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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

Well i was rejected, they are saying that ashva and mayura are co branded cards so can't be upgraded.
In that case, IDFC still gives only 1 Core card + Unlimited co branded cards (They wanted to give both Mayura and Ashva cards to users and don't want their core policy to be deviated 😂 😂 and make money out of this launch).
 
Strictly for Joining benefits only for existing users. But visually good looking card.
But even incase of joining benefits, arent we paying more from our pocket as compared to the JF?
Ex: We pay 7078 joining fees and ultimaltely max benefit we are getting is 4K cashback via 4 transactions. Rest of the movie and trip cancellation and others are kinda still chargeable right?

Anything I am missing here which makes it a lucrative card effectively free for Credit Card churning?

Isnt AU Zenith + a way better card than this considering you pay 5900 including GST for which u get 5K equivalent Amazon voucher.


So for 900rs out of the pocket, you get same movie, lounge, golf, meet and greet services?
 
But even incase of joining benefits, arent we paying more from our pocket as compared to the JF?
Ex: We pay 7078 joining fees and ultimaltely max benefit we are getting is 4K cashback via 4 transactions. Rest of the movie and trip cancellation and others are kinda still chargeable right?

Anything I am missing here which makes it a lucrative card effectively free for Credit Card churning?
You have missed Joining benefits of 10000 points for applied before August 31st 2024. I have mentioned it on original post too.
 
You have missed Joining benefits of 10000 points for applied before August 31st 2024. I have mentioned it on original post too.
Thanks. My bad!! I read it but forgot to include in my comparison.

Otherwise, whoever joins after 31st August, maybe this card is pointless for them.
 
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Thanks. My bad!! I read it but forgot to include in my comparison.

Otherwise, whoever joins after 31st August, maybe this card is pointless for them.
Let's see what IDFC offers after 31st August, right now it doesn't add any value after 31st August 2024.
 
My RM said it is Add on card on your first select credit card
IDFC should educate the RMs and CC agents about the cards before launching them.
More than 90% of agents/staff are not aware of the cards and the features
Oh, They are considering these as Co branded?? 😂 😂 How and which brand?? 😂
They are co-branded with Metal :grinning-face-with-smiling-eyes::grinning-face-with-smiling-eyes:
 
I see that our TF members having more info and knowledge about Ashva and mayura than IDFC product managers themselves 😄
There are some threads on TF regarding many banks which went viral and banks are monitoring some threads continuously too.
 
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