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Recent content by Copycat

  1. Copycat

    New Section Announcement: Reward Market Lounge - Introductory Offer

    Are there a lot of buyers in RML? Was wondering whether to join as I have a few vouchers I won't use
  2. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    Whe No not the DC POS limit. The Autopay limit. I had set it to 5000 which was too little. So I increased it, deleted and again added the biller. It got scheduled and paid This time no such luck. Axis Flipkart failed on the payment day. Deleted and re-added but it did not get fetched again and...
  3. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    I added it on 10th, not 6th/7th as I initially thought
  4. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    Mine worked for IndusInd. This month I normally don't use IndusInd. Then I got the spend 20K and get 500 voucher offer. Used it and forgot to setup SmartPay for IndusInd 20K bill came and realised my mistake Bill was generated on 5th & due on 25th. I added it on10th, thinking it would be like...
  5. Copycat

    1% Cashback returns on HDFC Platinum Debit Card

    It's different for Axis & IndusInd. My Axis & IndusInd bills were the only ones fetched and scheduled after the bill was generated. Explanation: Bill generated on 15th Sept I setup for the first time on 27th Sept Bill was fetched on 28th or 29th Sept morning And scheduled for payment on 30th...
  6. Copycat

    Bank of India: Better Rewards on All Debit cards (0.46%)

    Thank you for the tip. If I try via BOI Omni Neo Retail IB --> My rewards, I get the same login screen and the same error message "Please enter valid details" Thank you. I hope this will resolve my problem. My account is very old, about 35+ years, at least. Got the debit card a year ago but...
  7. Copycat

    Net Banking 2.0 may be launched next month

    I often wonder, why does the RBI still allow payment gateways to offer a T+2 day settlement cycle. Cheques will move to a T+3 hours cycle from 2nd Jan 2026. It's disgraceful that some electronic payments are still stuck in a T+2 day cycle
  8. Copycat

    HDFC Millennia Billing cycle (cashpoints credit)

    Hey, POTUS, whatever happened to your catchphrase: “Thank you for your attention to this matter.”
  9. Copycat

    American express is back

    @BestBanker When is Amex going to use BBPS to accept payments?
  10. Copycat

    IDFC First Bank Debit Card Rewards Mess – Customers Harassed for Bank’s Mistake?

    Thank you for your reply. You clarified a few points that puzzled me, regarding your approach to the issue I would disagree with you on this point. As I mentioned, w.r.t. to risk management the RBI gives the banks the fullest authority to decide whether to not to allow a transaction to proceed...
  11. Copycat

    IDFC First Bank Debit Card Rewards Mess – Customers Harassed for Bank’s Mistake?

    Already told you. I don't work for a bank. But I've got a nauseating headache right now & have tonnes of work that I can't do because of the headache. So till the headache subsides, I thought I'd come online and pick a fight with someone. And Sumanta's comments were just too inviting to pass up...
  12. Copycat

    IDFC First Bank Debit Card Rewards Mess – Customers Harassed for Bank’s Mistake?

    While I understand your angst, Sumanta, on certain points you are flat out wrong. A bank has every right to block transactions at a certain merchant if its internal risk assessment mechanisms indicate something suspicious. I did check the Zavo reviews on PlayStore, and while I can see 4.7 stars...
  13. Copycat

    Devaluation Amazon pay balance changes - Category based restrictions

    Can someone else check this out and see if they receive the same answer? It could just be that their support representatives are not informed I just chatted with Amazon customer support and was told the following: 1) That the limitation of Rs 25000 for insurance is due to a technical issue 2)...
  14. Copycat

    How many stock brokers you have and for what purposes?

    Yes, that's why I stopped using Upstox. For me, the demat account is LTF. Per trade it is 20, so I don't use it because Finvasia offers free Equity delivery. And I no longer do intra-day (even if I restarted, at Finvasia it is Rs 5/- so again a no contest)
  15. Copycat

    How many stock brokers you have and for what purposes?

    I registered at Fyers but never used it. Work pressure meant no time to look at the stock market. Now, I just use Finvasia to buy on dips. Upstox, I haven't used for ages though it stores all my medium & long-term picks. Haven't sold anything for quite some time now. May look at Dhan when I...
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