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American Express Credit Cards are getting approved for Non Serviceable Locations - (High Chances)

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Hi TF Folks,

Amex is approving their cards in Tier 2, Tier 3 Cities and some rural Pin codes as per my experience. I have used referrals within family and friends and got approved.

Scenario 1: I have shared my Plat Charge Card Supplementary Card to my family member and they completed VKYC and their supplementary card got approved later on tried to apply individual Plat Travel card on their name and it got approved without VKYC as the VKYC is already done. (There was no CIBIL hit)

Scenario 2: As Scenario 1 worked I shared my referral link to one of my friend who comes in Tier 3 city of Andhra Pradesh and he doesn't have any Amex relationship or Supplementary card, he tried for MRCC card with my referral and it got approved for him.

In both the cases Aadhar location and Office location both are non serviceable locations and are from Tier 3 cities only.

Earlier Bestbanker was saying he can get Plat Cards (Plat Charge, Plat Travel, Plat Reserve) for Non Serviceable locations but Seems Amex is increasing their serviceable locations silently. Just try your luck. This is my experience but post your story if you guys are trying out.

**Please Note: Try at your own risk of CIBIL hit.

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i will also try in next month
I used my work location for my employment details. I am self-employed and work on a contract basis (WFH). My communication address was my home address (from adhaar non-serviceable district in their list).

Try 😉 🤞.
 
Last edited:
I used my work location for my employment details. I am self-employed and work on a contract basis (WFH). My communication address was my home address (from adhaar non-serviceable district in their list).

Try 😉 🤞.
it means card will deliver on aadhar address which is not serviceable?
 
Do i need to sign back of the cc?. It's written on the welcome letter, is it necessary?
No not necessary anymore. Back in the days they used to do signature verification. Most transactions now are chip based and you don’t sign receipts too so signing is not required. You can if you want too though.
 
Amex is approving their cards in Tier 2, Tier 3 Cities and some rural Pin codes as per my experience.

As per open source here, the latest list of 52 cities for Amex Credit Cards is as tabulated below.

AgraJodhpur
AhmedabadKanpur
AjmerKolhapur
AllahabadKozhikode
AmbalaKurnool
AmritsarLudhiana
AurangabadMadurai
BangaloreMeerut
BhopalMumbai
BhubaneshwarMysore
ChandigarhNagpur
ChennaiNashik
ChittoorPanchkula
CochinPatiala
CochinPune
CoimbatoreRaipur
CuttackRajkot
DehradunRanchi
Delhi NCRSurat
ErnakulamThrissur
GoaTrichy
GunturTrivandrum
GuwahatiUdaipur
HyderabadVadodara
IndoreVijayawada
JaipurVizag

@BestBanker can confirm please.

Hope this helps. 🙂
 
Last edited:
As per open source here, the latest list of 52 cities for Amex Credit Cards is as tabulated below.

AgraJodhpur
AhmedabadKanpur
AjmerKolhapur
AllahabadKozhikode
AmbalaKurnool
AmritsarLudhiana
AurangabadMadurai
BangaloreMeerut
BhopalMumbai
BhubaneshwarMysore
ChandigarhNagpur
ChennaiNashik
ChittoorPanchkula
CochinPatiala
CochinPune
CoimbatoreRaipur
CuttackRajkot
DehradunRanchi
Delhi NCRSurat
ErnakulamThrissur
GoaTrichy
GunturTrivandrum
GuwahatiUdaipur
HyderabadVadodara
IndoreVijayawada
JaipurVizag

Hope this helps. 🙂
Thanks for sharing
 
As per open source here, the latest list of 52 cities for Amex Credit Cards is as tabulated below.

AgraJodhpur
AhmedabadKanpur
AjmerKolhapur
AllahabadKozhikode
AmbalaKurnool
AmritsarLudhiana
AurangabadMadurai
BangaloreMeerut
BhopalMumbai
BhubaneshwarMysore
ChandigarhNagpur
ChennaiNashik
ChittoorPanchkula
CochinPatiala
CochinPune
CoimbatoreRaipur
CuttackRajkot
DehradunRanchi
Delhi NCRSurat
ErnakulamThrissur
GoaTrichy
GunturTrivandrum
GuwahatiUdaipur
HyderabadVadodara
IndoreVijayawada
JaipurVizag

@BestBanker can confirm please.

Hope this helps. 🙂
Well, this might not be up-to-date. As I'm atleast 70km away a serviceable city in this list.
 
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