Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Anki0707]

I have Idfc select dc and I am thinking to apply for first tap but next week I will be upgrading to wealth account, will I get 4k from the first tap now and 8k after I upgrade to wealth or not?? Or will I get only 4k and I should not apply first tap now and apply after the wealth upgrade??? Any idea ??

 

[Prem03]

Thank god i saw this, i was trying to make payment using my visa debit card and transactions are failing.

I know it has been mentioned many times, but can someone confirm here what is the current reward on shi virtual and physical dc, and if only rupay variant of those will work in canara setu. Also since unipay still accepts sbi dc then can we use sbi virtual/physical dc to get rp.

It has become quite difficult now to go through so many pages to figure out 😛

Kuch paane ke liye bahut kuch padna bhi padta hai

 

[sanzz]

I

In How much time you got this card? Virtual or physical ?

Applied on Friday and Sunday morning I could see the digital firsttap card in the app. You can set pin and see the card details on the app itself. You can use thereafter.

 

[Prem03]

Is virtual dc still working on unipay for 0.5%? What are the limits? Too long thread to search...

Thank god i saw this, i was trying to make payment using my visa debit card and transactions are failing.

I know it has been mentioned many times, but can someone confirm here what is the current reward on shi virtual and physical dc, and if only rupay variant of those will work in canara setu. Also since unipay still accepts sbi dc then can we use sbi virtual/physical dc to get rp.

It has become quite difficult now to go through so many pages to figure out 😛

So today we will learn how to search on TF.

SBI Virtual DC comes in RUPAY variant, so just think jaha RUPAY hai vaha COMMANDER hai.

While searching use his name @Abhishek012 in the By Member box and you will get the answer on just a click

 

[nayra]

So today we will learn how to search on TF.

SBI Virtual DC comes in RUPAY variant, so just think jaha RUPAY hai vaha COMMANDER hai.

While searching use his name Abhishek012 in the By Member box and you will get the answer on just a click

View attachment 84525

In yono im seeing visa and master virtual too?

 

[friends2b11]

How people are using IDFC debit cards to pay credit card bills of huge amounts, as IDFC is known to freeze bank accounts. ?

 

[im_Pro]

Fastag recharge on CanaraSetu has failed, how much time need to get refund??

 

[Prem03]

How people are using IDFC debit cards to pay credit card bills of huge amounts, as IDFC is known to freeze bank accounts. ?

Jyada profit ke liye risk to uthana padta hai. Freeze hoga to unfreeze bhi ho jaayega bas bank ka chakkar lagana pad sakta hai

 

[Ak2222]

Canara Setu accept RuPay debit card. Read all comments too, everyone is using on Canara setu Only Visa/mastercard is not working..

What's the issue with phonepe after 2 payments ?

Both are good and Canara Setu accept IDFC Firstap RuPay Platinum debit card.

Not sure why I am unable to use in Setu but I am able to use in PhonePe. Apparently they block card after doing 2 transactions. It happened thrice so far. So I guess we could expect these in initial few days and the executive mentioned that bank is tagging continuous PhonePe transactions as suspicious ones. Yet to check in Setu again.

 

[marvel]

Phonepe is showing www.phonepe... as merchant fron today which is a wallet mcc. Till yesterday it was showing phonepe recharge which fetchd rps for idfc rupay.

 

[alpha2betaa]

Good Afternoon,

I am your Maths AI Teacher,

As per your query, IDFC has reward system that provides you 3 points per Rs.150 spent for first Rs. 50,000.00 which means 50000/150*3= 1000 Pts for Select account holders upto maximum 30000 pts.

After that for every 100 spent you get 10 RPs. So for rest 29000 spend Rs.2,90,000. Total- Rs.3,40,000.

