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I paid 3 bills in SBI Unipay using SBI Rupay VDC in this order =
  • Amazon Pay ICICI self - Rs 25k (Success)
  • Amazon Pay ICICI spouse - Rs 8k (Success)
  • HDFC Swiggy - Rs 18k (Failed)
  • HDFC Tata Neu Infinity self - Rs 11k (Success)
After the failed attempt for HDFC Swiggy card, I could pay Neu card bill. So it is not the problem with Unipay.
Then I tried to pay this Swiggy card bill in Canara Setu, that also failed.
What could be the problem? Any help? Will it work later if I try tomorrow?
2 problem ho sakta hai -

1st - tumne daily total ecom 50k limit cross kar diya hoga

2nd - agar tumhara paise debit ho raha hai SBI Card se means payment successful hai, HDFC bank ka available limit se jada tum pay kar rahe hoge. Amount edit kar k try karo. HDFC bank tumhara payment declined kar raha hoga.

Jitne amount ka bill generate hua hai HDFC bank max utne amount he pay karne dega tumhe.
 
Indusind Mastercard DC give rewards on Payzapp app CC bill pay.

Use SBI yono app or SBI net banking - generate SBI virtual RuPay DC (lifetime free) and your both virtual + physical card will coexist.

SBI Virtual RuPay DC - 2x reward + 2x milestone benefit (total 1% return)

You can use CC Bill pay on SBI Unipay, Billdesk cc bill pay website (Amex & SCB CC bill also supported), Phonepe, Freecharge, Canara Setu.

SBI virtual DC - ecom limit 50k per day.

Every 50k spend you will get 1000 extra milestone bonus reward + 500 + 500 base reward & virtual bonus (total 1% value)

1 lakh spend 2000 extra milestone bonus reward + 1000 + 1000 base reward & virtual bonus (total 1% value)

1.5 lakh spend 3000 extra milestone bonus reward + 1500 + 1500 base reward & virtual bonus (total 1% value)

2 lakh spend 4000 extra milestone bonus reward + 2000 + 2000 base reward & virtual bonus (total 1% value)

2.5 lakh spend 5000 extra milestone bonus reward + 2500 + 2500 base reward & virtual bonus (total 1% value)

Note - New card generate users take 2-3 months time to credit all rewards (suddenly one day all rewards will credited)

old users - within 3-4 days to max 15 days for base reward and virtual bonus reward

Milestone reward takes upto 2-3 months to credit.

Minimum spend Rs200 to get base reward + virtual bonus (0.50%).
Bhai agar 75 ya 80k kiya toh 1% milega? Ya fir only 0.5%+1000 extra
 
2 problem ho sakta hai -

1st - tumne daily total ecom 50k limit cross kar diya hoga

2nd - agar tumhara paise debit ho raha hai SBI Card se means payment successful hai, HDFC bank ka available limit se jada tum pay kar rahe hoge. Amount edit kar k try karo. HDFC bank tumhara payment declined kar raha hoga.

Jitne amount ka bill generate hua hai HDFC bank max utne amount he pay karne dega tumhe.
Worked today morning. SBI Unipay / SBI VDC. Payment successful.
(Maybe some glitch yesterday)
@2025
 
Canara Setu / IDFC Rupay Tap failing for me today, it worked till yesterday
Error:

Payment failed!​


Payment started

Payment failed. Please retry payment
If amount was debited from your account, it will be refunded within 2–3 working days.

Failed on Phonepe too - Both time money not deducted from account

@Abhishek012 do you know if the idfc first tap limit resets every 24 hours or 12 am?
 
Canara Setu / IDFC Rupay Tap failing for me today, it worked till yesterday
Error:

Payment failed!​


Payment started

Payment failed. Please retry payment
If amount was debited from your account, it will be refunded within 2–3 working days.

Failed on Phonepe too - Both time money not deducted from account

@Abhishek012 do you know if the idfc first tap limit resets every 24 hours or 12 am?
Just tried with Firstap. It worked for me. I dont know when the limit gets reset.
 
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