Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Abhishek012]

Mcc isnt utility

Utility MCC, already received 1% cb upto 750 on HDFC Platinum DC.

 

[S.B.N.B]

Utility MCC, already received 1% cb upto 750 on HDFC Platinum DC.

Sbi virtual dc didn't gave last month..maybe som kind of merchant name issue.. but didn't got single point all month

 

[SM24]

Upgraded wife’s hdfc debit card to platinum and now waking up to this good news from Airtel. Thanks.
App bhi na.

 

[Abhishek012]

Sbi virtual dc didn't gave last month..maybe som kind of merchant name issue.. but didn't got single point all month

Ya, 2 payment gateways available.

I think airtel payments bank merchant name is wallet category.

 

[S.B.N.B]

Ya, 2 payment gateways available.

I think airtel payments bank merchant name is wallet category.

Mera to airtel miney gurgaon me bhi nahi diya tha. Is month check karenge sbi vdc ko.. or different network different mcc wala issue

 

[badg3rbyte]

3) HDFC Millennia debit card: Pay using sbi unipay to get 2.5% cashback or load wallet (Amazon(full kyc req) or mobikwik) and then pay cc bill using wallet balance to get 1% cashback. Total combined cashback monthly limit 400. Fees 500 (waived for certain account categories). Use Bill desk QR code to pay cc bill from amazon wallet.

How does Millenia give 2.5% on Unipay? Does it consider as online spend, and not utility spend?

 

[2025]

Airtel payments bank account, load money through debit card still working

EDC working for Telecom category?

Utility MCC, already received 1% cb upto 750 on HDFC Platinum DC.

OK. but what is the mcc 4814 or 4900?

Ya, 2 payment gateways available.

I think airtel payments bank merchant name is wallet category.

I think earlier they both were telecom and giving cashback. Not sure though.
I am yet to open airtel bank account / wallet. will be waiting for your confirmation. Thanks.

 

[2025]

Utility MCC, already received 1% cb upto 750 on HDFC Platinum DC.

How about freecharge? Is that telecom? should I do a sample transaction using EDC to check that?

 

[Abhishek012]

Mera to airtel miney gurgaon me bhi nahi diya tha. Is month check karenge sbi vdc ko.. or different network different mcc wala issue

SBI Virtual RuPay DC pe mila tha Airtel Money pe. Halaki kuch months pahele ki baat hai yeh.

 

[ronakshah]

How about freecharge? Is that telecom? should I do a sample transaction using EDC to check that?

I did a test transaction yesterday and mcc was 4900.

 

[2025]

I did a test transaction yesterday and mcc was 4900.

Are u sure freecharge mcc 4900 (utilities) and not telecom (4814). Because @MrJJ said few days back it's telecom.

See quoted messages below.

Freecharge use 4814 MCC

I just informed about MCC you were asking, never said there wasn't any charges.

 

[desiviru]

How does Millenia give 2.5% on Unipay? Does it consider as online spend, and not utility spend?

Check Millennia DC page. Where it is written that Utlities will not fetch it or it will be considered differently. Millennia DC page has list of exclusion in pdf and 4900 isn't part of it. So why wouldn't it provide on Unipay?

 

[iscoopicecreams]

Is sbi unipay reliable?

 

[ShaktiWoman]

Just a small question, how to check the mcc for kotak and sbi DC? When i asked them multiple times, they gave me excuses like sharing mcc on call/email is against their standards and i will have to visit the branch to know mcc. Escalated through emails but same results
@ronakshah @2025 @S.B.N.B @Abhishek012

 

[2025]

Just a small question, how to check the mcc for kotak and sbi DC? When i asked them multiple times, they gave me excuses like sharing mcc on call/email is against their standards and i will have to visit the branch to know mcc. Escalated through emails but same results
@ronakshah @2025 @S.B.N.B @Abhishek012

Do a small transaction using HDFC or RBL cards. They easily provide mcc code.

 

[ronakshah]

Are u sure freecharge mcc 4900 (utilities) and not telecom (4814). Because @MrJJ said few days back it's telecom.

See quoted messages below.

Yes I know and to confirm that did a small test transaction yesterday and checked with customer care today mrng where they said mcc is 4900. I got this merchant Accelyst something in otp msg and after payment it shows FREECHARGE PAYMENT TEC Gurgaon IN in email.
@MrJJ can you confirm the merchant name for telecom mcc?

 

[La pasión]

Yes I know and to confirm that did a small test transaction yesterday and checked with customer care today mrng where they said mcc is 4900. I got this merchant Accelyst something in otp msg and after payment it shows FREECHARGE PAYMENT TEC Gurgaon IN in email.
@MrJJ can you confirm the merchant name for telecom mcc?

Is there any restrictions on freecharge for paying cc bill using dc?

 

[rajubhai]

Raz* Airtel Money MCC 4900: Verified rewards received on IndusInd Visa dc and Axis Master dc, but no rewards on SBI rupay VDC.

 

[RichieRich]

Raz* Airtel Money MCC 4900: Verified rewards received on IndusInd Visa card and Axis Mastercard, but no rewards on SBI rupay VDC.

what about idfc dc ?

 

[rajubhai]

what about idfc dc ?

Last received on 1st December; after that, I tried once, but the rewards have not been credited yet.