Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Abhigyan kumar]

It was available via instant kits in branch

I hold a esp from a insta kit of hdfc max savings account

 

[Fini7777]

Do you guys prefer millennia DC or Easyshop platinum DC?

I know it depends on the usage, but still would like to know your opinion on it.

I have millennia DC active but had ordered an Easyshop platinum few weeks back and haven't activated it yet. So I'm wondering if it's worth migrating to ES Plat or not.

depends on future
currently: Millennia
if any website/App works for cc payments in the future then obviously ESP is a better card

 

[wolf1008]

Yes.

Also generate IDFC Firstap RuPay Platinum DC, So you will get 8k welcome reward points too on Canara Setu CC bill pay first transaction 1.5k+ (wealth acc).

Yes.

Also generate IDFC Firstap RuPay Platinum DC, So you will get 8k welcome reward points too on Canara Setu CC bill pay first transaction 1.5k+ (wealth axc).

This card would be useful only if my monthly RP limit is fully utilized, right?

 

[Abhishek012]

This card would be useful only if my monthly RP limit is fully utilized, right?

No. Your IDFC Wealth account both are wealth card - Your primary card + Firstap add-on RuPay Platinum DC

Monthly capping are combined 50k for Wealth account.

So what's the benefit ?

1st benefit is that you will get 8k extra welcome bonus reward (8k welcome reward through primary card + 8k welcome reward through Firstap RuPay Platinum DC) - Total 16k welcome reward.

2nd benefit what if tomorrow, Canara setu disabled DC option or change MCC Code ?

You can use your IDFC Firstap RuPay Platinum DC on Phonepe app (select merchant names) and Freecharge app to pay your CC bills.

Phonepe app and freecharge charge extra conv fee for Visa/mastercard debit card. RuPay variant no extra charges.

Phonepe app - CC bill pay via RuPay Debit card -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
phonepe recharge
WWWPHONEPECOM Gurgaon
phonepe banglore

 

[2025]

No. Your IDFC Wealth account both are wealth card - Your primary card + Firstap add-on RuPay Platinum DC

Monthly capping are combined 50k for Wealth account.

So what's the benefit ?

1st benefit is that you will get 8k extra welcome bonus reward (8k welcome reward through primary card + 8k welcome reward through Firstap RuPay Platinum DC) - Total 16k welcome reward.

2nd benefit what if tomorrow, Canara setu disabled DC option or change MCC Code ?

You can use your IDFC Firstap RuPay Platinum DC on Phonepe app (select merchant names) and Freecharge app to pay your CC bills.

Phonepe app and freecharge charge extra conv fee for Visa/mastercard debit card. RuPay variant no extra charges.

Phonepe app - CC bill pay via RuPay Debit card -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
phonepe recharge
WWWPHONEPECOM Gurgaon
phonepe banglore

Looking phonpe recharge...
Mujhse kuch khas dusmani hay inki.

 

[Abhishek012]

Looking phonpe recharge...
Mujhse kuch khas dusmani hay inki.

Kya ? same name se alag alag aate hai and kuch small letter and kuch big letter me aate hai.

 

[Abhishek012]

Looking phonpe recharge...
Mujhse kuch khas dusmani hay inki.

Konsa merchant name aa raha hai tumhara ? RuPay variant ka batana. Visa/mastercrad ka nahi.

 

[2025]

Konsa merchant name aa raha hai tumhara ? RuPay variant ka batana. Visa/mastercrad ka nahi.

Rupay ka kavi try nehi kiya. Humesa MC ka hi try karta rahata hun... 100% times ___Pvt. Ltd. Uske alawa kuch v nehi ata ajkal.
Issiliye toh kanha ki mujhse kuch khas dushmani hay inki. Sabko mil raha hay par mejhe nehi.

 

[Abhigyan kumar]

Rupay ka kavi try nehi kiya. Humesa MC ka hi try karta rahata hun... 100% times ___Pvt. Ltd. Uske alawa kuch v nehi ata ajkal.
Issiliye toh kanha ki mujhse kuch khas dushmani hay inki. Sabko mil raha hay par mejhe nehi.

Konsa merchant name aa raha hai tumhara ? RuPay variant ka batana. Visa/mastercrad ka nahi.

Mai karliya hun try rupay sai sara mcc telecom ka ata h

 

[PANK]

Anyone Please share working link of Setu for Indus Mc debit card

 

[2025]

Anyone Please share working link of Setu for Indus Mc debit card

Link toh same hi hai. Card koi v use karo. Link given in the first post. There are multiple sub-link though.

Today only paid hdfc cc using sig+ DC, and sbi cc using hdfc DC. Both worked smoothly.

 

[bran_the_shipwright]

Dude I replaced my ESP card to Millennia few days back. Those points are from my ESP CARD.

Did you get millenia card for free? Assuming you had savings maxx

 

[S.B.N.B]

Sbi 10k limit.. include bonus and milestone? Or just normal rwd or normal plus bonus and what if bd month.. how much cc bill can pais to get max benifits.. all questions in one..

 

[arone]

Sbi 10k limit.. include bonus and milestone? Or just normal rwd or normal plus bonus and what if bd month.. how much cc bill can pais to get max benifits.. all questions in one..

10k is monthly limit including all bonus

 

[SonyTom]

Made 2 test transactions (each ₹200] at canara setu using indusind MC select and Signature select on 11/2/2025 to pay SBI CC bill. No point credited yet. Maybe it will take some more time, I guess. Just posting here for information of others

 

[Sudbht]

No. Your IDFC Wealth account both are wealth card - Your primary card + Firstap add-on RuPay Platinum DC

Monthly capping are combined 50k for Wealth account.

So what's the benefit ?

1st benefit is that you will get 8k extra welcome bonus reward (8k welcome reward through primary card + 8k welcome reward through Firstap RuPay Platinum DC) - Total 16k welcome reward.

2nd benefit what if tomorrow, Canara setu disabled DC option or change MCC Code ?

You can use your IDFC Firstap RuPay Platinum DC on Phonepe app (select merchant names) and Freecharge app to pay your CC bills.

Phonepe app and freecharge charge extra conv fee for Visa/mastercard debit card. RuPay variant no extra charges.

Phonepe app - CC bill pay via RuPay Debit card -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
phonepe recharge
WWWPHONEPECOM Gurgaon
phonepe banglore

I tried many time just plain phonepe is coming as merchant name.

 

[vamseeds]

No indusind Visa Signature points Credited for trxn done @ canara setu on 2nd Feb 2025... Is there a point in waiting more?

 

[Fini7777]

SBI credited RP within 24 hours!
paid around 40k bills on Feb 16th and 15th using SBI VDC through SBI UNIPAY and Freecharge App
they credit around 800 points incl Base RP + bonus RP

Merchant Names: SBIUNIPAYDBC and Mumbai, FREECHUTILITIES Mumbai

 

[Abhishek012]

Made 2 test transactions (each ₹200] at canara setu using indusind MC select and Signature select on 11/2/2025 to pay SBI CC bill. No point credited yet. Maybe it will take some more time, I guess. Just posting here for information of others

No indusind Visa Signature points Credited for trxn done @ canara setu on 2nd Feb 2025... Is there a point in waiting more?

Indusind Visa Signature - Wait 20 days.

 

[Abhishek012]

I tried many time just plain phonepe is coming as merchant name.

phonepe also eligible.

if you use IDFC firstap RuPay Platinum DC then first transaction welcome bonus i recommended use Canara setu.