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Bank of Baroda enabled virtual debit cards for BOB BRO and BOB LITE VARIANTS

My Wife is NTB, can Mahila Shakti be opened online. On BoB website I can see ut can be opened via vKYC but would it let me choose the debit card during application?
In BOB, its always better to first open the account first without debit card and then apply desired debit card via MB/IB or offline mode.

Do not take risk of opting for debit card even if you open it via online mode.


confirm the scheme code SB181 with Customer care once before proceeding.
 
In BOB, its always better to first open the account first without debit card and then apply desired debit card via MB/IB or offline mode.

Do not take risk of opting for debit card even if you open it via online mode.


confirm the scheme code SB181 with Customer care once before proceeding.

Ok followup ques

1. Will I be able to register for MB/NB without DC? If not it defeats the whole purpose of avoiding branch visit.

2. While online opening, at which point do I have to confirm account code? Does it let me choose at some step?
 
I had an old BoB Account as a kid which was closed in 2020 with Internet and Mobile Banking.

Last week on 2/4 I opened BoB Lite online got the sms account opened with CIF ID and Account Number nothing about Internet Banking.

Next day 3/4 went to branch gave request for Internet Banking in the evening Internet Banking got activated tried to activate mobile banking in Internet banking and got the error already linked to different customer Id. When I opened the app it automatically took my old customer Id and asked for login PIN which when I entered logged in to app.

Contacted support they said I have to visit branch to resolve issue. Also tried generating virtual card which was not getting generated threw error

Yesterday 5/4 visited branch again told them about the issue with mobile banking. They first deactivated Internet banking then mobile banking. This time when I tried to register via mobile phone it asked for new account number and debit card which meant old account/customer Id was removed from my mobile number.

Now when I logged in to Internet banking for new account it showed no account have linked to User ID immediately told the staff this. They again reactivated the User ID and it was fine. I tried generating Virtual Card again still not possible error was getting thrown and when I told them they said it might be issue in back end.

Yesterday evening I came back home logged in to Internet Banking and tried to activate mobile banking it showed mobile banking activated and I received sms with activation code. I tried registering mobile using sms for my mobile number this time instead of asking account number and debit card it asked for activation code I got as sms which when I entered it asked to set mPin and Transaction PIN and then logged in to app.

So mobile banking was now working fine. Now I tried to request virtual debit card through App and this time it got generated successfully. With the help of this card I tried to set UPI in PhonePe that was successful also. I also gave a request for cheque book yesterday waiting for it to arrive. Will update when I receive it.

So all in all you can create a new BoB Lite Account if previously you had a BoB account and have closed it. However most likely the old customer ID would be linked to your mobile number so you would need to visit branch to remove the linked customer ID also sometimes you need to go for activating Internet Banking also.

So started BoB lite application on 02/04 and everything is working on 05/04 after 2 visits to branch once for activating NetBanking and the other to delink old Customer ID from the mobile number
 
I recently opened a Bank of Baroda (BOB) Lite account online last week and have been using it since then. Yesterday, I received an SMS about CKYC being fetched by Bank of Baroda. I'm wondering if this is related to the savings account or something else. I also checked the app, and under KYC details, the CKYC status is showing as N/A. Does anyone have any insights on this?
 

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So recently Bob started onboarding new customers on their bob world app
But their is a strange issue in which customers are not able to generate virtual debit card through app
On Bob bro/lite account

I raised a complaint to them on 19/05
That's what I wrote
Hello Bob team, i am trying to create a virtual card for my account but upon selecting the account number I am getting error "virtual card not available for account variant" kindly help me out in that

Their reply on 21/05
Dear Sir/Madam, Kindly note debit card has been dispatched on date 12-Mar-24 through Speed Post number at customer mailing address. Kindly track your Consignment Number using below link: Thanks and Regards.

Now see what I asked what they replied


Now on 23/05

I have wrote to them

There is a misunderstanding I am trying to generate a virtual debit card through bob world app but everytime it's throwing error Not available for this account variant But your website does not mentioned any exclusion with respect to account variants for being eligible to generate virtual debit card Kindly help me out Otherwise I will have no option other than to escalate this with RBI ombudsman On grounds of deficiency of service from your side



Their reply on 24/05

Dear Sir/Madam, Kindly note that said account is opened under scheme Code SB 196 BOB LITE SAVINGS ACCOUNT only physical Rupay Platinum Debit Card request can be raised through bob World App or bob World Internet or by visiting your home branch. Thanks and Regards.


On 26/05 I wrote,

I am unable to generate a virtual debit card for my BOB Lite Savings Account (Scheme Code SB 196). Your website and welcome letter do not mention any exclusions. Please refer to the link: https://www.bankofbaroda.in/personal-banking/digital-products/cards/debit-cards/virtual-debit-card. Kindly resolve this issue or clarify the policy change. If unresolved, I will escalate to the RBI Ombudsman due to misinformation and service deficiency.Best regards,

Received reply on 27/05
Dear Sir/Madam, Kindly share the error screen shot details at debitcard@bankofbaroda.com for further analysis.Thanks and Regards.


Anyone willing to raise complaint can use this


Finally on 4th July 2024 bob has enabled virtual debit cards for bob bro and bob lite variants account
Please login to bob world to generate your cards
RUpay platinum is available
Is there any way to check the account type?
 
I recently opened a Bank of Baroda (BOB) Lite account online last week and have been using it since then. Yesterday, I received an SMS about CKYC being fetched by Bank of Baroda. I'm wondering if this is related to the savings account or something else. I also checked the app, and under KYC details, the CKYC status is showing as N/A. Does anyone have any insights on this?
Ckyc fetch kiya h bank new savings account ka .
In app it will be updated later.
 
SB gen means advantage account?

Also, can you get Rupay Select in advantage account?

Nope Not in normal advantage. However, there is an account called Mahila Shakti for Women ofc (basically Women Advantage). You can apply select with that along with rest of the DCs that come with advantage.
 
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