Latest Working Methods to Pay Credit Card Bill from Debit Cards

[maverick_10]

Good Afternoon,

I am your Maths AI Teacher,

As per your query, IDFC has reward system that provides you 3 points per Rs.150 spent for first Rs. 50,000.00 which means 50000/150*3= 1000 Pts for Select account holders upto maximum 30000 pts.

After that for every 100 spent you get 10 RPs. So for rest 29000 spend Rs.2,90,000. Total- Rs.3,40,000.

Here are the details fetched from IDFC First website,

1. 250 points on first Bill payment through savings account via app/ net banking every month
250 points for FIRST Select, 250 points for FIRST Wealth and 250 points for FIRST Private

2. 2000 points on first debit card transaction above Rs. 1000
4000 welcome points for FIRST Select, 8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private. *Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023

3. 1X point for every Rs. 150 spent via debit card on offline purchase
2X points for FIRST Select, 3X points for FIRST Wealth and 4X points for FIRST Private

4. 2X points for every Rs. 150 spent via debit card all online purchases
3X points for FIRST Select, 4X points for FIRST Wealth and 6X points for FIRST Private

5. 10X reward points for every Rs. 150 spent via debit card on incremental monthly spends above Rs. 50,000 in a month
Applicable for monthly spends above Rs. 50,000 for FIRST Select on every Rs. 100, above Rs. 50,000 for FIRST Wealth on every Rs. 100 and above Rs. 50,000 for FIRST Private on every Rs. 100 (w.e.f. 1st December 2023).

Tabular:

With IDFC, Card Variant don't matter but your account variant decides your fate.

S.No.	Account Variant	Max. Pts	Max. Spend
1.	Normal Account	8000	Rs.1,60,000.00
2.	First Select	30000	Rs. 3,40,000.00
3.	First Wealth	50000	Rs. 5,36,660.00
4.	First Private	500000	Rs. 50,30,000.00

But what is the redemption of rp???
what is the value of rp of IDFC? is it like cash that gets credited into the account like ESP Plat or what?

 

[Arkapal Sen]

Good Afternoon,

I am your Maths AI Teacher,

As per your query, IDFC has reward system that provides you 3 points per Rs.150 spent for first Rs. 50,000.00 which means 50000/150*3= 1000 Pts for Select account holders upto maximum 30000 pts.

After that for every 100 spent you get 10 RPs. So for rest 29000 spend Rs.2,90,000. Total- Rs.3,40,000.

Here are the details fetched from IDFC First website,

1. 250 points on first Bill payment through savings account via app/ net banking every month
250 points for FIRST Select, 250 points for FIRST Wealth and 250 points for FIRST Private

2. 2000 points on first debit card transaction above Rs. 1000
4000 welcome points for FIRST Select, 8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private. *Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023

3. 1X point for every Rs. 150 spent via debit card on offline purchase
2X points for FIRST Select, 3X points for FIRST Wealth and 4X points for FIRST Private

4. 2X points for every Rs. 150 spent via debit card all online purchases
3X points for FIRST Select, 4X points for FIRST Wealth and 6X points for FIRST Private

5. 10X reward points for every Rs. 150 spent via debit card on incremental monthly spends above Rs. 50,000 in a month
Applicable for monthly spends above Rs. 50,000 for FIRST Select on every Rs. 100, above Rs. 50,000 for FIRST Wealth on every Rs. 100 and above Rs. 50,000 for FIRST Private on every Rs. 100 (w.e.f. 1st December 2023).

Tabular:

With IDFC, Card Variant don't matter but your account variant decides your fate.

S.No.	Account Variant	Max. Pts	Max. Spend
1.	Normal Account	8000	Rs.1,60,000.00
2.	First Select	30000	Rs. 3,40,000.00
3.	First Wealth	50000	Rs. 5,36,660.00
4.	First Private	500000	Rs. 50,30,000.00

indian government needs this AI

 

[Abhishek012]

Doing bill payments using IDFC repay card also gives me a welcome reward. Or do I need to 1500+ separate?

No, you need to use RuPay card, repay card nahi dega. 😕😕🙄🙄

 

[Abhishek012]

Good Afternoon,

I am your Maths AI Teacher,

As per your query, IDFC has reward system that provides you 3 points per Rs.150 spent for first Rs. 50,000.00 which means 50000/150*3= 1000 Pts for Select account holders upto maximum 30000 pts.

After that for every 100 spent you get 10 RPs. So for rest 29000 spend Rs.2,90,000. Total- Rs.3,40,000.

Here are the details fetched from IDFC First website,

1. 250 points on first Bill payment through savings account via app/ net banking every month
250 points for FIRST Select, 250 points for FIRST Wealth and 250 points for FIRST Private

2. 2000 points on first debit card transaction above Rs. 1000
4000 welcome points for FIRST Select, 8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private. *Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023

3. 1X point for every Rs. 150 spent via debit card on offline purchase
2X points for FIRST Select, 3X points for FIRST Wealth and 4X points for FIRST Private

4. 2X points for every Rs. 150 spent via debit card all online purchases
3X points for FIRST Select, 4X points for FIRST Wealth and 6X points for FIRST Private

5. 10X reward points for every Rs. 150 spent via debit card on incremental monthly spends above Rs. 50,000 in a month
Applicable for monthly spends above Rs. 50,000 for FIRST Select on every Rs. 100, above Rs. 50,000 for FIRST Wealth on every Rs. 100 and above Rs. 50,000 for FIRST Private on every Rs. 100 (w.e.f. 1st December 2023).

