Latest Working Methods to Pay Credit Card Bill from Debit Cards

[knight]

Seems like this post also qualifies for removal as nobody is getting the option of applying for ESP any more.

This is a forum, not an official document.

People can share their own experiences and tips.

The post about merging DC points was inaccurate and easily verifiable, thus made sense to remove it.


But regarding re-issuance of ESP, there are still some grey areas like re-issuing in mycards, getting insta DC kits from branch and applying using card code from branch.

Though they've removed the direct 'upgrade' option, doesn't mean people have absolutely no options left.

If you are able to apply for the same, let me know and provide proof.

Also regarding this, nobody has time to go through these tedious processes to prove a point to you.
And i don't believe anybody would even try until we have a platform that gives 1% on ESP.

For now, just let it be in the grave. If a suitable bill payment platform arises, people will figure out the ways to get it if it's possible by then.

 

[La pasión]

Wo to try karna hoga na 😉
Old play ke reissue pe click karenge to wahi hona chiye

Bhai ab kya karna h yai debit card leke koi kaam thodi na h ab eska.

 

[rutgersbach]

Stay in ur own comfort.
I am not going to show u proof. Neither I am going to give u any hints. I would have preferred to give some hints, but going by your choice of language I won't.

You will learn eventually. If u have appetite to learn. You won't discover the way by urself as long as u stay with arrogance.

Arrogance

First of all, there is nothing to be arrogant about. We are literally saving 1-5% in most cases for anything here and nobody outside of the bubble of a very specific niche of nerds cares about that.

Secondly, you just blamed me (and don't play the "where have I mentioned you by name" card here, all of us here know who you were referring to) for providing wrong info without any explanation or proof regarding the same. I replied in very normal language, using your own "simple words".

And lastly, you are the one who has ousted himself as arrogant by trying to "hide" some magical exclusive info only you seem to have without any proof, which is the very definition of arrogance, brought to you by Cambridge Dictionary:


And let's not forget, even if you DID have some real info regarding this, that is also most likely acquired from somewhere in this forum or elsewhere from the internet, it's not like the directors of HDFC bank have told you something 🤣

 

[purushotham]

10000 points means ₹2500 ?

 

[rutgersbach]

This is a forum, not an official document.

People can share their own experiences and tips.

The post about merging DC points was inaccurate and easily verifiable, thus made sense to remove it.


But regarding re-issuance of ESP, there are still some grey areas like re-issuing in mycards, getting insta DC kits from branch and applying using card code from branch.

Though they've removed the direct 'upgrade' option, doesn't mean people have absolutely no options left.


Also regarding this, nobody has time to go through these tedious processes to prove a point to you.
And i don't believe anybody would even try until we have a platform that gives 1% on ESP.

For now, just let it be in the grave. If a suitable bill payment platform arises, people will figure out the ways to get it if it's possible by then.

Fair point, its certainly unclear, although, as far as I know, ESP was never available via Instant Kits, but don't quote me on that.

About the re-issuance through MyCards, I have a family member who has had ESP in the past and holds a millenia now, will try to re-issue and see what we get, my hunch (and nothing more) is that we will get new platinum only, otherwise it doesn't make any sense for them to show those new debit cards. But will keep you guys updated.

 

[Guddi]

10000 points means ₹2500 ?
View attachment 83977

Yes, 0.25₹ per point

 

[mobsol2017]

10000 points means ₹2500 ?
View attachment 83977

Yes RS 2500/- per month cap

 

[kuchbhikuchbhi is verified member.]

ESP was never available via Instant Kits.

It was available via instant kits in branch

 

[2025]

Writing next to a message in a TF thread doesn't imply responding to the previous person.

I prefer not to reply those who feels intelligence is their birth right. Grow up.

 

[rutgersbach]

It was available via instant kits in branch

Cool, let me try that first then.

 

[SabKaMalikEkHai]

Do you guys prefer millennia DC or Easyshop platinum DC?

I know it depends on the usage, but still would like to know your opinion on it.

I have millennia DC active but had ordered an Easyshop platinum few weeks back and haven't activated it yet. So I'm wondering if it's worth migrating to ES Plat or not.

