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Opened ICICI Family 360 Savings Account Online.

Ekavya

TF Ace
Yesterday, I applied for an ICICI Savings Bank account online after seeing "No Initial Funding Required" on the app. During the process, I got a "Congratulations! You are eligible for our exclusive Family 360 Banking" message. Today, I received my account number and an email saying that my debit card has been dispatched. I also got a text confirming that my account (ending in ****) is linked to my phone number and user ID. As I opened this account online my Deposit limit is 1L. So I hope that I won't be asked by bank for Initial funding (Which they mentioned is not needed).
 
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So you applied for Family 360 as well ? If I'm not wrong it will require you to link your family member account first right ?
I am not well informed about it. But I can explain what happened. I was desperate to open an ICICI savings account ( I had no savings account with ICICI but had CCs with 4.5L Limit) . Tried to apply online from iMobile app. Saw that no Initial funding required. Then I saw this:


IMG_20240922_131334.webp


I am already elligible for Family 360° account. So didn't waste any time and applied for the account. Account number is generated. No Initial funding was asked.
 
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i tried this, what a disaster , tested my patience waiting for the vkyc, tried 2 days , spend too much time than i have , then gave up. it also caused a cibil enquiry, appearing as personal loan. I raised a dispute with cibil , i guess need to do the old fashioned way with the branch. Here in this forum everyone is so impressed with icici, i had much better experience with hdfc and other banks
 
Have you added any other family member to the Family 360 banking? If yes, what is the procedure to be followed?

Do we need to first open a normal savings account for family members and raise a request to link it with our family 360 account? Or is there any other procedure to be followed?

I too have opened Family 360 account yesterday and I'm trying to add my family members' accounts too. Any help regarding the procedure will be appreciated.
 
Have you added any other family member to the Family 360 banking? If yes, what is the procedure to be followed?

Do we need to first open a normal savings account for family members and raise a request to link it with our family 360 account? Or is there any other procedure to be followed?

I too have opened Family 360 account yesterday and I'm trying to add my family members' accounts too. Any help regarding the procedure will be appreciated.
No! I haven't added any family member's account yet. I also have the same question.
 
i tried this, what a disaster , tested my patience waiting for the vkyc, tried 2 days , spend too much time than i have , then gave up. it also caused a cibil enquiry, appearing as personal loan. I raised a dispute with cibil , i guess need to do the old fashioned way with the branch. Here in this forum everyone is so impressed with icici, i had much better experience with hdfc and other banks
💯...support from branch is utter disaster
 
cibil dispute closed saying that i gave bank permissiion for this. Why applying for digital savings account is considered as permission for personal loan? filed a complaint with rbi ombudsman
Please share with us
 
I got this email a while ago "Notice of change in your Salary Account XXXXX offerings"

I have a Silver Salary account but Privilege banking customer afaik. What are the advantages of this change? Should I have to open an account for a family member in ICICI to enjoy the benefits, what if I am the only one?

1727786050499.webp
 
I got this email a while ago "Notice of change in your Salary Account XXXXX offerings"

I have a Silver Salary account but Privilege banking customer afaik. What are the advantages of this change? Should I have to open an account for a family member in ICICI to enjoy the benefits, what if I am the only one?

View attachment 70672
If You have family 360 Account then You will get:
0 MAB bank account
Free Titanium Debit Card
Free Checkbook

Now If you connect another family member's account with your account Then S/He also get 0MAB account and Your Titanium Debit card gets upgraded to Titanium Family Debit Card (Exta Features: Complementary Lounge access and you can take 3 guests with yourself)
 
If You have family 360 Account then You will get:
0 MAB bank account
Free Titanium Debit Card
Free Checkbook

Now If you connect another family member's account with your account Then S/He also get 0MAB account and Your Titanium Debit card gets upgraded to Titanium Family Debit Card (Exta Features: Complementary Lounge access and you can take 3 guests with yourself)
But my salary account already has all these maybe not titanium debit card but the card I got with the opening kit.

Did you happen to add any family members to yours?
 
If You have family 360 Account then You will get:
0 MAB bank account
Free Titanium Debit Card
Free Checkbook

Now If you connect another family member's account with your account Then S/He also get 0MAB account and Your Titanium Debit card gets upgraded to Titanium Family Debit Card (Exta Features: Complementary Lounge access and you can take 3 guests with yourself)
Hey this lounge access is spend based or without it?
 
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