How can I increase credit limit of ICICI card?

[EnthuCC]

Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer.

Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available.

Is there any trick or tip to get limit increased without contacting PNO and providing ITR? The latest ITR V hasn't been processed yet.

 

[rohansamal]

I can't share that information but according to my RM the bank provides credit limit of 3x-4x of monthly income.

However the more I spent time here it seemed that it's not strict policy.

Do you have a home loan or any other type of loan. That might be a reason

 

[EnthuCC]

Do you have a home loan or any other type of loan. That might be a reason

I have a car loan from a different bank. Not sure why would it impact on CL while I've seen many people having no salary or not filing ITR getting credit limit over 6L-7L.

 

[rohansamal]

I have a car loan from a different bank. Not sure why would it impact on CL while I've seen many people having no salary or not filing ITR getting credit limit over 6L-7L.

I meant from ICICI.