 

[La pasión]

It was available via instant kits in branch

I hold a esp from a insta kit of hdfc max savings account

 

[Fini7777]

Do you guys prefer millennia DC or Easyshop platinum DC?

I know it depends on the usage, but still would like to know your opinion on it.

I have millennia DC active but had ordered an Easyshop platinum few weeks back and haven't activated it yet. So I'm wondering if it's worth migrating to ES Plat or not.

depends on future
currently: Millennia
if any website/App works for cc payments in the future then obviously ESP is a better card

 

[wolf1008]

Yes.

Also generate IDFC Firstap RuPay Platinum DC, So you will get 8k welcome reward points too on Canara Setu CC bill pay first transaction 1.5k+ (wealth acc).

Yes.

Also generate IDFC Firstap RuPay Platinum DC, So you will get 8k welcome reward points too on Canara Setu CC bill pay first transaction 1.5k+ (wealth axc).

This card would be useful only if my monthly RP limit is fully utilized, right?

 

[Abhishek012]

This card would be useful only if my monthly RP limit is fully utilized, right?

No. Your IDFC Wealth account both are wealth card - Your primary card + Firstap add-on RuPay Platinum DC

Monthly capping are combined 50k for Wealth account.

So what's the benefit ?

1st benefit is that you will get 8k extra welcome bonus reward (8k welcome reward through primary card + 8k welcome reward through Firstap RuPay Platinum DC) - Total 16k welcome reward.

2nd benefit what if tomorrow, Canara setu disabled DC option or change MCC Code ?

You can use your IDFC Firstap RuPay Platinum DC on Phonepe app (select merchant names) and Freecharge app to pay your CC bills.

Phonepe app and freecharge charge extra conv fee for Visa/mastercard debit card. RuPay variant no extra charges.

Phonepe app - CC bill pay via RuPay Debit card -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
phonepe recharge
WWWPHONEPECOM Gurgaon
phonepe banglore

 

[2025]

No. Your IDFC Wealth account both are wealth card - Your primary card + Firstap add-on RuPay Platinum DC

Monthly capping are combined 50k for Wealth account.

So what's the benefit ?

1st benefit is that you will get 8k extra welcome bonus reward (8k welcome reward through primary card + 8k welcome reward through Firstap RuPay Platinum DC) - Total 16k welcome reward.

2nd benefit what if tomorrow, Canara setu disabled DC option or change MCC Code ?

You can use your IDFC Firstap RuPay Platinum DC on Phonepe app (select merchant names) and Freecharge app to pay your CC bills.

Phonepe app and freecharge charge extra conv fee for Visa/mastercard debit card. RuPay variant no extra charges.

Phonepe app - CC bill pay via RuPay Debit card -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
phonepe recharge
WWWPHONEPECOM Gurgaon
phonepe banglore

Looking phonpe recharge...
Mujhse kuch khas dusmani hay inki.

 

[Abhishek012]

Looking phonpe recharge...
Mujhse kuch khas dusmani hay inki.

Kya ? same name se alag alag aate hai and kuch small letter and kuch big letter me aate hai.

 

[Abhishek012]

Looking phonpe recharge...
Mujhse kuch khas dusmani hay inki.

Konsa merchant name aa raha hai tumhara ? RuPay variant ka batana. Visa/mastercrad ka nahi.

 

[2025]

Konsa merchant name aa raha hai tumhara ? RuPay variant ka batana. Visa/mastercrad ka nahi.

Rupay ka kavi try nehi kiya. Humesa MC ka hi try karta rahata hun... 100% times ___Pvt. Ltd. Uske alawa kuch v nehi ata ajkal.
Issiliye toh kanha ki mujhse kuch khas dushmani hay inki. Sabko mil raha hay par mejhe nehi.

 

[La pasión]

Rupay ka kavi try nehi kiya. Humesa MC ka hi try karta rahata hun... 100% times ___Pvt. Ltd. Uske alawa kuch v nehi ata ajkal.
Issiliye toh kanha ki mujhse kuch khas dushmani hay inki. Sabko mil raha hay par mejhe nehi.

Konsa merchant name aa raha hai tumhara ? RuPay variant ka batana. Visa/mastercrad ka nahi.

Mai karliya hun try rupay sai sara mcc telecom ka ata h