How Many Credit Cards Are Allowed Per Customer

[TechnoFinoTechnoFino is verified member.]

Hello everyone,
Have you ever wondered how many credit cards you can hold per bank?
here is the answer-
Some banks offer one credit card & few banks issue multiple credit cards to their customer.
Bank wise, per customer maximum credit card limit -

 

[Krishna Kumar]

Simply save limit is shared or split from sbi cashback cc?
I think sbi doesn't provide shared limit.

Yes. My bad. It was split limit basis.

 

[zephyr0]

I have 2 SBI cards (cashback and Reliance prime). I tried applying for a BPCL card but it was rejected with message “internal policy" does not allow more cards to be issued now.

How can I apply for a third SBI CC?

 

[rockking1994]

I have 2 bob card
Premier and sanpdeal
Combined limit
For sometime i had 3 bob debit cards for some reason

 

[TechnoFi]

l have 03 lndusind credit cards with split limit.
(1) Pinnacle - 1.5L.
(2) Rupay Platinum - 01L.
(3) EasyDiner - 50k.

 

[TechnoFi]

Hello everyone,
Have you ever wondered how many credit cards you can hold per bank?
here is the answer-
Some banks offer one credit card & few banks issue multiple credit cards to their customer.
Bank wise, per customer maximum credit card limit -

View attachment 238

@TechnoFino kindly also add co-branded and floater card columns separately in the table.

 

[_ding_ding_ding_]

I guess the information is outdated. I have seen people holding more than one HDFC CC.
For SBI, most have said the upper cap is 3 but an official document, Policy for the issuance and conduct of credit cards, states the upper cap of 5 CC.

 

[Shobhit Srivastava]

I guess the information is outdated. I have seen people holding more than one HDFC CC.
For SBI, most have said the upper cap is 3 but an official document, Policy for the issuance and conduct of credit cards, states the upper cap of 5 CC.

Its for secured cards, but for public customer its 3 only for unsecured cards.

 

[robimahanta]

I had Infinia and DCB black for a long time. Eventually merged it and got the Infinia Metal. Also have Swiggy HDFC and Tata Neu Infinity Rupay from HDFC. So HDFC does allow more than 1 card.

 

[_ding_ding_ding_]

Its for secured cards, but for public customer its 3 only for unsecured cards.

Let's say I have 3 unsecured and 2 secured. Doesn't it totals to 5?

 

[drsel]

I had Infinia and DCB black for a long time. Eventually merged it and got the Infinia Metal. Also have Swiggy HDFC and Tata Neu Infinity Rupay from HDFC. So HDFC does allow more than 1 card.

Correct they allow --
One core card (Infinia is best)
One floater card (Biz Black is best) and
Any number of co-branded cards as you want
(Marriott, Swiggy, Tata new infinity are the best)
So you can easily have 5 or more HDFC cards

 

[PavvanPavvan is verified member.]

Yes HDFC now allow you have more than 5 cards 🙂
No restrictions on any of the cards