Latest Working Methods to Pay Credit Card Bill from Debit Cards

[PANK]

Anyone Please share working link of Setu for Indus Mc debit card

 

[2025]

Anyone Please share working link of Setu for Indus Mc debit card

Link toh same hi hai. Card koi v use karo. Link given in the first post. There are multiple sub-link though.

Today only paid hdfc cc using sig+ DC, and sbi cc using hdfc DC. Both worked smoothly.

 

[bran_the_shipwright]

Dude I replaced my ESP card to Millennia few days back. Those points are from my ESP CARD.

Did you get millenia card for free? Assuming you had savings maxx

 

[S.B.N.B]

Sbi 10k limit.. include bonus and milestone? Or just normal rwd or normal plus bonus and what if bd month.. how much cc bill can pais to get max benifits.. all questions in one..

 

[arone]

Sbi 10k limit.. include bonus and milestone? Or just normal rwd or normal plus bonus and what if bd month.. how much cc bill can pais to get max benifits.. all questions in one..

10k is monthly limit including all bonus

 

[SonyTom]

Made 2 test transactions (each ₹200] at canara setu using indusind MC select and Signature select on 11/2/2025 to pay SBI CC bill. No point credited yet. Maybe it will take some more time, I guess. Just posting here for information of others

 

[Sudbht]

No. Your IDFC Wealth account both are wealth card - Your primary card + Firstap add-on RuPay Platinum DC

Monthly capping are combined 50k for Wealth account.

So what's the benefit ?

1st benefit is that you will get 8k extra welcome bonus reward (8k welcome reward through primary card + 8k welcome reward through Firstap RuPay Platinum DC) - Total 16k welcome reward.

2nd benefit what if tomorrow, Canara setu disabled DC option or change MCC Code ?

You can use your IDFC Firstap RuPay Platinum DC on Phonepe app (select merchant names) and Freecharge app to pay your CC bills.

Phonepe app and freecharge charge extra conv fee for Visa/mastercard debit card. RuPay variant no extra charges.

Phonepe app - CC bill pay via RuPay Debit card -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
phonepe recharge
WWWPHONEPECOM Gurgaon
phonepe banglore

I tried many time just plain phonepe is coming as merchant name.

 

[vamseeds]

No indusind Visa Signature points Credited for trxn done @ canara setu on 2nd Feb 2025... Is there a point in waiting more?

 

[Fini7777]

SBI credited RP within 24 hours!
paid around 40k bills on Feb 16th and 15th using SBI VDC through SBI UNIPAY and Freecharge App
they credit around 800 points incl Base RP + bonus RP

Merchant Names: SBIUNIPAYDBC and Mumbai, FREECHUTILITIES Mumbai

 

[Abhishek012]

Made 2 test transactions (each ₹200] at canara setu using indusind MC select and Signature select on 11/2/2025 to pay SBI CC bill. No point credited yet. Maybe it will take some more time, I guess. Just posting here for information of others

No indusind Visa Signature points Credited for trxn done @ canara setu on 2nd Feb 2025... Is there a point in waiting more?

Indusind Visa Signature - Wait 20 days.

 

[Abhishek012]

I tried many time just plain phonepe is coming as merchant name.

phonepe also eligible.

if you use IDFC firstap RuPay Platinum DC then first transaction welcome bonus i recommended use Canara setu.

 

[SonyTom]

Indusind Visa Signature - Wait 20 days.

I saw that reply of yours previously. That's why posted here that Indusind MC Select also not got points yet

 

[EnthuCC]

SBI Unipay still failing transactions done by non SBI debit cards?

 

[6ix9ine]

SBI Unipay still failing transactions done by non SBI debit cards?

There isn't any non-sbi debit card option anymore. Forget crashing, they removed the whole option.

 

[avintech3010]

Wait for 24 hours to finish. there is a limit for number of bills you can pay in a day

Even after two days, I am getting the same error.

 

[PAHULPREET]

Can someone give a proper list currently which all options we can utilize to do cc bill payments? I had HDFC plat DC I have upgraded it to Millenia to use it on Canara Setu in Future
Over the threads I saw options of IDFC First tap Rupay Platinum DC, Kotak 811 DC, SBI Virtual Debit Card, etc. I have normal physical sbi rupay DC.
Could you please sum up what are the limits per month on these DC, are there any annual fees, how to get these DC and what are the platforms to use them

 

[sam4]

Questions to community
Is it advisable to abort transaction too many times on phonepe if desired merchant name was not present on otp page?
Can it lead to disable payment via debit card as system might interpret it as a transaction failure?

 

[AlgoTrader]

phonepe also eligible.

if you use IDFC firstap RuPay Platinum DC then first transaction welcome bonus i recommended use Canara setu.

will apply for the card today

 

[kiwi]

Wait for 24 hours to finish. there is a limit for number of bills you can pay in a day

Whats the limit ? I just paid only one bill of about ~6K and for the next bill I get

You have reached the maximum limit. Please try again later.

 

[Abhigyan kumar]

Questions to community
Is it advisable to abort transaction too many times on phonepe if desired merchant name was not present on otp page?
Can it lead to disable payment via debit card as system might interpret it as a transaction failure?

Yes dev gets blocked