SBI Cashback Card - Converted to LTF (Jan 2025)

[Rishabh]

Hello Folks,

FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request 🙂

I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same.
Few days back just thought of writing email to SBI team requesting them to consider converting my Cashback card to LTF basis my past spend records without having strong expectation of getting any success.

As a first response got a call from SBI executive mentioning about no such offer available at present on the card to convert it to LTF. And asked me to wait to get offer in future.
But just before the end of the call he asked me if I will continue making similar amount spends on the card if converted to LTF. After confirmation he raised a request for me to change PCTID (for LTF conversion) for the card without giving any assurance that it will be approved.

And after 4-5 days, I got another update on the ticket about successful closure and card converted to LTF.
Something good to cheer about during this devaluation days of Credit cards & also having this as 3rd LTF card from SBI now 🙂

 

[runningfast]

I had sent email in simlar format, I got a call and email response from the team, it is not possible to conert the card to LTF. Over phone, the person mentioned to try after sometime. I got my card in Jan 2025 and only one bill has been paid till now.

 

[Rishabh]

I had sent email in simlar format, I got a call and email response from the team, it is not possible to conert the card to LTF. Over phone, the person mentioned to try after sometime. I got my card in Jan 2025 and only one bill has been paid till now.

You need to wait at-least till 2027 to build decent spend history on the card with the bank 😛

 

[runningfast]

You need to wait at-least till 2027 to build decent spend history on the card with the bank 😛

I sent mail since I already have another card with SBI since 8 yrs. Just tried my luck.

 

[Rishabh]

I sent mail since I already have another card with SBI since 8 yrs. Just tried my luck.

Smell of GREED 😉 😛

 

[kuchbhikuchbhi is verified member.]

Smell of GREED 😉 😛

Naak band kar lijiye

joke 😉

 

[kaizen]

I don't think sbi reverses joining fees. Have u seen anyone getting joining fees waived off or reversed? I had even tried for reversal of joining fees but sbi didn't budge

reversed my sbi cashback card joining fees, tho unable to convert to LTF. Tried 2-3 times writing/talking to pno.

 

[sambitpatro]

reversed my sbi cashback card joining fees, tho unable to convert to LTF. Tried 2-3 times writing/talking to pno.

How did u reverse joining fees?

 

[Sobirvs]

reversed my sbi cashback card joining fees, tho unable to convert to LTF. Tried 2-3 times writing/talking to pno.

How? Please tell.

 

[mailmenow]

They actually do. They reversed it for my brother's pulse card. We just submitted a request for card closure within the first week of getting the card. The retention team rep offered JF reversal for keeping the card for at least 1 year.

In a way, I too got JF reversed on my Cashback card. On my card's first anniversary, SBI applied annual fee once but somehow reversed it twice, lol.

How you got the JF reversed twice?

 

[mailmenow]

My SBI cashback card also got converted to LTF

May i know how older is your sbi cashback card??

 

[RichieRich]

May i know how older is your sbi cashback card??

1.5 years .

 

[Dreamer]

How to merge other sbi credit card limit with cashback card?
How to get joining fees reversed?

 

[Ak Singh]

How to merge other sbi credit card limit with cashback card?
How to get joining fees reversed?

You can't merge sbi cards limits.
Sbi provide separate limit for each card.

For joining fee reversal not guarantee, for annual fee you can spend 200k in year and get waiver.

I don't understand when people can't pay 999rs as joining fee for such good credit card , why did you took?

You can easily recover this fees and earn some good cashback on this card, but everyone wants everything free free.

 

[image]

Hello Folks,

FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request 🙂

I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same.
Few days back just thought of writing email to SBI team requesting them to consider converting my Cashback card to LTF basis my past spend records without having strong expectation of getting any success.

As a first response got a call from SBI executive mentioning about no such offer available at present on the card to convert it to LTF. And asked me to wait to get offer in future.
But just before the end of the call he asked me if I will continue making similar amount spends on the card if converted to LTF. After confirmation he raised a request for me to change PCTID (for LTF conversion) for the card without giving any assurance that it will be approved.

And after 4-5 days, I got another update on the ticket about successful closure and card converted to LTF.
Something good to cheer about during this devaluation days of Credit cards & also having this as 3rd LTF card from SBI now 🙂

I have a cashback CC and a SimplyClick CC.

i sent them an email on 4th March requesting to make both CCs LTF.

On 6th March I got a call from SBI Customer Service Head Team and they informed me that they have made a request to make my cashback card LTF but making SimplyClick LTF is not possible. This was followed by an email and an SMS that it will be resolved by 11th Match but no communication after that.

How do I check if they have converted my cashback card to LTF or not?

 

[satty]

I have a cashback CC and a SimplyClick CC.

i sent them an email on 4th March requesting to make both CCs LTF.

On 6th March I got a call from SBI Customer Service Head Team and they informed me that they have made a request to make my cashback card LTF but making SimplyClick LTF is not possible. This was followed by an email and an SMS that it will be resolved by 11th Match but no communication after that.

How do I check if they have converted my cashback card to LTF or not?

1. Call customer care and confirm.
2. In SBI creditcard app you should have request with "PCT ID to be changed"

 

[gamersgzb]

I have a cashback CC and a SimplyClick CC.

i sent them an email on 4th March requesting to make both CCs LTF.

On 6th March I got a call from SBI Customer Service Head Team and they informed me that they have made a request to make my cashback card LTF but making SimplyClick LTF is not possible. This was followed by an email and an SMS that it will be resolved by 11th Match but no communication after that.

How do I check if they have converted my cashback card to LTF or not?

How old were you cards?

 

[image]

How old were you cards?

I got cashback card in Sep'2022 and simplyclick card in Jan'2020.

 

[image]

1. Call customer care and confirm.
2. In SBI creditcard app you should have request with "PCT ID to be changed"

Service request with "PCT ID to be changed" is showing "Closed" in the app.

Will call customer care and confirm.

 

[Kukku]

I also got LTF for my SBI octine. It was 4 years old. I called them to close my simply click card which has a 10000 limit for 4 years. Then I asked them about my octine card. They said ' yes there is an offer for make it LTF' they approved the request with in two days

 

[Ak Singh]

I also got LTF for my SBI octine. It was 4 years old. I called them to close my simply click card which has a 10000 limit for 4 years. Then I asked them about my octine card. They said ' yes there is an offer for make it LTF' they approved the request with in two days

Did you ask for closing the octane cc also?
Or just asked for make it LTF?