Latest Working Methods to Pay Credit Card Bill from Debit Cards

[neel]

I have to pay 1.5 lakh bill

Where can I use Millenia DC and IDFC signature dc to get points?

Also should I use my rupay select cards somewhere just to keep lounge access going? If so, where?

 

[desiviru]

I have to pay 1.5 lakh bill

Where can I use Millenia DC and IDFC signature dc to get points?

Also should I use my rupay select cards somewhere just to keep lounge access going? If so, where?

Millennia will not give on Setu now. 🙁

Continue to use IDFC though.

 

[Hemang]

Tumne dusre wale merchant name pe kiye honge transaction.

Retail CC wale me karo.

Retail CC hi tha merchant name sms me bhi aur statement me bhi.

 

[Hemang]

Keep us posted

6012 hi hai bhai MCC, for canara setu on HDFC platinum debit card. Retail CC.

 

[imrahul]

6012 hi hai bhai MCC, for canara setu on HDFC platinum debit card. Retail CC.

Visa variant or Mastercard?

 

[pinki]

6012 hi hai bhai MCC, for canara setu on HDFC platinum debit card. Retail CC.

 

[Anil_SinghAnil_Singh is verified member.]

Visa variant or Mastercard?

Looks like Visa network is attaching 6012 mcc on Canara setu.

 

[darkjediknight]

Received reward points on transactions made on 1st Feb as well!

Same 🥹
But didn't get points for transactions on Flipkart although it has categorized transactions as shopping. Got points for all Canara setu transactions.
Didn't get for canara setu on other account, but that one has always had this issue. Will file for manual credit after 14 working days.

 

[Hemang]

Visa variant or Mastercard?

Visa hai bhai hdfc platinum debit card humare pas.

 

[imrahul]

Looks like Visa network is attaching 6012 mcc on Canara setu.

Yes because i paid with Indusind MC on 1st feb and 4th feb with retail cc(on sms) and retail cc mumbai(on statement) and got 3k reward points, but Indusind Visa DC gave name retail cc(on sms) but retail cc bai mh(on statement)
So it seems visa has different MCC

 

[alpha2betaa]

Just received points for my 1st Feb bill payment on CANARA SETU + IDFC DC

MCC - Retail CC

 

[iamsaimansari]

Use IDFC add-on Firstap RuPay Platinum DC on Phonepe app and get Reward points for CC bill payment (no extra charges for RuPay DC).
Merchant names check here -



Just an update - Higher variant account get higher welcome reward points on IDFC Firstap sticker RuPay Platinum debit card.

Already one person confirmed he got 8000 welcome reward points on IDFC First Wealth account using IDFC Firstap RuPay Platinum Debit Card (do first time minimum transaction Rs1500) -

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account.

One thing I want to know that do we get the same reward points for idfc first tap for eg, if I have wealth I get 4 rp for 150 and 10x after 50000, so will I get the same benefits for idfc first tap rupay card?

 

[desiviru]

One thing I want to know that do we get the same reward points for idfc first tap for eg, if I have wealth I get 4 rp for 150 and 10x after 50000, so will I get the same benefits for idfc first tap rupay card?

Card don't matter. You can use any.

If you pay 25K with RuPay at start of month and then 25K with main card even then it will be considered as 50K and after that 10X pts will credit no matter which card you use.

 

[iamsaimansari]

Card don't matter. You can use any.

If you pay 25K with RuPay at start of month and then 25K with main card even then it will be considered as 50K and after that 10X pts will credit no matter which card you use.

Thanks for the information bro! 🫱🏿‍🫲🏼

 

[goriavikas]

How do you try in freecharge? Anyone got points for HDFC Platinum DC in Freecharge?

Got 10 rp on 1000 in previous transactions.

Yes. 1% rp

 

[goriavikas]

Try after a while. Yesterday I was also getting something similar on phonepe issue resolved on its own.

Trying from 3 days.. still getting this error on freecharge

 

[Sriim]

Yes because i paid with Indusind MC on 1st feb and 4th feb with retail cc(on sms) and retail cc mumbai(on statement) and got 3k reward points, but Indusind Visa DC gave name retail cc(on sms) but retail cc bai mh(on statement)
So it seems visa has different MCC

MC points are regularly credited within 3 days

Visa points sometimes take 20 days

 

[CyberPsych]

Virtual cards will give rewards only on e-commerce

SBI Virtual debit cards don't give points for credit card bill payments?

 

[Pravin1156]

Credit card bill payment in Payzapp through Millenia Debit card fetch Reward points, Can anybody confirm please

 

[desiviru]

Credit card bill payment in Payzapp through Millenia Debit card fetch Reward points, Can anybody confirm please

No. 6012 MCC is excluded and Payzapp has this MCC.

List of exclusions:

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Now Millennia is of no use on CC payments.