the one i paid erroneously and got refunded..

If that was true then I would have done crores of cc bill pay. I heard that more than 10L payments a year gets reported doesn't matter if u have spent on that cc or not.

 

[pankaj1122]

If that was true then I would have done crores of cc bill pay. I heard that more than 10L payments a year gets reported doesn't matter if u have spent on that cc or not.

Then Need to find another way 😒....Although i don't think its tough explaining if it comes to that

 

[Krishna Kumar]

Hey guys, What are the best redemption options available for IDFC DC reward points?

In the First Rewards Website, https://www.firstrewards.com/user/earn, this clause is mentioned in the Note section.

4) A redemption handling fee of ₹99+ service tax will be charged on every redemption within next 60 days (w.e.f. 1st November 2023)​

What does the "within next 60 days" imply? Please share your experience.

 

[pankaj1122]

Hey guys, What are the best redemption options available for IDFC DC reward points?

In the First Rewards Website, https://www.firstrewards.com/user/earn, this clause is mentioned in the Note section.

What does the "within next 60 days" imply? Please share your experience.

Amazon Pay GC

Within 60 days from the date of redemption...Could be 10..20..30...40...days

 

[pankaj1122]

Advantages of Family Grouping??? And how to get it? My Mom also have an IDFc savings account in the same Branch.