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Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

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ayush2635 said:
Amazon gives utility mcc which comes in the statement as Amazon Pay.
For this kotak doesn't give any cashback as they see Amazon Pay and consider it as wallet transaction which is excluded in the updated TnC.
I did a shopping transaction from Amazon and the merchant name came as Amazon Pay and I didn't received my Jan month cashback.
On complaining they said it was a wallet transaction and that is excluded from cashback.
So use this card carefully now.
Click to expand...
Same thing happened for me. Not received CB for Jan 2025. However I spent on Canara Set in Feb 2025. I m not sure where to spend in March as Canara Setu MCC is changed. Please suggest if any.
 
candymandot said:
Same thing happened for me. Not received CB for Jan 2025. However I spent on Canara Set in Feb 2025. I m not sure where to spend in March as Canara Setu MCC is changed. Please suggest if any.
Click to expand...
I used it on EbixCash in March so hopefully will get cashback in April but honestly I am unable to figure where to spend it after I used it on Amazon in Jan.
Kotak can change the TnC anytime.
 
MrWick said:
Does spend on Hospital and medical MCC also provide 5% Cashback?
Click to expand...
AI Answer:
Based on the provided text, it appears that the bank retains sole discretion to determine qualifying spend transactions for its rewards program. This suggests that the bank may choose to exclude certain types of transactions, including hospital spends, from being considered for cashback rewards.

However, the text does not explicitly state that hospital spends are not eligible for cashback. To determine the answer with certainty, you may want to review the bank's official documentation or contact their customer support for clarification.
 
Hi,
Did anyone actually ended up getting January unipay cashback after complaints? And did anyone complained to RBIO?
I was going through my statements with them and didn't get any cashback in February but received feb setu cb in 2 accounts 2 days ago, need to check in my remaining 2 accounts.
Was able to use all of my 4 debit cards for shopping trnx offline, hence expecting full cb next month aswell.
 
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