Piyush_Jaiswal
TF Ace
Recently I found a very good zero balance account and sadly there wasn't any post about it on TechnoFino. So, I thought of making a post on it.
Canara Bank Aspire Savings Account
Offer Details:
For more details: https://www.canarabank.com/pages/Canara-aspire
An overall good zero balance savings account to consider.
Account Opening Link: https://www.canarabank.com/pages/online-account-opening
You will get option to choose account variant after mobile and email verification.
Canara Bank Aspire Savings Account
- Zero Balance Account
- Free Rupay Platinum Debit Card
- Free SMS
- Free Cheque Book
- 20% discount on Amazon Bill Payment
- Free Annual Swiggy One Lite Subscription
- Free Annual Gaana Subscription
- Rs 250 off on min 2 tickets on BookMyShow
- Airport Lounge Access through Rupay Platinum Debit Card.
- Can be opened both Online and Offline
- Other benefits like free courses if you maintain AMB of Rs 5000, no compulsion to avail it.
- Non Maintenance charges will be applicable only if you avail any course.
- Account can later be upgraded to any other savings or salary account.
| Services | Features | |
| Eligibility | All Resident individuals in the age group 18-28 years | |
| Minimum balance requirement | Nil (If course not availed from Coursera) | |
| QAB Rs. 5000/- (If course availed from Coursera) | ||
| SMS Alerts | Free | |
| Debit card | Rupay Platinum Millennial Card | |
| Mobile Banking/Internet Banking | Available | |
| NEFT/RTGS/IMPS/UPI/DD | Available | |
| Debit Card Issuance charge | Nil | |
| AMC of Debit Card | Nil until the age of 28 | |
| Cheque book | 25 leaves free per annum free | |
| Personal Accident Insurance | Self | Rs. 6 lakhs (card based* + Cancare policy) |
| Spouse | Rs. 2 lakhs (Cancare Policy) | |
| Air Accident Insurance | Self | Rs.8 Lakhs (Cancare Policy) |
| Spouse | Rs.4 Lakhs (Cancare Policy) | |
| Baggage Insurance | Rs. 25,000/- (Cancare Policy) | |
| Purchase Protection Cover | Rs. 25,000/- (Cancare Policy) | |
| Non-Maintenance of QAB charges | Nil (If course not availed from Coursera) | |
| Up to Rs. 250/- (If course availed from Coursera) | ||
| Free certificate course from Coursera | Maximum of two courses subject to terms and conditions | |
| ROI concession for Education Loan | Additional 0.50% concession over and above the existing ROI if any, for fresh education loan for customers Rs. 5000/- QAB. (Education loan sanctioned on or after opening of Canara Aspire account will be eligible for ROI concession) | |
| Account Portability | From | From all accounts |
| To |
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| Other conditions |
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| Mode of Account Opening | CPH, Tab Banking, Online Account Opening through VCIP, Aadhar based A/c opening, Diya, KIOSK and through any other digital channels | |
| Free ATM card access in our branch ATM per month | 5 Transactions (Financial + Non-Financial) | |
| Free ATM card access in other bank ATM per month | 3 at metro and 5 at other centres | |
| ATM Cash Withdrawal Limit | Rs.1,00,000/- | |
| POS Limit | Rs.5,00,000/- | |
| Account closure charges (From 14 days till one year) | Rs. 500/- + GST (If course not availed from Coursera) | |
| Rs. 1000/- + GST (If course availed from Coursera) |
Offer Details:
Brand | Offer |
| Amazon | Flat 20% off up to INR 100; Min purchase- INR 129; every Friday, once a month |
| Gaana Subscription | Annual membership |
| Swiggy One lite | Annual membership (yearly 4 quarterly vouchers, effectively annual subscription) |
| Book My Show | Flat Rs. 250 off on minimum purchase of 2 movie tickets once per month |
| Lounge | 2 Complementary domestic visits per quarter and 2 Complementary international visits per year – The list of participating lounges is available in Rupay website https://www.rupay.co.in/ |
| PAI | Cover up to INR 2 lakhs |
For more details: https://www.canarabank.com/pages/Canara-aspire
An overall good zero balance savings account to consider.
Account Opening Link: https://www.canarabank.com/pages/online-account-opening
You will get option to choose account variant after mobile and email verification.
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