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IDFC Bank Credit Card Application Processing Delayed

I have applied and IDFC Bank Credit Card via their agents in a mall on 4th January 2025 and when it's processed they said I'll get the card for sure post verification and it showed that by 13 th I'll get the card. But that date was always keeps on changing and currently it's 31st Jan now.
The application was still under verification. Don't know how to check with them and speed up the process? Please help with that.
 
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Address verification not done yet. Also I have given the rental address as I'm staying in city for now but now back to home town and may not go to office for few months as I can do wfh.
That's why it's stuck bro
Call them on 180010888 & request for escalation

They will arrange physical verification soon
 
I applied yesterday for IDFC LIC select(my first idfc card). They did home verification this morning. Still application verification is pending. seems they will verify the office as well.
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It's not possible for me as I came back to my native place and it's our rental address which we are vacating soon as my friend is getting married what to do now?
There is little to be done in this situation. The verification team will visit and make inquiries. When they contact you, you may inform them that you are currently on vacation in your hometown and unable to be physically present.
90% chance they will reject the application and the cooldown period will be 6 months.
 
There is little to be done in this situation. The verification team will visit and make inquiries. When they contact you, you may inform them that you are currently on vacation in your hometown and unable to be physically present.
90% chance they will reject the application and the cooldown period will be 6 months.
Is there any chance that I can request a change of my address given in the credit card application so that I can update it to my sister's address from the rental address where I stayed before?
 
Card approved or still decision pending?
It's still showing as verification pending and I raised a ticket and got to know that the idfc agent who applied the card for me did as a C2C and for that I had to submit a recent statement of the card I informed them which was not informed to me by that agent and didn't do it. So they asked me to send a statement of that card limit which I mentioned. So I have sent the same to them. And the reply I got was very disappointing that they mentioned it'll take another 20 working days to resolve this. Hence, for now the card application was still in pending and the verification too.
 
There has been an update in my application status after nearly 30 days and it shows now that my application was verified and under credit review.
Can I consider that I'll get the card for sure now?
I had some recent cibil hits and there's a decline and it now 725/-

Will it be enough for the card to be processed?

Also there is something interesting happened in my case.

As I mentioned previously I have given my friends address but 4 days before I got a message that address was not serviceable and I had to update the address correctly with proper noticeable landmark.

Previously when I mailed them they said it's not possible to change address post application and also asked my consent if they can cancel the application but I said please leave it like that and will change address later.
But as i hasto update I have entered a complete new address which is my sister's.

Now comes the important part, home verification and I thought they'll come to my sister's address where I will stay when I'm in Hyderabad but I'm doing wfh.

I got call from verification team and I missed it. 2 days later they called and I was on a important call so couldn't attend their call and I even didn't it was them. I tried calling back but it's not possible as incoming calls aren't allowed for those numbers. Later after an hour I got a call from normal number which they instantly disconnected from their end. After checking in Truecaller it's them. I have called them multiple times but they ignored me.

So I have sent an email to the bank again I have got no response but some how the status of my application was updated. Literally the experience of getting a idfc card was like a rollercoaster. Now waiting for the remaining process to get completed and lay hands on the card.
 
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There has been an update in my application status after nearly 30 days or shows now that my application was verified and under credit review.
Can I consider that I'll get the card for sure now?
I had some recent cibil hits and there's a decline and it now 725/-

Will it be enough for the card to be processed?

Also there is something interesting happened in my case.

As I mentioned previously I have given my friends address but 4 days before I got a message that address was not serviceable and I had to update the address correctly with proper noticeable landmark.

Previously when I mailed them they said it's not possible to change address post application and also asked my consent if they can cancel the application but I said please leave it like that and will change address later.
But as i hasto update I have entered a complete new address which is my sister's.

Now comes the important part, home verification and I thought they'll come to my sister's address where I will stay when I'm in Hyderabad but I'm doing wfh.

I got call from verification team and I missed it. 2 days later they called and I was on a important call so couldn't attend their call and I even didn't it was them. I tried calling back but it's not possible as incoming calls aren't allowed for those numbers. Later after an hour I got a call from normal number which they instantly disconnected from their end. After checking in Truecaller it's them. I have called them multiple times but they ignored me.

So I have sent an email to the bank again I have got no response but some how the status of my application was updated. Literally the experience of getting a idfc card was like a rollercoaster. Now waiting for the remaining process to get completed and lay hands on the card.
Complain on twitter ... Application will go smoothly.
 
Bro, sry. I didn't get you
What should I wait for?
Will they reject my application now? If yes, what will be the possible reason?
Also, I don't want to do anything now which will reduce the chances of getting the card.
I haven't selected any but the agent who applied for me said I'll get " select " card but in the application tracking page it's showing as millennia.
 
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