• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

New CIBIL Reporting Frequencies of Various Banks from January 2025

SSV

TF Reserve
Contributor
VIP Lounge
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Statement Date and Statement Date + 15 days
    • Amex

  2. 15th and month end ( 30/31)
    • Axis
    • BOB Cards
    • Yes Bank
    • SBM Bank
    • Kotak
    • IndusInd
    • RBL
    • Indian Bank(One card)
    • Federal bank
    • AU
    • IDFC
 
Last edited:
Before PNB was reporting at month end. Statement date is 20th of every month.

Previously reported on 30th November, now reported on 18th December. So I assume they are following the trend now.
 
  • Like
Reactions: SSV
Wow @D₹V (upDate fequency of Various) banks
Cat Typing GIF
 
Last edited:
Axis : Fortnightly
 

Attachments

  • Screenshot 2024-12-23 at 14-13-36 Score Report Cibil Dashboard - 2024-12-21.pdf.webp
    Screenshot 2024-12-23 at 14-13-36 Score Report Cibil Dashboard - 2024-12-21.pdf.webp
    7 KB · Views: 206
  • Screenshot 2024-12-23 at 14-12-44 Score Report Cibil Dashboard - 2024-12-09.pdf.webp
    Screenshot 2024-12-23 at 14-12-44 Score Report Cibil Dashboard - 2024-12-09.pdf.webp
    4.2 KB · Views: 205
Before PNB was reporting at month end. Statement date is 20th of every month.

Previously reported on 30th November, now reported on 18th December. So I assume they are following the trend now.
Let's wait for one more reporting then we can add PNB to the fortnight list
 
Are you sure HDFC is reporting Weekly? I see last reported date as 15th of this month..And before that mostly 30th of last month. Confirm please.

Guys,
As we know, new norms of cibil reporting comes into place wef 1 Jan 2025. The new rule says the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..


Weekly
1) HDFC
2)
3)
4)
5)
6)

Fortnightly
1) Amex
2) Axis ( 🪓 ) 😉
3)
4)
5)
6)
 
Are you sure HDFC is reporting Weekly? I see last reported date as 15th of this month..And before that mostly 30th of last month. Confirm please.
Yes, mine along with a few others like @shrewdoc 's were reproted on a weekly basis.

my last 3 reports were on 1/12, 8/12 and 15/ 12.. I mentioned this on the other thread.
I will confirm it again in a cuple of days about the next report as on 22/12.

 
Last edited:
Yes, mine along with a few others like @shrewdoc 's were reproted on weekly basis.

my last 3 reports were on 1/12, 8/12 and 15/ 12.. I mentioned this on the other thread.
I will confirm it again in a cuple of days about the next report as on 22/12.

Thanks! Will be following your updates.
 
  • Like
Reactions: SSV
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..


Weekly
  1. HDFC



Fortnightly
  1. Amex
  2. Axis
IndusInd Bank

1735102118776.webp
 
  • Like
Reactions: SSV
Axis : Fortnightly
Mine was last updated on 30/11/2024 only Monthly for axis
Are you sure HDFC is reporting Weekly? I see last reported date as 15th of this month..And before that mostly 30th of last month. Confirm please.
Same pinch it's happening fortnightly
Same thing is happening to me
Looks like hdfc is selectively sending or else it's in testing phase
 
Mine was last updated on 30/11/2024 only Monthly for axis

Same pinch it's happening fortnightly
Same thing is happening to me
Looks like hdfc is selectively sending or else it's in testing phase
HDFC is defintiely doing on weekly basis.. It had done with me 3 times in a row.. I will update the 4th reporting in a few days.

Yes, with AXIS, may be it is still on the trial period.. we all know by Jan end for all banks.
 
Last edited:
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..


Weekly
  1. HDFC

Hehe....

HDFC's system would have to work harder from now on in reporting 51 silent periods each year for my Moneyback card. 🙂

... Or is it smart enough to just ignore silent periods while reporting?
.
 
  • Hehe
Reactions: SSV
Last edited:
Back
Top