Here are the details fetched from IDFC First website,

1. 250 points on first Bill payment through savings account via app/ net banking every month
250 points for FIRST Select, 250 points for FIRST Wealth and 250 points for FIRST Private

2. 2000 points on first debit card transaction above Rs. 1000
4000 welcome points for FIRST Select, 8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private. *Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023

3. 1X point for every Rs. 150 spent via debit card on offline purchase
2X points for FIRST Select, 3X points for FIRST Wealth and 4X points for FIRST Private

4. 2X points for every Rs. 150 spent via debit card all online purchases
3X points for FIRST Select, 4X points for FIRST Wealth and 6X points for FIRST Private

5. 10X reward points for every Rs. 150 spent via debit card on incremental monthly spends above Rs. 50,000 in a month
Applicable for monthly spends above Rs. 50,000 for FIRST Select on every Rs. 100, above Rs. 50,000 for FIRST Wealth on every Rs. 100 and above Rs. 50,000 for FIRST Private on every Rs. 100 (w.e.f. 1st December 2023).

Tabular:

With IDFC, Card Variant don't matter but your account variant decides your fate.

S.No.	Account Variant	Max. Pts	Max. Spend
1.	Normal Account	8000	Rs.1,60,000.00
2.	First Select	30000	Rs. 3,40,000.00
3.	First Wealth	50000	Rs. 5,36,660.00
4.	First Private	500000	Rs. 50,30,000.00

I got wealth account
Opened new accounts for my parents who got Visa DC and my spouse got MC DC.

Their account is still a regular and waiting to be converted to Wealth account.

I did >1000 CC bill pay on their individual DC's and received points.
For my parents : Visa DC : transaction shows POS and received 0.33% CB
For my spousr : MC DC : transaction shows POS and received 0.167% CB

Does using MC DC for CC BILL payment on CANARA SETU gives an offline reward points?

 

[Sobirvs]

Still the error YOU HAVE REACHED MAXIMUM LIMIT cames. Is it gone soon. Any idea TF team

try with diff ph no, no othr solution. abhishek says it get's fixed after 7 days though.

 

[tryabptryabp is verified member.]

Now these all methods will stop working after seeing heavy volume from DC users. 🙂.

 

[Sobirvs]

What about IDFC First Rupay card on billdesk? Does it give rewards or is it under exclusion list?

I would like to know this aswell. May be someone can call sbi and ask for MCC Code perhaps? as I use rupay card to pay for amex payments.

 

[Sobirvs]

I have Idfc select dc and I am thinking to apply for first tap but next week I will be upgrading to wealth account, will I get 4k from the first tap now and 8k after I upgrade to wealth or not?? Or will I get only 4k and I should not apply first tap now and apply after the wealth upgrade??? Any idea ??

wait for wealth conv, otherwise you'll waste 8k opportunity.

 

[Raghav2006Raghav2006 is verified member.]

@Raghav2006 . . .

Understood, thank you

 

[Vickymaster1010]

Same reward you will get on your account + 10x reward too.

Means total 2.5% cashback.

Reward rate depend on your account type not card variant.

my account is ffirst select and my debit card is first select should i apply rupay tap debit card /? for canara setu where is the option to apply?

 

[Sobirvs]

my account is ffirst select and my debit card is first select should i apply rupay tap debit card /? for canara setu where is the option to apply?

idk abt select as m a wealth cx, but you can chk by going to your debit card and see if you see option for 1stap.

 

[Vickymaster1010]

it shows i am eligible with 2000 points and joinig fee is 99 plus gst , is it worth it? and max reward points for select customers?

 

[Sobirvs]

it shows i am eligible with 2000 points and joinig fee is 99 plus gst , is it worth it? and max reward points for select customers?

ofc it is worth it, but if you can get yourself upgraded to wealth or if not, get into someone's family banking as IDFC really doesn't verify you are actually a "Family" or not, then you get far better points. Make sure if you can become wealth, just don't upgrade 1stap right now as then it get's complicated later, idfc's core banking as many glitches.

if you don't care abt 8000 pts, then sure go for 1stap rn, it still is better, you are getting something and rupay card is needed for setu as visa isn't working anyways.

@Abhishek012 just got points for 21st feb. 10x 😍