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Hey TFCians,

This festive season, HDFC Bank is offering two of its valuable co-branded credit cards, the HDFC Bank Tata Neu Infinity Credit Card and the HDFC Bank Tata Neu Plus Credit Card, with no annual fees—meaning they’re lifetime free for a limited time.

The Tata Neu credit cards are among the best co-branded options available, offering impressive value back, even on UPI transactions. This is a fantastic deal you won’t want to miss!

Be sure to grab this opportunity.

Here’s a screenshot of the fees page for your reference:
Tata Neu Infinity Card: [Apply Now: Click Here]

Screenshot 2024-10-25 at 6.42.41 PM.webp

Tata Neu Plus Card: [Apply Now: Click Here]

Screenshot 2024-10-25 at 6.42.01 PM.webp
 
1) I don't have any type of relationship with HDFC Bank , Self Employed, CIBIL is 751 Credit Age is 3y 5m but the oldest card is 4 month old, Total 3 cards (2 Pre-approved) with total limit of 2.01L . What are my approval chances ?

2) Does hard enquiry happen right after filling Mobile number & PAN or first there will be some kind of soft enquiry and then hard enquiry after submitting application ?

3) What documents do they ask for while filling application ? Is physical verification also done or only vkyc ?
 
1) I don't have any type of relationship with HDFC Bank , Self Employed, CIBIL is 751 Credit Age is 3y 5m but the oldest card is 4 month old, Total 3 cards (2 Pre-approved) with total limit of 2.01L . What are my approval chances ?

2) Does hard enquiry happen right after filling Mobile number & PAN or first there will be some kind of soft enquiry and then hard enquiry after submitting application ?

3) What documents do they ask for while filling application ? Is physical verification also done or only vkyc ?
1. Its HDFC, anything can happen. Unless you have missed payments or so, you will be able to get the card approved.
2. Once you go through and give PAN and details, before showing you cards you are eligible for, there will be a CIBIL hit.
3. I applied from my friend's account and didn't ask for any documents during application. Application is in progress not sure if there is gonna be a physical verification or not.
 
After seeing your post it gave me hope to fight further for getting TATA NEU INFINITY and I have just mailed them again....by the way on which mail id you have mailed

this was HDFC earlier reply to me

"On receipt of your email we have liaised with our concern team and we wish to inform you that the TATA credit card will be considered as a core credit card hence we have observed from our record that you are already holding two credit cards, hence the TATA credit card cannot be issued as per the internal policies."
Grievance.Redressalcc@hdfcbank.com is the mail id
 
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