Tabular:

With IDFC, Card Variant don't matter but your account variant decides your fate.

S.No.	Account Variant	Max. Pts	Max. Spend
1.	Normal Account	8000	Rs.1,60,000.00
2.	First Select	30000	Rs. 3,40,000.00
3.	First Wealth	50000	Rs. 5,36,660.00
4.	First Private	500000	Rs. 50,30,000.00

Yeh info ko chori karunga bura na manna. 🤣🤣

Khud se itna kon type karega.

 

[6ix9ine]

Yeh info ko chori karunga bura na manna. 🤣🤣

Khud se itna kon type karega.

Mai likh ke de sakta hu yeh copy paste karne ke baad bhi log puchenge ki

Bhai yeh kaise ho rha hai, calculation phirse karke batao 🤣

 

[publicity]

But what is the redemption of rp???
what is the value of rp of IDFC? is it like cash that gets credited into the account like ESP Plat or what?

IDFC Reward Points are valued at Rs. 0.25 each and there's a redemption fee of Rs. 99+GST everytime you redeem them. This prima-facie seems to apply to all categories.

 

[publicity]

Will firsttap rupay platinum debit card wil give 0.5% cashback or how much if I pay 2 lkh bill?

You'll get this according to your account variant, not card variant. For normal accounts you'll get a max. of 8,000 points per month doesn't matter where they come from like welcome bonus or spends.

 

[Ak2222]

Though it was my first transaction today, unable to use Phonepe using IDFC firstap card after 2 bill payment (total 13K) and canara setu also doesn't accept this rupay card now. Any suggestions which site to use IDFC card (Visa/Rupay) please?

 

[Sachin2008]

No, you need to use RuPay card, repay card nahi dega. 😕😕🙄🙄

In How much time you got this card? Virtual or physical ?

 

[mojo_jojo123]

where to use idfc first tap ru pay card to pay cc bill to get reward .. canara setu or phone pe .. which one is safest in terms of getting reward ?

 

[friends2b11]

Which IDFC account should I open to get maximum cashback per month? And which debit card should I apply for to get maximum rewards?

And what is the maximum cashback we can earn by paying the credit card bill from the IDFC debit?

 

[Sobirvs]

Which IDFC account should I open to get maximum cashback per month? And which debit card should I apply for to get maximum rewards?

And what is the maximum cashback we can earn by paying the credit card bill from the IDFC debit?

open idfc private. Mimimum worth in savings/deposits is 1cr.

 

[pennywisepoundwise]

How long does it take to reset "maximum limit reached" in setu? don't have a second number rn

 

[mojo_jojo123]

How long does it take to reset "maximum limit reached" in setu? don't have a second number rn

which card is giving reaward 100% for canara setu ?

 

[desiviru]

which card is giving reaward 100% for canara setu ?

Reward will come if DC will work. Currently no DC working on Setu except Rupay variants.

 

[sun156]

Does we get 2.5% or 1% CB for using MILLINNEA debit card for CC bill payment in MOBIKWIK APP or this was expired offer currently or working now also..
Bcz when searching for this issue, So many threads comming and confusing.

 

[Prem03]

Reward will come if DC will work. Currently no DC working on Setu except Rupay variants.

Rupay hai to Zindagi hai

 

[Abhishek012]

Will firsttap rupay platinum debit card wil give 0.5% cashback or how much if I pay 2 lkh bill?

Same reward you will get on your account + 10x reward too.

Means total 2.5% cashback.

Reward rate depend on your account type not card variant.

 

[Abhishek012]

Though it was my first transaction today, unable to use Phonepe using IDFC firstap card after 2 bill payment (total 13K) and canara setu also doesn't accept this rupay card now. Any suggestions which site to use IDFC card (Visa/Rupay) please?

Canara Setu accept RuPay debit card. Read all comments too, everyone is using on Canara setu Only Visa/mastercard is not working..

What's the issue with phonepe after 2 payments ?

where to use idfc first tap ru pay card to pay cc bill to get reward .. canara setu or phone pe .. which one is safest in terms of getting reward ?

Both are good and Canara Setu accept IDFC Firstap RuPay Platinum debit card.

 

[Abhishek012]

whats the merchant name
for me it showed retail cc In canara setu+idfc firsttap

'Retail CC' is departmental store category, which is eligible category using IDFC Firstap RuPay Platinum DC.
@vaibhav111 bhai, is bande ka @Abhigyan kumar comment uppar delete karo, wrong info de raha hai. @Sourabh_13 confuse ho gaya isse.

Edited - Comment deleted now. thanks to @kuchbhi