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10k showing in app, ignore
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Zero Balance AMB Account from IDFC First Bank, Is It Worth It? Need Advice!
- Thread starter Sanskar
- Start date
- Replies 158
- Views 13K
10k showing in app, ignore
Hemang
TF Legend
ha bhai zero balance banner vala hi hai. Can we cancel the autopay feature after opening the account or it needs to kept enabled afterwards too bhaiyo ?
I got call from IDFC bank today and they said that in app it will be updated in few days from 10K to 0
praveensudhakaran
TF Premier
How you are getting 1% nowadays
Got a call from idfc for my query about the auto-pay aspect of the 0 balance account. Looks like they themselves don't have any clarity and all the person did is to keep reiterating the fact that my account has a lifetime AMB waiver.
They have scheduled a call with credit card team to address Autopay query which I'm sure is just gonna be a waste of time.
For now , I'm just going with what @Anindya98 said , since they dint explicitly mention that Autopay needs to be active after account creation.
They have scheduled a call with credit card team to address Autopay query which I'm sure is just gonna be a waste of time.
For now , I'm just going with what @Anindya98 said , since they dint explicitly mention that Autopay needs to be active after account creation.
I am holding IDFC Wealth CC since two years, not using the card after they devaluated rewards. Today was checking their app and Received zero balance saving account offer by opting AutoPay on credit card. Their Saving account features are better than other banks so without any second thought I proceeded for account opening. Within a minute account was opened in 3 easy steps. Account number was generated instant. No VKYC was asked. They assigned me a nearest branch based on my PIN code. I think this is a great deal if you are looking for a Zero AMB saving account with
Zero banking charges. It gives free debit card, free unlimited ATM withdrawals, free IMPS , monthly intrest credit with higher rate and much more.
Activated NetBanking & UPI without any issues and account was operational for banking within few minutes without any paper work. Awaiting welcome kit which should be delivered in 2-3 days. Check your app, you may get same offer.
Zero banking charges. It gives free debit card, free unlimited ATM withdrawals, free IMPS , monthly intrest credit with higher rate and much more.
Activated NetBanking & UPI without any issues and account was operational for banking within few minutes without any paper work. Awaiting welcome kit which should be delivered in 2-3 days. Check your app, you may get same offer.
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Looks like bad news folks. Got email confirmation.
Is there an issue if we keep income more than 10L?
the_collector
TF Premier
I selected a higher amount, and it didn't go through. You can try.
I think they have slabs for each account. Above 10L is probably the 25k mab account. But I could be wrong. It didn't go ahead for me , but it might for you
I gave 10L to 25L salary range and it worked for me.
the_collector
TF Premier
Then I stand corrected. It didn't go through for me when I selected the same range
Mine didn't have issue it tried with higher than 10L worked fine.
How did you activate UPI without debit card?
Hemang
TF Legend
I too got the same reply bhai. koi baat ni vese konsa ye card use hota hai jyada, autopay on rakh sakte hain ek card ka to hum.
True bhai, isiliye open karwa liya, would be receiving debit card tomorrow.
Hemang
TF Legend
Visa debit card se bhi reward points milenge welcome vale on paying credit card bills ?
ankit ojha
TF Premier
. , ,
Try kara nahi, Mere card ke Online Transaction pe limit 0 dikha rha hai, toh abhi use nhi kar sakte
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