Latest Working Methods to Pay Credit Card Bill from Debit Cards

[VISION]

Yes it is 50k. For more than 50k next milestone is 1L I think (not sure).

is it same all virtual card networks(visa,master&rupay which one to choose)

 

[cardio_guycardio_guy is verified member.]

is it same all virtual card networks(visa,master&rupay which one to choose)

Yes all are same. You can choose any that you like.

 

[Credit_Cards]

When did HDFC start doing that ?!

In my experience they have been the one honorable bank that always paid the promised cashback correct to the last paisa (unlike so many others like ICICI, Axis... etc.)!

ICICI even stooped to the level of rounding everything below a full rupee (upto 0.99) down to zero!
.

 

[Akash Topder]

Same. I transacted more than 2L in FY but I only got for 1 L. Don't know if they delay a lot of something. Better stick with vdc and forget actual card. If sbi is secondary account cancel the physical card for saving annual charges as vdc is free.

Wait the physical card can be cancelled and I can keep only the VDC ?

 

[imrahul]

Paid on 2nd Feb.. no points yet.. what was the merchant name you got?

Retail CC on SMS and retail bai mh in statement and received reward points today for transactions done on 6th feb via indusind visa signature DC

 

[technonifo]

Wait the physical card can be cancelled and Incan keep only the VDC ?

Woah how can I do this?

 

[ThriftyPlasticPundit]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

I have sbi rupay vdc, will it work? And what are you using it?

 

[iamgroot]

canara setu bill pay failing after entering otp via indusmc🤨🤨🤨

 

[Anindya98]

So u mean to say that monthly cap is for account instead of cards? So if u get 8k points on Rupay then u can only get 24k points on select DC?

Yes

I have base visa classic DC + Rupay, so its just 8k per month? 🥲

yes, a total of 8K/month.

 

[Prem03]

Retail CC on SMS and retail bai mh in statement and received reward points today for transactions done on 6th feb via indusind visa signature DC

What did you use Canara Setu or Paytm?

 

[rutgersbach]

Can confirm that IndusInd Exclusive DC was working on Canara Setu as of 4th Feb 2024 and I got points on 7th Feb for transactions done on 4th Feb.

 

[sumeet]

Can confirm that IndusInd Exclusive DC was working on Canara Setu as of 4th Feb 2024 and I got points on 7th Feb for transactions done on 4th Feb.

GOT POINTS FOR MC BUT NOT FOR VISA

 

[rutgersbach]

GOT POINTS FOR MC BUT NOT FOR VISA

Mine was VISA. In OTP SMS the merchant name was Retail CC and in the netbanking: VISA POS TXN AT IN/RETAIL CC BAI

 

[iamgroot]

Mine was VISA. In OTP SMS the merchant name was Retail CC and in the netbanking: VISA POS TXN AT IN/RETAIL CC BAI

visa ka kuch fix nhi he🤣..wo apne man se ata he

 

[Anil_SinghAnil_Singh is verified member.]

Mine was VISA. In OTP SMS the merchant name was Retail CC and in the netbanking: VISA POS TXN AT IN/RETAIL CC BAI

Same merchant name on sms and after transaction. No points yet. Did transaction on 2nd Feb.

 

[Anil_SinghAnil_Singh is verified member.]

Retail CC on SMS and retail bai mh in statement and received reward points today for transactions done on 6th feb via indusind visa signature DC

Looks like transaction done on 2nd feb are not eligible. I did on 2nd feb with same merchant names.

 

[mohit_k0]

How much time IDFC first tap take to credit rewards? I paid cc bill using phonepe and merchant name was "PhonePe Recharge"

 

[rutgersbach]

Same merchant name on sms and after transaction. No points yet. Did transaction on 2nd Feb.

Did you write to IndusInd support?

 

[qwert]

Freecharge sai nahi mila? Kab transaction kiya tha?

What about freecharge? Can you explain pls. I didn't saw while paying cc bill now I am regretting it. Apparently didn't got any cashback when paid using setu. 🙁

 

[Anil_SinghAnil_Singh is verified member.]

Did you write to IndusInd support?

They don't reply for months.