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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

Enjoy the card as FYF(Almost) for now. Let’s use negotiation skills next July 2025.
Yes
In my case only residential was verified and only residential was serviceable.
Yes, Residential is a must. But recently a few of my friend's cards got rejected as the office area was unserviceable.
Also, for WFH cases they are rejecting the applications if you provide the office address more than 50-60Km from your home/residential address.
 
Yes

Yes, Residential is a must. But recently a few of my friend's cards got rejected as the office area was unserviceable.
Also, for WFH cases they are rejecting the applications if you provide the office address more than 50-60Km from your home/residential address.
50-60kms might be true. Happened in some cases, but not sure of the exact number.
 
I asked my RM to get the number within 10-15 mins I got the number. It is a new branch I am only the First Select Holder in the Branch at present. So, it is very easy to get things done without any hassle. I have 4 Select accounts in the branch.

Apply for the card via the IDFC Website you will get 2 options with Income Documents & without Income Documents. They are offering 2 different limits and many card options based on your profile.
In fact they are giving 3 options now. Recommended, With income documents, without income documents.
 
I paid the joining fee (the entire outstanding) on my Ashwa card two days ago but have neither received the joining bonus points or the cashbacks for the transactions. By when can I expect it?
 
Mayura
Bill generated : ✅
Bill Payment Date : 29th Aug
Date of Trx : 22nd Aug
Category : Utility
Amount : ₹1022 x 4
Cashback Received : ❌
Reward Points : ❌

Ashva
Bill generated : ✅
Bill Payment Date : 29th Aug
Date of Trx : 29th Aug
Category : 5699 MCC, Amazon Pay GV
Amount : ₹501 x 4
Cashback Received : ❌
Reward Points : ❌
 
I paid the joining fee (the entire outstanding) on my Ashwa card two days ago but have neither received the joining bonus points or the cashbacks for the transactions. By when can I expect it?
You will get it definitely, but IDFC pattern is unpredictable.

None of them got points, whereas some users got cashbacks.
 
Hello All,

Whoever are interested to apply to this card to get Joining benefits, today is the last date (31.08.2024) to apply and get Joining bonus. So please take a call.
You can apply after today also, but that will not make any sense after paying the JF. So, if you are thinking of using the card for 1 year then today is the best option.
As long as IDFC does not introduce a new marketing method or offer to promote the card after 31st August.
 
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Received cashback for transactions done on 24th. Statement is due in September only though I prepaid balance in card. I really do not find any case for doing spends on this as of now.
 
Applied both.. didn't opt for UPI on cc on either of cc for now. cause on idfc wealth we can activate cause there is link in the statement itself and only 3x reward so after 4 payment and getting the 200 back not sure how regarding it would be though.
According to npci directive applicable from 1 sep reward rate on upi transactions need to be same. Let's see how this rolls out
 
Received cashback for transactions done on 24th. Statement is due in September only though I prepaid balance in card. I really do not find any case for doing spends on this as of now.
After how many days of card joining fees payment did you receive Rewards?
I got the Rewards for my 3 transaction but only 75 instead of 12000. My first bill will be generated next month so fee is not paid yet.
 
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