Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[iamgroot]

last month ka aya ky weekend cashback?

 

[BVCBVC is verified member.]

@TechnoFino @BVC
@vaibhav111
This thread is 329 pages and 7k+ comments
Is there a max limit?
If no, I think we should set a limit, say 5k or 10k.
I suggest we close this thread on 31-dec and open a new thread. It's hard for new people to read through 300+ pages

Yes, we can lock the thread by Dec 2024 and open a new thread. 👍

 

[6ix9ine]

Yes, we can lock the thread by Dec 2024 and open a new thread. 👍

But why? OP is still managing the thread and has posted everything on the first page. Yes, I agree we are at 330 pages, but the point is that people don't even bother to read the latest 2-3 pages. If someone posts any XYZ query, it still gets answered. It's not like this is a dead thread or something.

 

[BhaiyaJi]

Yes, we can lock the thread by Dec 2024 and open a new thread. 👍

 

[BVCBVC is verified member.]

But why? OP is still managing the thread and has posted everything on the first page. Yes, I agree we are at 330 pages, but the point is that people don't even bother to read the latest 2-3 pages. If someone posts any XYZ query, it still gets answered. It's not like this is a dead thread or something.

The same happens with every thread which has more than 50 pages. Let us take the feedback from users and decide it. It's not as if we are locking the thread. We will even consider OP choice. Of course he has the option to chose.

 

[kuchbhikuchbhi is verified member.]

The same happens with every thread which has more than 50 pages. Let us take the feedback from users and decide it. It's not as if we are locking the thread. We will even consider OP choice. Of course he has the option to chose.

 

[Deleted member 2540]

Yes, we can lock the thread by Dec 2024 and open a new thread.

And who will give answers to Questions asked on that new Thread ? 🤣

Some new Recruitment will Happen ?🤣

On this Thread if any Question/Update is posted Notification goes to many, who in turn Give Answers and Further Updates or Clarifications.

Many are silent Follwers too🤣

Also if One is not able to Understand Features and Benifts of Liberty Account by Reading the First Post , then I do not think New Thread will Create any Difference and same People demanding New Thread will be able to Understand Features and Benifits Just beacuse it is new Thread as Features and Benifits will remain same as mentioned in the First Post of this Thread. Soon New Thread will too become a Bullet Train Like this Thread 🤣

 

[soccer]

My vote, if it matters, is to let the thread continue.

 

[BhaiyaJi]

And who will give answers to Questions asked on that new Thread ? 🤣

Some new Recruitment will Happen ?🤣

On this Thread if any Question/Update is posted Notification goes to many, who in turn Give Answers and Further Updates or Clarifications.

Many are silent Follwers too🤣

Also if One is not able to Understand Features and Benifts of Liberty Account by Reading the First Post , then I do not think New Thread will Create any Difference and same People demanding New Thread will be able to Understand Features and Benifits Just beacuse it is new Thread as Features and Benifits will remain same as mentioned in the First Post of this Thread. Soon New Thread will too become a Bullet Train Like this Thread 🤣

 

[iimadarsh]

I n c o r r e c t

Explanation: Refer the first post, match the mcc with the specific transaction.

Fir 500 cashback ke liye txn kidhar kare pls help

 

[6ix9ine]

last month ka aya ky weekend cashback?

Malik yaha dukan band ho rhi hai tumhe cashback ki padi hai 😥 aajayega if aana hoga else close account 🪓

 

[BVCBVC is verified member.]

The same happens with every thread which has more than 50 pages. Let us take the feedback from users and decide it. It's not as if we are locking the thread. We will even consider OP choice. Of course he has the option to chose.

I have given my view here. @VISHESH_BANSAL . You must’ve missed this. You’ve complete choice to decide.

 

[6ix9ine]

Fir 500 cashback ke liye txn kidhar kare pls help

This depends on your use case, if you're thinking about rotating, it's not possible. I usually get GV from Amazon once I've exhausted other resources.

 

[Rohith-2009]

This depends on your use case, if you're thinking about rotating, it's not possible. I usually get GV from Amazon once I've exhausted other resources.

Have you purchased gv from flipkart and got 5% cashback?

 

[6ix9ine]

Have you purchased gv from flipkart and got 5% cashback?

No, I haven't. You can try with a small amount. As far as I remember, Flipkart's MCC is variable and changes frequently. Maybe someone else who has done this can pitch in.

 

[iamgroot]

Esa kya hogya?

Malik yaha dukan band ho rhi hai tumhe cashback ki padi hai 😥 aajayega if aana hoga else close account

 

[Shubham Yadav]

Many are silent Follwers too🤣

 

[Shubham Yadav]

ye toh real mai LTF h na ki isme bhi kuch jholmol h 😂😂

 

[kuchbhikuchbhi is verified member.]

View attachment 77442ye toh real mai LTF h na ki isme bhi kuch jholmol h 😂😂

you were HDFC card virgin till noww

 

[kuchbhikuchbhi is verified member.]

View attachment 77442ye toh real mai LTF h na ki isme bhi kuch jholmol h 😂😂

tho visa dikhne mai better lagta hai haha
anyways congo