Zero Balance AMB Account from IDFC First Bank, Is It Worth It? Need Advice!

[s1t2y3a3m6]

first 4 digits are 1022. Bhaiyo in app or netbanking can we see 0 balance written or not ? When i signed in 10k balance variant is written in netbanking.

If you opened on 0 balance banner then it's a 0 balance ac.
10k showing in app, ignore

 

[Hemang]

If you opened on 0 balance banner then it's a 0 balance ac.
10k showing in app, ignore

ha bhai zero balance banner vala hi hai. Can we cancel the autopay feature after opening the account or it needs to kept enabled afterwards too bhaiyo ?

 

[Hitarth]

first 4 digits are 1022. Bhaiyo in app or netbanking can we see 0 balance written or not ? When i signed in 10k balance variant is written in netbanking.

I got call from IDFC bank today and they said that in app it will be updated in few days from 10K to 0

 

[Sanskar]

ha bhai zero balance banner vala hi hai. Can we cancel the autopay feature after opening the account or it needs to kept enabled afterwards too bhaiyo ?

Check this out
https://www.technofino.in/community...-is-it-worth-it-need-advice.40006/post-993835

 

[praveensudhakaran]

I want it, but I do not believe in auto pay for for credit card.

Usually, I like to pay manually and get 1% cashback on paying bill.

How you are getting 1% nowadays

 

[Adith]

Got a call from idfc for my query about the auto-pay aspect of the 0 balance account. Looks like they themselves don't have any clarity and all the person did is to keep reiterating the fact that my account has a lifetime AMB waiver.

They have scheduled a call with credit card team to address Autopay query which I'm sure is just gonna be a waste of time.

For now , I'm just going with what @Anindya98 said , since they dint explicitly mention that Autopay needs to be active after account creation.

 

[DeadFella]

I am holding IDFC Wealth CC since two years, not using the card after they devaluated rewards. Today was checking their app and Received zero balance saving account offer by opting AutoPay on credit card. Their Saving account features are better than other banks so without any second thought I proceeded for account opening. Within a minute account was opened in 3 easy steps. Account number was generated instant. No VKYC was asked. They assigned me a nearest branch based on my PIN code. I think this is a great deal if you are looking for a Zero AMB saving account with
Zero banking charges. It gives free debit card, free unlimited ATM withdrawals, free IMPS , monthly intrest credit with higher rate and much more.

Activated NetBanking & UPI without any issues and account was operational for banking within few minutes without any paper work. Awaiting welcome kit which should be delivered in 2-3 days. Check your app, you may get same offer.